Covington, KY Auto Insurance Rates
Covington, KY residents can save $490 by comparing multiple quotes & reading reviews & research on Covington car insurance rates, quotes, agents & coverage.
| Lowest | Average | Highest |
|---|---|---|
| $841 | $1230 | $2225 |
Latest Auto Insurance Reviews in Covington, Kentucky
State Farm
premiums are high imo but the deductible is basically the same as any other place
premiums are high imo but the deductible is basically the same as any other place
Erie Insurance
I know when I had progressive years ago, I just needed roadside assistance and they jumped to be there for me. I do feel it is important now to look closer into these details and pick again.
I know when I had progressive years ago, I just needed roadside assistance and they jumped to be there for me. I do feel it is important now to look closer into these details and pick again.
State Farm
These are the nicest, hardest working people you will find. If you want a cheap rate, flexible payment schedule and reliability this is your company.
These are the nicest, hardest working people you will find. If you want a cheap rate, flexible payment schedule and reliability this is your company.
Progressive
I do not know much about the premium and deductible compared to other company's. I am assuming it is just as good with the full coverage option that i currently have on my vehicle.
I do not know much about the premium and deductible compared to other company's. I am assuming it is just as good with the full coverage option that i currently have on my vehicle.
American National Property And Casualty Company
This car insurance is great. They are friendly, helpful and always willing to explain about any questions you have.
This car insurance is great. They are friendly, helpful and always willing to explain about any questions you have.
American National Property And Casualty Company
This car insurance is great. They are friendly, helpful and always willing to explain about any questions you have.
This car insurance is great. They are friendly, helpful and always willing to explain about any questions you have.
Kentucky Farm Bureau
I really like the customer support. I had an accident and they were really helpful. They helped me get my money to get another vehicle.
I really like the customer support. I had an accident and they were really helpful. They helped me get my money to get another vehicle.
Erie Insurance
I am fine with the services that I receive. I have recently added home owners insurance via a condo and the people at Erie made that process seamless checking on everything including and escrow account.
I am fine with the services that I receive. I have recently added home owners insurance via a condo and the people at Erie made that process seamless checking on everything including and escrow account.
Safeco Insurance
overall would be the score I would give them for their offerings. They cover the most important things and offer me the coverage that I needed and wanted for my cars.
overall would be the score I would give them for their offerings. They cover the most important things and offer me the coverage that I needed and wanted for my cars.
Safeco Insurance
their rates for the amount of cars we have at full coverage is a whole lot more reasonable than any other of our local companies. we were with a different company that not only cost more but raised the cost often, so we switched over to this company and never left since
their rates for the amount of cars we have at full coverage is a whole lot more reasonable than any other of our local companies. we were with a different company that not only cost more but raised the cost often, so we switched over to this company and never left since
Progressive
I LIKE THAT I AM ABLE TO DO EVERYTHING ONLINE AS FAR AS LOOKING AT MY COVERAGE, MAKING CHANGES AND PURCHASING INSURANCE TO BEGIN WITH. I ALSO LIKE THAT THEY OFFER DISCOUNTS FOR SAFE DRIVING, MULTI-POLICY, PAPERLESS AND LONGEVITY WITH THE COMPANY.
I LIKE THAT I AM ABLE TO DO EVERYTHING ONLINE AS FAR AS LOOKING AT MY COVERAGE, MAKING CHANGES AND PURCHASING INSURANCE TO BEGIN WITH. I ALSO LIKE THAT THEY OFFER DISCOUNTS FOR SAFE DRIVING, MULTI-POLICY, PAPERLESS AND LONGEVITY WITH THE COMPANY.
Kentucky Farm Bureau
Well we had Liberty Mutual before and their add says they have accident forgiveness well not true. I had an accident which was not even my fault and our rates jumped to double what they were the year before. We called Farm Bureau and were shocked that they were less than we were paying before the rate jump.
Well we had Liberty Mutual before and their add says they have accident forgiveness well not true. I had an accident which was not even my fault and our rates jumped to double what they were the year before. We called Farm Bureau and were shocked that they were less than we were paying before the rate jump.
Kentucky Farm Bureau
I appreciate that it is a local company and that all the people working there know us and they are so easy to talk to and ask questions. They will look up anything and text or email it to me when needed
I appreciate that it is a local company and that all the people working there know us and they are so easy to talk to and ask questions. They will look up anything and text or email it to me when needed
State Farm
I think it is kind of high. But compared to quotes I got from other places it was considerably lower. So I guess it is good. But still I think it could be a little cheaper.
I think it is kind of high. But compared to quotes I got from other places it was considerably lower. So I guess it is good. But still I think it could be a little cheaper.
Safeco Insurance, Covington, KY
$100/1 month
Car Insurance Policy Holder
- Married 41 Years old Female licensed 16 years ago with Financed Toyota Camry SE used for Business with estimated annual mileage of 15,001 - 20,000.
- Associate, pursuing Bachelors Degree & Freelancer.
- No accidents , No traffic tickets , No DUIs , No Licence suspensions .
