Corpus Christi Auto Insurance Rates, Quotes, Agents & Reviews in TX

Corpus Christi, TX Auto Insurance Rates, Quotes, Agents & Reviews

Zimlon, through its research, found that car owners in Corpus Christi, TX, can avail multiple discounts on car insurance by taking various factors into consideration. These factors are explored in detail by Zimlon in the analysis below.

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Factors that can influence the cost of car insurance in Corpus Christi, TX are listed below. It is imperative to understand these factors in order to reduce the cost of car insurance. It is also essential to strike a balance between the cost of insurance and the coverage requirements.


Corpus Christi, TX Auto Insurance Rate Comparisons with Neighboring Locations | Back to Top

The following table compares the cost of insurance in Corpus Christi, TX with that of other cities in and around Corpus Christi.

Corpus Christi Aransas Pass Falman Ingleside on the Bay Port Aransas Ingleside
Average Insurance Rates $1,422 $1,865 $1,863 $1,983 $2,089 $1,909

Corpus Christi, TX Auto Insurance Rates vary Based on Deductibles in Neighboring Cities | Back to Top

The following table makes a comparison of the variation in car insurance rates in and around Corpus Christi, TX based on the change in deductibles. A higher deductible leads to a decrease in the cost of car insurance.

Location Low Deductible ($500) High Deductible ($1000)
Corpus Christi $1,661 $1,403
Port Aransas $1,198 $1,012
Ingleside on the Bay $1,584 $1,338
Ingleside $1,502 $1,268
Aransas Pass-Ingleside $1,208 $1,021
Aransas Pass $1,950 $1,647
Country Acres $1,400 $1,182
Falman $1,919 $1,621

Corpus Christi, TX Auto Insurance Rates Based on the Age of the Driver | Back to Top

Teenagers in Corpus Christi, TX usually pay a much higher car insurance rate compared to the rest of the state as they are generally considered to be less responsible behind the wheel. Middle-aged drivers are likely to pay lower car insurance premiums if they are considered to be safer drivers by insurance companies.

Age of Driver Insurance Cost
Teens $4,614
20 Years $1,827
30 Years $1,407
40 Years $1,354
50 Years $1,254
60 Years $1,271
70 Years $1,480

Corpus Christi, TX Car Insurance Discounts for Multi-Car Insurance | Back to Top

Car owners in Corpus Christi, TX can obtain discounts if they insure multiple vehicles with the same insurer. The average savings one can obtain are as follows:

Number of Cars Auto Insurance Cost Total Savings
2 Vehicles $2,474 $370
3 Vehicles $3,711 $555
4 Vehicles $4,949 $739

Savings on 2 Vehicles bundle:$370

Savings on 3 Vehicles bundle:$555

Savings on 4 Vehicles bundle:$739


Corpus Christi, TX Post- DUI Auto Insurance Rates | Back to Top

Driving Under Influence (DUI) can be an added burden on your wallet. The cost of auto insurance will go up post-DUI. The below graph does a comparison of auto insurance rates before and after DUI in and around Corpus Christi, TX.

Location Average Insurance Cost Post DUI Insurance Rate
Corpus Christi $1,422 $2,214
Port Aransas $2,089 $3,252
Ingleside on the Bay $1,983 $3,087
Ingleside $1,909 $2,972
Aransas Pass-Ingleside $1,908 $2,970
Aransas Pass $1,865 $2,903
Country Acres $1,892 $2,945
Falman $1,863 $2,900

Corpus Christi, TX Auto Insurance Rates Based on Credit Score | Back to Top

Car insurance companies can use the Credit Score of car drivers to determine car insurance rates. Car drivers with good credit can avail of substantial discounts on car insurance rates.

Credit Score Insurance Cost
Exceptional (800-850) $1,220
Excellent (740-799) $1,393
Good (670-739) $1,482
Average (580-669) $1,933
Poor (300-579) $2,319

Corpus Christi, TX Auto Insurance Agents | Back to Top

Car owners can obtain quotes from multiple auto insurance companies. Comparing different quotes can help identify the cheapest auto insurance provider best suited for their coverage needs.

