Coon Rapids, MN Auto Insurance Rates, Quotes, Agents & Reviews

Zimlon, through its research, found that car owners in Coon Rapids, MN, can avail multiple discounts on car insurance by taking various factors into consideration. These factors are explored in detail by Zimlon in the analysis below.

Factors that can influence the cost of car insurance in Coon Rapids, MN are listed below. It is imperative to understand these factors in order to reduce the cost of car insurance. It is also essential to strike a balance between the cost of insurance and the coverage requirements.

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Coon Rapids, MN Auto Insurance Rate Comparisons with Neighboring Locations | Back to Top

The following table compares the cost of insurance in Coon Rapids, MN with that of other cities in and around Coon Rapids.

	Coon Rapids	Blaine	Brooklyn Park	Spring Lake Park	Osseo	Andover
Average Insurance Rates	$1,085	$1,311	$1,089	$1,662	$1,666	$1,095

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Coon Rapids, MN Auto Insurance Rates vary Based on Deductibles in Neighboring Cities | Back to Top

The following table makes a comparison of the variation in car insurance rates in and around Coon Rapids, MN based on the change in deductibles. A higher deductible leads to a decrease in the cost of car insurance.

Location	Low Deductible ($500)	High Deductible ($1000)
Coon Rapids	$1,269	$1,072
Champlin	$1,465	$1,237
Anoka	$1,487	$1,256
Brooklyn Park	$1,748	$1,476
Blaine	$1,448	$1,223
Spring Lake Park	$1,481	$1,251
Andover	$1,852	$1,564
Osseo	$947	$800

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Coon Rapids, MN Auto Insurance Rates Based on the Age of the Driver | Back to Top

Teenagers in Coon Rapids, MN usually pay a much higher car insurance rate compared to the rest of the state as they are generally considered to be less responsible behind the wheel. Middle-aged drivers are likely to pay lower car insurance premiums if they are considered to be safer drivers by insurance companies.

Age of Driver	Insurance Cost
Teens	$3,521
20 Years	$1,394
30 Years	$1,074
40 Years	$1,033
50 Years	$957
60 Years	$970
70 Years	$1,129

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Coon Rapids, MN Car Insurance Discounts for Multi-Car Insurance | Back to Top

Car owners in Coon Rapids, MN can obtain discounts if they insure multiple vehicles with the same insurer. The average savings one can obtain are as follows:

Number of Cars	Auto Insurance Cost	Total Savings
2 Vehicles	$1,910	$260
3 Vehicles	$2,864	$391
4 Vehicles	$3,819	$521

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Coon Rapids, MN Post- DUI Auto Insurance Rates | Back to Top

Driving Under Influence (DUI) can be an added burden on your wallet. The cost of auto insurance will go up post-DUI. The below graph does a comparison of auto insurance rates before and after DUI in and around Coon Rapids, MN.

Location	Average Insurance Cost	Post DUI Insurance Rate
Coon Rapids	$1,085	$1,981
Champlin	$1,323	$2,416
Anoka	$1,294	$2,363
Brooklyn Park	$1,089	$1,988
Blaine	$1,311	$2,394
Spring Lake Park	$1,662	$3,034
Andover	$1,095	$1,999
Osseo	$1,666	$3,042

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Coon Rapids, MN Auto Insurance Rates Based on Credit Score | Back to Top

Car insurance companies can use the Credit Score of car drivers to determine car insurance rates. Car drivers with good credit can avail of substantial discounts on car insurance rates.

Credit Score	Insurance Cost
Exceptional (800-850)	$931
Excellent (740-799)	$1,063
Good (670-739)	$1,131
Average (580-669)	$1,475
Poor (300-579)	$1,770

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Coon Rapids, MN Auto Insurance Agents | Back to Top

Car owners can obtain quotes from multiple auto insurance companies. Comparing different quotes can help identify the cheapest auto insurance provider best suited for their coverage needs.

Agent Name	Company	Agent Address	Contact Details
Jessica Thompson	State Farm	2436 Highway 10 Ste 110, Mounds View, 55112-1482	651-789-5300
Insurance Brokers Of Mn	Travelers	13632 Van Buren St Ne Andover, Ham Lake, 55304	None
Jeremy Savageau	State Farm	7905 Highway 65 NE, Spring Lk Pk, 55432-2050	763-785-0095
John Griep	State Farm	551 Snelling Avenue S, St Paul, 55116-1582	651-698-0703
Mary Cleary	State Farm	8500 Edinbrook Parkway, Brooklyn Park, 55443-3735	763-425-0207
Oakwood Ins Agcy Inc	Travelers	129 CENTRAL AVE, OSSEO, 55369	763-424-7464
Teresa Rupkalvis	State Farm	11264 86th Ave N, Maple Grove, 55369-4510	763-493-2055
Truck Writers Inc	Liberty Mutual Independent	8970 W 35W SERVICE DR NE, BLAINE, 55449	(763) 785-0500
Twin Cities Ins Group	Nationwide	912 125th Lane, Blaine, 55434-3182	(763) 398-8770

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Coon Rapids, MN Auto Insurance Rates can Increase Based on Driving Violations | Back to Top

Auto insurance rates tend to increase depending on the type and number of driving violations. The driving violations can stay on the record for a considerable amount of time leading to higher auto insurance rates. The severity of the driving violation and place of residence will determine how long the violation stays on record.

Driving Violation	Cost Increase	Total Insurance Cost
Driving Without Headlights	+$48	$1,133
Driver's Failure In Showing Documents	+$105	$1,190
Driving With An Expired Registration	+$112	$1,197
Driving At A Considerably Slow Pace	+$235	$1,320
Using A Cellphone While Driving	+$248	$1,333
Running A Red Light	+$253	$1,338
Speeding	+$266	$1,351
Driving A Vehicle Without The Required Permission	+$337	$1,422
Driving With An Expired/Suspended License	+$731	$1,816

Coon Rapids, MN Auto Insurance Rates Based on Anti-Theft Feature | Back to Top

Cars that are equipped with safety devices are less prone to thefts. As a result, auto insurance companies provide a considerable amount of discounts to vigilant car owners. The discounts vary depending on the type and number of safety devices installed.

Anti Theft Feature	Insurance Cost
Audible Alarm	$1,042
Active Disabling Device	$1,042
Tracking Device	$1,020
Passive Disabling Device	$1,009

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Latest Auto Insurance Reviews in Coon Rapids, MN | Back to Top