Coventry Auto Insurance Rates, Quotes, Agents & Reviews in VT

Coventry, VT Auto Insurance Rates, Quotes, Agents & Reviews

Zimlon, through its research, found that car owners in Coventry, VT, can avail multiple discounts on car insurance by taking various factors into consideration. These factors are explored in detail by Zimlon in the analysis below.

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Factors that can influence the cost of car insurance in Coventry, VT are listed below. It is imperative to understand these factors in order to reduce the cost of car insurance. It is also essential to strike a balance between the cost of insurance and the coverage requirements.


Coventry, VT Auto Insurance Rate Comparisons with Neighboring Locations | Back to Top

The following table compares the cost of insurance in Coventry, VT with that of other cities in and around Coventry.

Coventry Newport Center Orleans County Newport Orleans Irasburg
Average Insurance Rates $1,081 $1,048 $1,070 $1,054 $1,046 $1,070

Coventry, VT Auto Insurance Rates vary Based on Deductibles in Neighboring Cities | Back to Top

The following table makes a comparison of the variation in car insurance rates in and around Coventry, VT based on the change in deductibles. A higher deductible leads to a decrease in the cost of car insurance.

Location Low Deductible ($500) High Deductible ($1000)
Coventry $1,230 $1,039
Newport $1,051 $887
Orleans County $1,323 $1,117
Irasburg $1,102 $931
Newport Center $1,495 $1,262
Orleans $2,470 $2,086
Derby $1,079 $912
Derby Center $1,826 $1,543

Coventry, VT Auto Insurance Rates Based on the Age of the Driver | Back to Top

Teenagers in Coventry, VT usually pay a much higher car insurance rate compared to the rest of the state as they are generally considered to be less responsible behind the wheel. Middle-aged drivers are likely to pay lower car insurance premiums if they are considered to be safer drivers by insurance companies.

Age of Driver Insurance Cost
Teens $3,508
20 Years $1,389
30 Years $1,070
40 Years $1,029
50 Years $953
60 Years $966
70 Years $1,125

Coventry, VT Car Insurance Discounts for Multi-Car Insurance | Back to Top

Car owners in Coventry, VT can obtain discounts if they insure multiple vehicles with the same insurer. The average savings one can obtain are as follows:

Number of Cars Auto Insurance Cost Total Savings
2 Vehicles $1,838 $324
3 Vehicles $2,757 $486
4 Vehicles $3,675 $649

Savings on 2 Vehicles bundle:$324

Savings on 3 Vehicles bundle:$486

Savings on 4 Vehicles bundle:$649


Coventry, VT Post- DUI Auto Insurance Rates | Back to Top

Driving Under Influence (DUI) can be an added burden on your wallet. The cost of auto insurance will go up post-DUI. The below graph does a comparison of auto insurance rates before and after DUI in and around Coventry, VT.

Location Average Insurance Cost Post DUI Insurance Rate
Coventry $1,081 $2,234
Newport $1,054 $2,178
Orleans County $1,070 $2,211
Irasburg $1,070 $2,211
Newport Center $1,048 $2,166
Orleans $1,046 $2,162
Derby $1,074 $2,219
Derby Center $1,063 $2,197

Coventry, VT Auto Insurance Rates Based on Credit Score | Back to Top

Car insurance companies can use the Credit Score of car drivers to determine car insurance rates. Car drivers with good credit can avail of substantial discounts on car insurance rates.

Credit Score Insurance Cost
Exceptional (800-850) $927
Excellent (740-799) $1,059
Good (670-739) $1,126
Average (580-669) $1,470
Poor (300-579) $1,763

Coventry, VT Auto Insurance Agents | Back to Top

Car owners can obtain quotes from multiple auto insurance companies. Comparing different quotes can help identify the cheapest auto insurance provider best suited for their coverage needs.

Agent Name Company Agent Address Contact Details
Poulos Insurance Allstate 21 Water St, Orleans, 5860 (802) 754-6930
Associated Ins Agencies Inc Travelers 374 MAIN ST, NEWPORT, 5855 802-334-6584
Cass Insurance None 5027 Us Rte 5 5027 Us Rte 5, Newport, 5855 None
Barsalow Insurance Agency Travelers 546 RTE 7 S, MILTON, 5468 802-893-2660
Taylor - Moore Agency Travelers 346 Main St, Derby, 5829 (802) 766-2294
Taylor - Moore Agency Travelers 346 Main St, Derby, 5829 (802) 766-2294
Kinney Pike None 21 Merchants Row , Swanton, 5488 None

Coventry, VT Auto Insurance Rates can Increase Based on Driving Violations | Back to Top

Auto insurance rates tend to increase depending on the type and number of driving violations. The driving violations can stay on the record for a considerable amount of time leading to higher auto insurance rates. The severity of the driving violation and place of residence will determine how long the violation stays on record.

Driving Violation Cost Increase Total Insurance Cost
Driving Without Headlights +$48 $1,129
Driver's Failure In Showing Documents +$105 $1,186
Driving With An Expired Registration +$111 $1,192
Driving At A Considerably Slow Pace +$235 $1,316
Using A Cellphone While Driving +$248 $1,329
Running A Red Light +$252 $1,333
Speeding +$265 $1,346
Driving A Vehicle Without The Required Permission +$336 $1,417
Driving With An Expired/Suspended License +$729 $1,810

Coventry, VT Auto Insurance Rates Based on Anti-Theft Feature | Back to Top

Cars that are equipped with safety devices are less prone to thefts. As a result, auto insurance companies provide a considerable amount of discounts to vigilant car owners. The discounts vary depending on the type and number of safety devices installed.

Anti Theft Feature Insurance Cost
Audible Alarm $1,038
Active Disabling Device $1,038
Tracking Device $1,016
Passive Disabling Device $1,005