Agent Name Company Agent Address Contact Details
Stanberry Insurance Agency None 141 Main St, Highlands, 28741 None
Rene Contreras Allstate 2701 Main St Ste B, Ingleside, 78362 (361) 775-2886
Matt Sablatura State Farm 2741 Dallas Ave, Ingleside, 78362-5715 361-776-3579
Kyle Mcgee State Farm 6402 Holly Rd, Corp Christi, 78412-4842 361-992-9440
Merida May Nardone Farmers 15121 S Padre Island Dr Ste 104, Corpus Christi, 78418 (361) 949-8008
Merida May Nardone Farmers 15121 S Padre Island Dr Ste 104, Corpus Christi, 78418 (361) 949-8008
Michael Morgan State Farm 5515 Saratoga Blvd Ste B, Corp Christi, 78413-2978 361-992-3636

Corpus Christi, TX Auto Insurance Rates can Increase Based on Driving Violations | Back to Top

Auto insurance rates tend to increase depending on the type and number of driving violations. The driving violations can stay on the record for a considerable amount of time leading to higher auto insurance rates. The severity of the driving violation and place of residence will determine how long the violation stays on record.

Driving Violation Cost Increase Total Insurance Cost
Driving Without Headlights +$63 $1,485
Driver's Failure In Showing Documents +$138 $1,560
Driving With An Expired Registration +$146 $1,568
Driving At A Considerably Slow Pace +$309 $1,731
Using A Cellphone While Driving +$326 $1,748
Running A Red Light +$331 $1,753
Speeding +$348 $1,770
Driving A Vehicle Without The Required Permission +$442 $1,864
Driving With An Expired/Suspended License +$958 $2,380

Corpus Christi, TX Auto Insurance Rates Based on Anti-Theft Feature | Back to Top

Cars that are equipped with safety devices are less prone to thefts. As a result, auto insurance companies provide a considerable amount of discounts to vigilant car owners. The discounts vary depending on the type and number of safety devices installed.

Anti Theft Feature Insurance Cost
Audible Alarm $1,365
Active Disabling Device $1,365
Tracking Device $1,337
Passive Disabling Device $1,322

Latest Auto Insurance Reviews in Corpus Christi, TX | Back to Top

Usaa
I think USAA is slightly more expensive than average for the same coverage in return for excellent customer service. I would guess that it is not the most expensive company.
Usaa
USAA provides exceptional policy offerings that are affordable and beneficial to the customer. They are prompt and follow through with the next steps with swiftness and ease.
Usaa
Run do not walk to USAA. You will not be sorry. From customer service to available products, USAA provides a solid insurance option for auto coverage.
Geico
Depending on how often you use your insurance i would recommend my provider. they are affordable and so far have provided me with my legally needed insurance.
Farmer's Insurance
Overall the premium and deductible are comparable to other car insurance companies. It is not as well known of a company.
Usaa
They have the best coverage and you can pick and choose what you want. For example we get the roadside assistance and it's an extra 1 dollar a month per vehicle but it has saved us hundreds.
Usaa
I also use USAA for auto, their customer service has been second to none during the times I have filed claims, always seeking to ensure I am taken care of.
The Hartford
I have the same company for home and auto which provides me with a discount. It is easy to view the different policies online.
The Hartford
I have the same company for home and auto which provides me with a discount. It is easy to view the different policies online.
State Farm
I dislike that they're so big they don't value me as a customer or try to have a personal relationship. It's about selling me a product and then once I'm locked in to my premium I feel completely forgotten about until Christmas when I get that sweet calendar in the mail and then it's silence until next Christmas.
Progressive
I love that I can talk to Progressive's customer service through different mediums: online chat, email, or calling. I don't like the wait time for chat, ever, but their's generally isn't too long. Calling can be inconvenient if I'm at work. The representatives are all very pleasant and friendly.
The Hartford
They offered us the lowest rates than others. They also allowed us to bundle our home and life for a decent affordable monthly note.
Allstate
As a regular driver I don't have a lot of worries on the road so a basic level of coverage by my insurer is what I was looking for, and I get this from my provider. I live in an area that is not crazy traffic-wise. However, I leave my town in order to drive for Uber and I was very concerned about the insurer providing adequate coverage for any issues on the road -- and they have me covered. I am very satisfied by their coverage.
Usaa
I like that the company is geared towards veterans and taking care of us in the ways that we can't take care of ourselves.
Mercury
I was with Dashers for 10 years when I got a quote for full coverage it was outrageous so I shopped around and mercury saved me 600.00 annually over all others
Progressive
I like that I am able to reach customer service at any time and make policy changes at any time.