Coolbaugh Auto Insurance Rates, Quotes, Agents & Reviews in PA

Coolbaugh, PA Auto Insurance Rates, Quotes, Agents & Reviews

Zimlon, through its research, found that car owners in Coolbaugh, PA, can avail multiple discounts on car insurance by taking various factors into consideration. These factors are explored in detail by Zimlon in the analysis below.

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Factors that can influence the cost of car insurance in Coolbaugh, PA are listed below. It is imperative to understand these factors in order to reduce the cost of car insurance. It is also essential to strike a balance between the cost of insurance and the coverage requirements.


Coolbaugh, PA Auto Insurance Rate Comparisons with Neighboring Locations | Back to Top

The following table compares the cost of insurance in Coolbaugh, PA with that of other cities in and around Coolbaugh.

Coolbaugh Big Bass Lake Mount Pocono Gouldsboro Pocono Pines Clifton
Average Insurance Rates $1,405 $1,444 $1,426 $1,429 $1,953 $1,433

Coolbaugh, PA Auto Insurance Rates vary Based on Deductibles in Neighboring Cities | Back to Top

The following table makes a comparison of the variation in car insurance rates in and around Coolbaugh, PA based on the change in deductibles. A higher deductible leads to a decrease in the cost of car insurance.

Location Low Deductible ($500) High Deductible ($1000)
Coolbaugh $1,666 $1,407
Gouldsboro $1,537 $1,298
Big Bass Lake $1,487 $1,256
Pocono Pines $2,012 $1,699
Clifton $1,192 $1,007
Tobyhanna $1,363 $1,151
Mount Pocono $1,469 $1,241
Eagle Lake $2,012 $1,699

Coolbaugh, PA Auto Insurance Rates Based on the Age of the Driver | Back to Top

Teenagers in Coolbaugh, PA usually pay a much higher car insurance rate compared to the rest of the state as they are generally considered to be less responsible behind the wheel. Middle-aged drivers are likely to pay lower car insurance premiums if they are considered to be safer drivers by insurance companies.

Age of Driver Insurance Cost
Teens $4,559
20 Years $1,805
30 Years $1,390
40 Years $1,338
50 Years $1,239
60 Years $1,256
70 Years $1,462

Coolbaugh, PA Car Insurance Discounts for Multi-Car Insurance | Back to Top

Car owners in Coolbaugh, PA can obtain discounts if they insure multiple vehicles with the same insurer. The average savings one can obtain are as follows:

Number of Cars Auto Insurance Cost Total Savings
2 Vehicles $2,473 $337
3 Vehicles $3,709 $506
4 Vehicles $4,946 $674

Savings on 2 Vehicles bundle:$337

Savings on 3 Vehicles bundle:$506

Savings on 4 Vehicles bundle:$674


Coolbaugh, PA Post- DUI Auto Insurance Rates | Back to Top

Driving Under Influence (DUI) can be an added burden on your wallet. The cost of auto insurance will go up post-DUI. The below graph does a comparison of auto insurance rates before and after DUI in and around Coolbaugh, PA.

Location Average Insurance Cost Post DUI Insurance Rate
Coolbaugh $1,405 $2,212
Gouldsboro $1,429 $2,249
Big Bass Lake $1,444 $2,273
Pocono Pines $1,953 $3,074
Clifton $1,433 $2,256
Tobyhanna $1,433 $2,256
Mount Pocono $1,426 $2,245
Eagle Lake $1,953 $3,074

Coolbaugh, PA Auto Insurance Rates Based on Credit Score | Back to Top

Car insurance companies can use the Credit Score of car drivers to determine car insurance rates. Car drivers with good credit can avail of substantial discounts on car insurance rates.

Credit Score Insurance Cost
Exceptional (800-850) $1,205
Excellent (740-799) $1,376
Good (670-739) $1,464
Average (580-669) $1,910
Poor (300-579) $2,292

Coolbaugh, PA Auto Insurance Agents | Back to Top

Car owners can obtain quotes from multiple auto insurance companies. Comparing different quotes can help identify the cheapest auto insurance provider best suited for their coverage needs.

Agent Name Company Agent Address Contact Details
Coleman Insurance Agency Travelers RT 209, GILBERT, 18331 610-681-6802
Sharon Grivner Allstate 2647 Route 940, Pocono Summit, 18346 (570) 839-2270
Brigitte Burke Allstate 920 N Washington Ave, Scranton, 18509 (570) 348-2103
Gary Grivner Allstate Rr 940 Box 595, Pocono Summit, 18346 (570) 839-2270
Brosky Insurance Agency Inc. Erie 1540 E Race Street, Catasauqua, 18032 None
Steven Lechmanik Allstate 195 Main St, Emmaus, 18049 (610) 965-3680
David S. Lansdowne Nationwide 1350 Pocono Blvd, Mt Pocono, 18344 (570) 839-7413
Rick Frazier State Farm 1645 Union Blvd, Allentown, 18109-1509 610-435-6675
East Penn Ins Llc Travelers 4905 W TILGHMAN ST STE 200, ALLENTOWN, 18104 610-573-5581
William Huck Agency Inc Nationwide 825 E 4th St, Bethlehem, 18015-1901 (610) 691-6430

Coolbaugh, PA Auto Insurance Rates can Increase Based on Driving Violations | Back to Top

Auto insurance rates tend to increase depending on the type and number of driving violations. The driving violations can stay on the record for a considerable amount of time leading to higher auto insurance rates. The severity of the driving violation and place of residence will determine how long the violation stays on record.

Driving Violation Cost Increase Total Insurance Cost
Driving Without Headlights +$62 $1,467
Driver's Failure In Showing Documents +$136 $1,541
Driving With An Expired Registration +$145 $1,550
Driving At A Considerably Slow Pace +$305 $1,710
Using A Cellphone While Driving +$322 $1,727
Running A Red Light +$327 $1,732
Speeding +$344 $1,749
Driving A Vehicle Without The Required Permission +$437 $1,842
Driving With An Expired/Suspended License +$947 $2,352

Coolbaugh, PA Auto Insurance Rates Based on Anti-Theft Feature | Back to Top

Cars that are equipped with safety devices are less prone to thefts. As a result, auto insurance companies provide a considerable amount of discounts to vigilant car owners. The discounts vary depending on the type and number of safety devices installed.

Anti Theft Feature Insurance Cost
Audible Alarm $1,349
Active Disabling Device $1,349
Tracking Device $1,321
Passive Disabling Device $1,307