Costa Mesa, CA Auto Insurance Rates
Costa Mesa, CA residents can save $540 by comparing multiple quotes & reading reviews & research on Costa Mesa car insurance rates, quotes, agents & coverage.
| Lowest | Average | Highest |
|---|---|---|
| $958 | $1359 | $2238 |
Latest Auto Insurance Reviews in Costa Mesa, California
Geico
Geico Auto just like home as outstanding customer service. If you email them they promptly respond back to you with an answer or options available.
Geico Auto just like home as outstanding customer service. If you email them they promptly respond back to you with an answer or options available.
State Farm
price on the high side but customer service and support is way up there. there law department stood behind me and i glad i paid for there service
price on the high side but customer service and support is way up there. there law department stood behind me and i glad i paid for there service
Progressive
when you file a claim you pay a fixed amount out of pocket which is the deductible and than the home insurances kicks in.
when you file a claim you pay a fixed amount out of pocket which is the deductible and than the home insurances kicks in.
Farmer's Insurance
I would have to rate my Auto insurance customer service experience as a 2. It is hard to get a phone call back and when I do it's not very helpful.
I would have to rate my Auto insurance customer service experience as a 2. It is hard to get a phone call back and when I do it's not very helpful.
Esurance
The coverage they offer is the same exact coverage as any other car insurance company offers. They get everything covered from uninsuranced motorist to gap coverage if your car is not paid off.
The coverage they offer is the same exact coverage as any other car insurance company offers. They get everything covered from uninsuranced motorist to gap coverage if your car is not paid off.
Progressive
We pay a fair premium - my husband has had several tickets in the past 3 years and I just recently obtained a license a few years ago, so I am a new driver. I will probably attempt to price comparison shop them.
We pay a fair premium - my husband has had several tickets in the past 3 years and I just recently obtained a license a few years ago, so I am a new driver. I will probably attempt to price comparison shop them.
Allstate
I would say my premium and deductible are about average, if I shopped around. My policy hasn't really gone up that much over the years and with having my homeowners with them.
I would say my premium and deductible are about average, if I shopped around. My policy hasn't really gone up that much over the years and with having my homeowners with them.
Geico
I would recommend them and have based on the fact that they offer everything you need, at a price that no other company was able to give me.
I would recommend them and have based on the fact that they offer everything you need, at a price that no other company was able to give me.
The Hartford
The price was much less than every other insurance company I contacted. I am very satisfied with the price.
The price was much less than every other insurance company I contacted. I am very satisfied with the price.
The Hartford
The price was much less than every other insurance company I contacted. I am very satisfied with the price.
The price was much less than every other insurance company I contacted. I am very satisfied with the price.
Geico
Geico offers many of the same policy offerings that other companies offer in my area and they offer them for much cheaper.
Geico offers many of the same policy offerings that other companies offer in my area and they offer them for much cheaper.
Allstate
What I like about Allstate is that any time I have ever contacted them they have always gotten back in touch with me by which ever means I wish to communicate with them in less then 24 hours. They are always quick to answer questions and concerns or changes in my policy without hesitation.
What I like about Allstate is that any time I have ever contacted them they have always gotten back in touch with me by which ever means I wish to communicate with them in less then 24 hours. They are always quick to answer questions and concerns or changes in my policy without hesitation.
Mercury
I like it because it offers protection to the driver of the insured vehicle in case the accident is his responsibility. It covers material damages caused to third parties and injuries to people outside of your vehicle.
I like it because it offers protection to the driver of the insured vehicle in case the accident is his responsibility. It covers material damages caused to third parties and injuries to people outside of your vehicle.
Geico
i am basically satisfied .at the time they gave me a very fast quote that i could access for my budget and they even worked with me to figure it out, i can reach them online i can reach them on the mobile device and i can certainly call them by phone. They give discounts to help you along the way
i am basically satisfied .at the time they gave me a very fast quote that i could access for my budget and they even worked with me to figure it out, i can reach them online i can reach them on the mobile device and i can certainly call them by phone. They give discounts to help you along the way
Progressive
I dislike that they haven't categorized my particular model correctly on the insurance. It makes me wonder if they are charging me more for a different model. I haven't gotten it fixed to my liking yet.
I dislike that they haven't categorized my particular model correctly on the insurance. It makes me wonder if they are charging me more for a different model. I haven't gotten it fixed to my liking yet.
