Cornwall Auto Insurance Rates, Quotes, Agents & Reviews in VT

Cornwall, VT Auto Insurance Rates, Quotes, Agents & Reviews

Zimlon, through its research, found that car owners in Cornwall, VT, can avail multiple discounts on car insurance by taking various factors into consideration. These factors are explored in detail by Zimlon in the analysis below.

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Factors that can influence the cost of car insurance in Cornwall, VT are listed below. It is imperative to understand these factors in order to reduce the cost of car insurance. It is also essential to strike a balance between the cost of insurance and the coverage requirements.

Cornwall, VT Auto Insurance Rate Comparisons with Neighboring Locations | Back to Top

The following table compares the cost of insurance in Cornwall, VT with that of other cities in and around Cornwall.

Cornwall Whiting Bridport Weybridge East Middlebury Salisbury
Average Insurance Rates $1,171 $1,091 $1,108 $1,141 $1,084 $1,113

Cornwall, VT Auto Insurance Rates vary Based on Deductibles in Neighboring Cities | Back to Top

The following table makes a comparison of the variation in car insurance rates in and around Cornwall, VT based on the change in deductibles. A higher deductible leads to a decrease in the cost of car insurance.

Location Low Deductible ($500) High Deductible ($1000)
Cornwall $1,431 $1,208
Weybridge $1,740 $1,469
Middlebury $1,491 $1,260
Bridport $1,180 $997
Salisbury $1,188 $1,003
East Middlebury $1,557 $1,315
Whiting $1,713 $1,447
Addison County $1,360 $1,148

Cornwall, VT Auto Insurance Rates Based on the Age of the Driver | Back to Top

Teenagers in Cornwall, VT usually pay a much higher car insurance rate compared to the rest of the state as they are generally considered to be less responsible behind the wheel. Middle-aged drivers are likely to pay lower car insurance premiums if they are considered to be safer drivers by insurance companies.

Age of Driver Insurance Cost
Teens $3,800
20 Years $1,505
30 Years $1,159
40 Years $1,115
50 Years $1,033
60 Years $1,047
70 Years $1,219

Cornwall, VT Car Insurance Discounts for Multi-Car Insurance | Back to Top

Car owners in Cornwall, VT can obtain discounts if they insure multiple vehicles with the same insurer. The average savings one can obtain are as follows:

Number of Cars Auto Insurance Cost Total Savings
2 Vehicles $2,038 $304
3 Vehicles $3,056 $457
4 Vehicles $4,075 $609

Savings on 2 Vehicles bundle:$304

Savings on 3 Vehicles bundle:$457

Savings on 4 Vehicles bundle:$609

Cornwall, VT Post- DUI Auto Insurance Rates | Back to Top

Driving Under Influence (DUI) can be an added burden on your wallet. The cost of auto insurance will go up post-DUI. The below graph does a comparison of auto insurance rates before and after DUI in and around Cornwall, VT.

Location Average Insurance Cost Post DUI Insurance Rate
Cornwall $1,171 $2,420
Weybridge $1,141 $2,358
Middlebury $1,112 $2,298
Bridport $1,108 $2,290
Salisbury $1,113 $2,300
East Middlebury $1,084 $2,240
Whiting $1,091 $2,255
Addison County $1,028 $2,124

Cornwall, VT Auto Insurance Rates Based on Credit Score | Back to Top

Car insurance companies can use the Credit Score of car drivers to determine car insurance rates. Car drivers with good credit can avail of substantial discounts on car insurance rates.

Credit Score Insurance Cost
Exceptional (800-850) $1,005
Excellent (740-799) $1,147
Good (670-739) $1,220
Average (580-669) $1,592
Poor (300-579) $1,910

Cornwall, VT Auto Insurance Agents | Back to Top

Car owners can obtain quotes from multiple auto insurance companies. Comparing different quotes can help identify the cheapest auto insurance provider best suited for their coverage needs.

Agent Name Company Agent Address Contact Details
Jim Soriano State Farm 211 Maple St Ste 27C, Middlebury, 05753-1147 802-388-3276
Mackey Insurance None Marble Works Office Bldg Marble Works Office Bldg, Middlebury, 5753 None
Ui Insurance Services None P.O. Box 7080, Middlebury, 5753 None
Holden Financial Services Inc Allstate 94 COURT ST, MIDDLEBURY, 5753 802-388-4992
Insuranceworks None 2562 Route 22A, Bridport, 5734 None

Cornwall, VT Auto Insurance Rates can Increase Based on Driving Violations | Back to Top

Auto insurance rates tend to increase depending on the type and number of driving violations. The driving violations can stay on the record for a considerable amount of time leading to higher auto insurance rates. The severity of the driving violation and place of residence will determine how long the violation stays on record.

Driving Violation Cost Increase Total Insurance Cost
Driving Without Headlights +$52 $1,223
Driver's Failure In Showing Documents +$114 $1,285
Driving With An Expired Registration +$121 $1,292
Driving At A Considerably Slow Pace +$254 $1,425
Using A Cellphone While Driving +$268 $1,439
Running A Red Light +$273 $1,444
Speeding +$287 $1,458
Driving A Vehicle Without The Required Permission +$364 $1,535
Driving With An Expired/Suspended License +$789 $1,960

Cornwall, VT Auto Insurance Rates Based on Anti-Theft Feature | Back to Top

Cars that are equipped with safety devices are less prone to thefts. As a result, auto insurance companies provide a considerable amount of discounts to vigilant car owners. The discounts vary depending on the type and number of safety devices installed.

Anti Theft Feature Insurance Cost
Audible Alarm $1,124
Active Disabling Device $1,124
Tracking Device $1,101
Passive Disabling Device $1,089