Cook Auto Insurance Rates, Quotes, Agents & Reviews in PA

Cook, PA Auto Insurance Rates, Quotes, Agents & Reviews

Zimlon, through its research, found that car owners in Cook, PA, can avail multiple discounts on car insurance by taking various factors into consideration. These factors are explored in detail by Zimlon in the analysis below.

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Factors that can influence the cost of car insurance in Cook, PA are listed below. It is imperative to understand these factors in order to reduce the cost of car insurance. It is also essential to strike a balance between the cost of insurance and the coverage requirements.

Cook, PA Auto Insurance Rate Comparisons with Neighboring Locations | Back to Top

The following table compares the cost of insurance in Cook, PA with that of other cities in and around Cook.

Cook Mammoth Ligonier Mount Pleasant Hostetter Bear Rocks
Average Insurance Rates $1,419 $1,430 $1,437 $1,418 $1,442 $1,429

Cook, PA Auto Insurance Rates vary Based on Deductibles in Neighboring Cities | Back to Top

The following table makes a comparison of the variation in car insurance rates in and around Cook, PA based on the change in deductibles. A higher deductible leads to a decrease in the cost of car insurance.

Location Low Deductible ($500) High Deductible ($1000)
Cook $1,442 $1,218
Ligonier $1,078 $911
Laurel Mountain $1,138 $961
Youngstown $1,375 $1,161
Hostetter $1,200 $1,014
Mount Pleasant $2,521 $2,130
Mammoth $1,410 $1,191
Bear Rocks $1,786 $1,509

Cook, PA Auto Insurance Rates Based on the Age of the Driver | Back to Top

Teenagers in Cook, PA usually pay a much higher car insurance rate compared to the rest of the state as they are generally considered to be less responsible behind the wheel. Middle-aged drivers are likely to pay lower car insurance premiums if they are considered to be safer drivers by insurance companies.

Age of Driver Insurance Cost
Teens $4,604
20 Years $1,823
30 Years $1,404
40 Years $1,351
50 Years $1,251
60 Years $1,269
70 Years $1,477

Cook, PA Car Insurance Discounts for Multi-Car Insurance | Back to Top

Car owners in Cook, PA can obtain discounts if they insure multiple vehicles with the same insurer. The average savings one can obtain are as follows:

Number of Cars Auto Insurance Cost Total Savings
2 Vehicles $2,441 $397
3 Vehicles $3,661 $596
4 Vehicles $4,881 $795

Savings on 2 Vehicles bundle:$397

Savings on 3 Vehicles bundle:$596

Savings on 4 Vehicles bundle:$795

Cook, PA Post- DUI Auto Insurance Rates | Back to Top

Driving Under Influence (DUI) can be an added burden on your wallet. The cost of auto insurance will go up post-DUI. The below graph does a comparison of auto insurance rates before and after DUI in and around Cook, PA.

Location Average Insurance Cost Post DUI Insurance Rate
Cook $1,419 $2,234
Ligonier $1,437 $2,262
Laurel Mountain $1,444 $2,273
Youngstown $1,387 $2,183
Hostetter $1,442 $2,270
Mount Pleasant $1,418 $2,232
Mammoth $1,430 $2,251
Bear Rocks $1,429 $2,249

Cook, PA Auto Insurance Rates Based on Credit Score | Back to Top

Car insurance companies can use the Credit Score of car drivers to determine car insurance rates. Car drivers with good credit can avail of substantial discounts on car insurance rates.

Credit Score Insurance Cost
Exceptional (800-850) $1,217
Excellent (740-799) $1,390
Good (670-739) $1,479
Average (580-669) $1,929
Poor (300-579) $2,315

Cook, PA Auto Insurance Agents | Back to Top

Car owners can obtain quotes from multiple auto insurance companies. Comparing different quotes can help identify the cheapest auto insurance provider best suited for their coverage needs.

Agent Name Company Agent Address Contact Details
Richard W Palmer Nationwide 314 N 4Th Street, Youngwood, 15697-1312 (724) 925-9040
B P Insurance Inc Nationwide 123 W Loyalhanna St, Ligonier, 15658 (724) 238-2148
Kenneth R. Sloan Insurance Agency None 108 N Plaza , Apollo, 15613 None
Mikolajcik Schultz And Assoc Llc Travelers 1255 S MAIN ST, GREENSBURG, 15601 724-838-0940
Truschel Insurance Travelers 1709 MURRAY AVENUE, PITTSBURGH, 15217 412-325-1770
Charles M Mills Insurance Agency Inc. Erie 219 E Main Street, Ligonier, 15658 None
Jeffrey James Dougherty Nationwide 9066 Perry HWY, Pittsburgh, 15237-5397 (412) 228-5805
Pasquinelli Insurance Agency Erie 5349 William Flynn Hwy, Gibsonia, 15044 None

Cook, PA Auto Insurance Rates can Increase Based on Driving Violations | Back to Top

Auto insurance rates tend to increase depending on the type and number of driving violations. The driving violations can stay on the record for a considerable amount of time leading to higher auto insurance rates. The severity of the driving violation and place of residence will determine how long the violation stays on record.

Driving Violation Cost Increase Total Insurance Cost
Driving Without Headlights +$62 $1,481
Driver's Failure In Showing Documents +$138 $1,557
Driving With An Expired Registration +$146 $1,565
Driving At A Considerably Slow Pace +$308 $1,727
Using A Cellphone While Driving +$325 $1,744
Running A Red Light +$331 $1,750
Speeding +$348 $1,767
Driving A Vehicle Without The Required Permission +$441 $1,860
Driving With An Expired/Suspended License +$956 $2,375

Cook, PA Auto Insurance Rates Based on Anti-Theft Feature | Back to Top

Cars that are equipped with safety devices are less prone to thefts. As a result, auto insurance companies provide a considerable amount of discounts to vigilant car owners. The discounts vary depending on the type and number of safety devices installed.

Anti Theft Feature Insurance Cost
Audible Alarm $1,362
Active Disabling Device $1,362
Tracking Device $1,334
Passive Disabling Device $1,320