Farmer's Insurance
My auto insurance has always been timely and humble to my urgent needs. i.e. flat tire, car broke down, car broken into while at school and auto accident. Customer service is very attentive to my needs and listens very well.
My auto insurance has always been timely and humble to my urgent needs. i.e. flat tire, car broke down, car broken into while at school and auto accident. Customer service is very attentive to my needs and listens very well.
Geico
I like that I can call any office and they can help me with any situation.
I like that I can call any office and they can help me with any situation.
Esurance
When looking for insurance in inquired with several big name companies and all of them where anywhere from 50 - 150 dollars more a month than esurance
When looking for insurance in inquired with several big name companies and all of them where anywhere from 50 - 150 dollars more a month than esurance
Geico
I love that I have 24/7 access to Geico. It really helps when I do not have time during the day to do things and have to do stuff in the evenings.
I love that I have 24/7 access to Geico. It really helps when I do not have time during the day to do things and have to do stuff in the evenings.
Allstate Auto Insurance, Costa Mesa, CA
$56/1 month
Car Insurance Policy Holder
- Divorced 48 Years old Female licensed 1 year ago with Financed Chevrolet Express 1500 used for Commute to Work or School with estimated annual mileage of 15,001 - 20,000.
- less than high school education & Freelancer.
- No accidents , Issued traffic ticket previously , No DUIs , No Licence suspensions .
Car Insurance Policy & Coverage Details:
- 1 car insured & 1 person is part of this policy
- Home and Auto insurance are from difference companies
- $100K (Per Person Bodily Injury) / $200K (Per Accident Bodily Injury)
- 25 K Property Damage
- 200 K Personal Injury Protection
- 25 K Uninsured Motorists Bodily Injury
- 50 K Uninsured Motorists Property Damage
Costa Mesa Car Insurance Rate Comparisons
Costa Mesa, CA's average car insurance of $1359 differs from Seal Beach, CA (+$6), Newport Beach, CA (-$1), North Tustin (+$1061) and California (+$460)
| Costa Mesa | Seal Beach, CA | Newport Beach, CA | North Tustin | California | |
| Median Insurance Rates | $1359 | +$6 | -$1 | +$1061 | +$460 |
Costa Mesa Car Insurance Savings By Neighborhood & Street Area
| Costa Mesa Driver Street Residence & Car Locations | Car Details in Costa Mesa | Costa Mesa Driver Demographics | Costa Mesa Auto Insurance Estimates | Recent Costa Mesa Insurance Savings |
|---|---|---|---|---|
| Island View Trailer Park | ||||
| Hoag Dr | 2002 Buick Rendezvous CXL | 73 year female senior | $1469 | $841 |
| Ima Loa Ct | 2006 Ford Fusion SEL | 84 year senior | $1311 | $303 |
| Costa Mesa Mobile Home Estates | ||||
| Green St | 2009 Chrysler 300 Touring | 16 year teenager | $2940 | $758 |
| Deauville Pl | 2003 Chevrolet Silverado 2500HD Base | 49 year married woman | $1196 | $656 |
| Cliff Haven | ||||
| la Perle Pl | 2011 Hyundai Sonata GLS | 16 year male teenager | $2901 | $420 |
| Raymond Ave | 2010 Toyota Prius V | 46 year woman | $1174 | $782 |
| Santa Ana Heights | ||||
| Zenith Ave | 2010 Mazda 3 S | 31 year married man | $1573 | $803 |
| Azure Ave | 2013 Honda Civic LX | 18 year female teenager | $2571 | $599 |
| Ponderosa Mobile Home Park | ||||
| la Costa Ct | 2009 Acura TSX Base | 31 year man | $1687 | $929 |
| Buoy St | 2010 Nissan Rogue SL | 69 year male senior | $1341 | $925 |
Costa Mesa Post DUI Car Insurance Rates
| Costa Mesa | Fountain Valley | Stanton | Central Coast | California | |
| Median Post DUI Insurance Rate | $2527 | +$149 | +$315 | +$1899 | +$856 |
| Male Teenager Post DUI Insurance Rate | $5509 | +$325 | +$686 | +$4140 | +$1865 |
| Female Teenager Post DUI Insurance Rate | $5485 | +$321 | +$680 | +$4120 | +$1856 |
The Post DUI insurance in Costa Mesa, CA's is $2527 compared to Fountain Valley (+$149), Stanton (+$315), Central Coast (+$1899) and California (+$856)
In Costa Mesa, a male teenager with Post DUI pays $24 more than a female teenager Post DUI. For Example, a Male Teenager Post DUI with a 2009 Chrysler 300 Touring in Costa Mesa, CA would pay $5468 on auto insurance while a female teenager POST DUI would pay $5444.
