Concord Auto Insurance Rates, Quotes, Agents & Reviews in VT

Concord, VT Auto Insurance Rates, Quotes, Agents & Reviews

Zimlon, through its research, found that car owners in Concord, VT, can avail multiple discounts on car insurance by taking various factors into consideration. These factors are explored in detail by Zimlon in the analysis below.

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Factors that can influence the cost of car insurance in Concord, VT are listed below. It is imperative to understand these factors in order to reduce the cost of car insurance. It is also essential to strike a balance between the cost of insurance and the coverage requirements.

Concord, VT Auto Insurance Rate Comparisons with Neighboring Locations | Back to Top

The following table compares the cost of insurance in Concord, VT with that of other cities in and around Concord.

Concord Dalton St. Johnsbury Waterford Victory Lunenburg
Average Insurance Rates $1,051 $1,607 $1,069 $1,103 $1,043 $1,048

Concord, VT Auto Insurance Rates vary Based on Deductibles in Neighboring Cities | Back to Top

The following table makes a comparison of the variation in car insurance rates in and around Concord, VT based on the change in deductibles. A higher deductible leads to a decrease in the cost of car insurance.

Location Low Deductible ($500) High Deductible ($1000)
Concord $2,802 $2,366
Lunenburg $1,513 $1,278
Littleton $1,569 $1,325
Kirby $1,353 $1,143
Dalton $1,655 $1,398
Waterford $1,115 $942
Victory $1,613 $1,362
St. Johnsbury $1,224 $1,034

Concord, VT Auto Insurance Rates Based on the Age of the Driver | Back to Top

Teenagers in Concord, VT usually pay a much higher car insurance rate compared to the rest of the state as they are generally considered to be less responsible behind the wheel. Middle-aged drivers are likely to pay lower car insurance premiums if they are considered to be safer drivers by insurance companies.

Age of Driver Insurance Cost
Teens $3,410
20 Years $1,350
30 Years $1,040
40 Years $1,001
50 Years $927
60 Years $940
70 Years $1,094

Concord, VT Car Insurance Discounts for Multi-Car Insurance | Back to Top

Car owners in Concord, VT can obtain discounts if they insure multiple vehicles with the same insurer. The average savings one can obtain are as follows:

Number of Cars Auto Insurance Cost Total Savings
2 Vehicles $1,808 $294
3 Vehicles $2,712 $441
4 Vehicles $3,615 $589

Savings on 2 Vehicles bundle:$294

Savings on 3 Vehicles bundle:$441

Savings on 4 Vehicles bundle:$589

Concord, VT Post- DUI Auto Insurance Rates | Back to Top

Driving Under Influence (DUI) can be an added burden on your wallet. The cost of auto insurance will go up post-DUI. The below graph does a comparison of auto insurance rates before and after DUI in and around Concord, VT.

Location Average Insurance Cost Post DUI Insurance Rate
Concord $1,051 $2,172
Lunenburg $1,048 $2,166
Littleton $1,523 $2,691
Kirby $1,092 $2,257
Dalton $1,607 $2,840
Waterford $1,103 $2,279
Victory $1,043 $2,155
St. Johnsbury $1,069 $2,209

Concord, VT Auto Insurance Rates Based on Credit Score | Back to Top

Car insurance companies can use the Credit Score of car drivers to determine car insurance rates. Car drivers with good credit can avail of substantial discounts on car insurance rates.

Credit Score Insurance Cost
Exceptional (800-850) $902
Excellent (740-799) $1,029
Good (670-739) $1,095
Average (580-669) $1,429
Poor (300-579) $1,714

Concord, VT Auto Insurance Agents | Back to Top

Car owners can obtain quotes from multiple auto insurance companies. Comparing different quotes can help identify the cheapest auto insurance provider best suited for their coverage needs.

Agent Name Company Agent Address Contact Details
Farm Country Insurance Inc Travelers 1951 MEMORIAL DR, ST JOHNSBURY CENTER, 5819 802-748-8081
Denis Ricker & Brown Liberty Mutual Independent 23 Church St, Lyndonville, 5851 None
Poulos Insurance Allstate 723 Concord Ave, Saint Johnsbury, 5819 (802) 748-1200
Kinney Pike Insurance Agency Liberty Mutual Independent 970 MEMORIAL DR, ST JOHNSBURY, 5819 802-748-9033
Denis Ricker & Brown Allstate 2 Pioneer St, Montpelier, 5602 (802) 229-0563

Concord, VT Auto Insurance Rates can Increase Based on Driving Violations | Back to Top

Auto insurance rates tend to increase depending on the type and number of driving violations. The driving violations can stay on the record for a considerable amount of time leading to higher auto insurance rates. The severity of the driving violation and place of residence will determine how long the violation stays on record.

Driving Violation Cost Increase Total Insurance Cost
Driving Without Headlights +$46 $1,097
Driver's Failure In Showing Documents +$102 $1,153
Driving With An Expired Registration +$108 $1,159
Driving At A Considerably Slow Pace +$228 $1,279
Using A Cellphone While Driving +$241 $1,292
Running A Red Light +$245 $1,296
Speeding +$257 $1,308
Driving A Vehicle Without The Required Permission +$327 $1,378
Driving With An Expired/Suspended License +$708 $1,759

Concord, VT Auto Insurance Rates Based on Anti-Theft Feature | Back to Top

Cars that are equipped with safety devices are less prone to thefts. As a result, auto insurance companies provide a considerable amount of discounts to vigilant car owners. The discounts vary depending on the type and number of safety devices installed.

Anti Theft Feature Insurance Cost
Audible Alarm $1,009
Active Disabling Device $1,009
Tracking Device $988
Passive Disabling Device $977