Costa Mesa Car Insurance by Segment
Costa Mesa Teenagers Car Insurance Rates Comparison
6741 Costa Mesa Teenagers (6% of total population), 50% Male & 50% Female.
| Costa Mesa | Laguna Woods | Central Coast | North Tustin | California | |
| All Teenagers | $2962 | +$2553 | +$2226 | +$2313 | +$1003 |
| Male Teenager | $2962 | +$2553 | +$2226 | +$2313 | +$1003 |
| Female Teenager | $2949 | +$2541 | +$2215 | +$2302 | +$998 |
Costa Mesa teenagers pay $2962 in insurance in contrast with Laguna Woods (+$2553), Central Coast (+$2226), North Tustin (+$2313) and California (+$1003). The difference between Male & Female teenagers in Costa Mesa is $13
Example
- 2012 Volkswagen Jetta GLI PZEV Male Teenager Insurance Rate $2816
- 2012 Jeep Wrangler Sport Female Teenager Insurance Rate $2569
Costa Mesa Men & Women Car Insurance
110322 Costa Mesa Adults (100% of total population), 50% Men & 50% Women.
| Costa Mesa | Irvine | Westminster | Central Coast | California | |
| All Women | $1318 | -$8 | +$155 | +$990 | +$446 |
| Married Women | $1277 | -$8 | +$150 | +$960 | +$432 |
| All Men | $1725 | -$10 | +$204 | +$1297 | +$585 |
| Married Men | $1644 | -$10 | +$193 | +$1235 | +$556 |
The typical insurance rate of $1725 that Costa Mesa Men pay varies from Irvine (-$10), Westminster (+$204), Central Coast (+$1297) and California (+$585). In Costa Mesa, married men pay $367 more than married women.
Example
- 2010 Cadillac DTS Premium Collection Married Men Insurance Rate $1646
- 2014 Dodge Journey SXT Married Women Insurance Rate $1733
Costa Mesa Senior Car Insurance
14323 Costa Mesa Seniors (12% of total population), 44% Senior Men & 56% Senior Women.
| Costa Mesa | Santa Ana | Seal Beach | Stanton | California | |
| All Seniors | $1440 | +$105 | +$6 | +$179 | +$488 |
| Senior Men | $1413 | +$103 | +$6 | +$176 | +$478 |
| Senior Women | $1467 | +$107 | +$7 | +$183 | +$497 |
Costa Mesa seniors pay $1440 in insurance compared to Santa Ana (+$105), Seal Beach (+$6), Stanton (+$179) and California (+$488). In Costa Mesa, senior men pay $54 less than senior women.
Costa Mesa Car Insurance Discounts for Multiple Vehicles
Costa Mesa Population with 1 Vehicle 13991 (35% of Costa Mesa population), 2 Vehicles 16848 (42% of the Costa Mesa population) and 3 vehicles 5593 (14% of the population)
| Costa Mesa | Garden Grove | Irvine-Lake Forest | Anaheim-Santa Ana-Garden Grove | California | |
| 2 Vehicles | $2583 | +$381 | +$2091 | +$210 | +$874 |
| 3 Vehicles | $3942 | +$582 | +$3192 | +$321 | +$1334 |
| 4 Vehicles | $5301 | +$783 | +$4293 | +$432 | +$1794 |
Costa Mesa Auto Insurance Rates Vary by Deductible
| Low Deductible ($500) | High Deductible ($1000) | |||||
|---|---|---|---|---|---|---|
| Make & Model | Example Claim Amount | Yearly Premium | Total Yearly Cost | Yearly Premium | Total Yearly Cost | Net Savings for High Deductible Plan |
| Chrysler, 300 S | $200 | $1400 | $1600 | $1280 | $1480 | $120 |
| Chevrolet, Camaro LT | $300 | $1390 | $1690 | $1330 | $1630 | $60 |
| Scion, xD | $100 | $1360 | $1460 | $1270 | $1370 | $90 |
| GMC, Terrain SLE1 AWD | $1000 | $1360 | $1860 | $1270 | $2270 | $-410 |
| Chevrolet, Silverado 1500 LTZ | $700 | $1370 | $1870 | $1280 | $1980 | $-110 |