Car Insurance Policy & Coverage Details:
- 1 car insured & 1 person is part of this policy
- Home and Auto insurance are from difference companies
- $25K (Per Person Bodily Injury) / $50K (Per Accident Bodily Injury)
- 100 K Property Damage
- 50 K Personal Injury Protection
- 25 K Uninsured Motorists Bodily Injury
- 50 K Uninsured Motorists Property Damage
Covington Car Insurance Rate Comparisons
Covington, KY's average car insurance of $1230 differs from Crestview Hills, KY (+$1060), Erlanger, KY (-$5), Elsmere, KY (+$680) and Kentucky (+$495)
| Covington | Crestview Hills, KY | Erlanger, KY | Elsmere, KY | Kentucky | |
| Median Insurance Rates | $1230 | +$1060 | -$5 | +$680 | +$495 |
Covington Car Insurance Savings By Neighborhood & Street Area
| Covington Driver Street Residence & Car Locations | Car Details in Covington | Covington Driver Demographics | Covington Auto Insurance Estimates | Recent Covington Insurance Savings |
|---|---|---|---|---|
| Winston Park | ||||
| E 41st St | 2001 Audi A4 1.8T quattro | 45 year woman | $1371 | $556 |
| W Southern Ave | 2004 Acura TSX | 31 year married man | $1787 | $975 |
| Jacob Price Homes | ||||
| Wheeler St | 2007 Buick Rendezvous CX | 79 year female senior | $1401 | $953 |
| W 15th St | 2006 Chrysler 300 C | 26 year man | $1772 | $491 |
| South Fort Mitchell | ||||
| Pleasant Ridge Ave | 2007 Jeep Grand Cherokee Laredo | 18 year teenager | $2526 | $907 |
| Thompson Ave | 2008 Mazda Speed 3 | 53 year married woman | $1022 | $536 |
| Amsterdam (historical) | ||||
| Lawton Rd | 2009 Ford Fusion V6 SEL | 76 year senior | $1267 | $699 |
| Far Hills Dr | 2011 Nissan Rogue S | 69 year male senior | $1314 | $486 |
| Lakeview | ||||
| Kuhrs Ln | 2013 Honda Civic LX | 19 year female teenager | $2632 | $479 |
| Henry Clay Ct | 2012 Dodge Journey SXT | 16 year male teenager | $2968 | $551 |
Covington Post DUI Car Insurance Rates
| Covington | Delhi Hills, OH | Highland Heights | Newport | Kentucky | |
| Median Post DUI Insurance Rate | $2287 | -$297 | +$912 | -$29 | +$921 |
| Male Teenager Post DUI Insurance Rate | $5832 | -$758 | +$2325 | -$76 | +$2348 |
| Female Teenager Post DUI Insurance Rate | $5353 | -$698 | +$2131 | -$71 | +$2153 |
The Post DUI insurance in Covington, KY's is $2287 compared to Delhi Hills, OH (-$297), Highland Heights (+$912), Newport (-$29) and Kentucky (+$921)
In Covington, a male teenager with Post DUI pays $479 more than a female teenager Post DUI. For Example, a Male Teenager Post DUI with a 2007 Buick Rendezvous CX in Covington, KY would pay $5633 on auto insurance while a female teenager POST DUI would pay $5168.
Covington Car Insurance by Segment
Covington Teenagers Car Insurance Rates Comparison
6955 Covington Teenagers (6% of total population), 52% Male & 48% Female.
| Covington | Elsmere | Park Hills | Taylor Mill | Kentucky | |
| All Teenagers | $3038 | +$1679 | +$2593 | -$223 | +$1222 |
| Male Teenager | $3136 | +$1734 | +$2678 | -$229 | +$1262 |
| Female Teenager | $2878 | +$1591 | +$2457 | -$211 | +$1158 |
Covington teenagers pay $3038 in insurance in contrast with Elsmere (+$1679), Park Hills (+$2593), Taylor Mill (-$223) and Kentucky (+$1222). The difference between Male & Female teenagers in Covington is $258
Example
- 2013 Hyundai Sonata GLS Male Teenager Insurance Rate $2945
- 2011 Lincoln MKZ Female Teenager Insurance Rate $2976
Covington Men & Women Car Insurance
111226 Covington Adults (100% of total population), 49% Men & 51% Women.
| Covington | Erlanger | Woodlawn | Park Hills | Kentucky | |
| All Women | $1156 | -$5 | +$498 | +$987 | +$465 |
| Married Women | $1057 | -$4 | +$456 | +$903 | +$426 |
| All Men | $1734 | -$7 | +$747 | +$1480 | +$698 |
| Married Men | $1672 | -$6 | +$721 | +$1428 | +$674 |
The typical insurance rate of $1734 that Covington Men pay varies from Erlanger (-$7), Woodlawn (+$747), Park Hills (+$1480) and Kentucky (+$698). In Covington, married men pay $615 more than married women.
Example
- 2013 Toyota Prius Two Married Men Insurance Rate $1414
- 2010 Cadillac DTS Luxury Collection Married Women Insurance Rate $1943
Covington Senior Car Insurance
19531 Covington Seniors (17% of total population), 41% Senior Men & 59% Senior Women.
| Covington | Woodlawn | Bromley | Fort Wright | Kentucky | |
| All Seniors | $1414 | +$610 | +$1127 | +$1242 | +$569 |
| Senior Men | $1389 | +$599 | +$1108 | +$1221 | +$560 |
| Senior Women | $1451 | +$625 | +$1156 | +$1274 | +$584 |
Covington seniors pay $1414 in insurance compared to Woodlawn (+$610), Bromley (+$1127), Fort Wright (+$1242) and Kentucky (+$569). In Covington, senior men pay $62 less than senior women.
Covington Car Insurance Discounts for Multiple Vehicles
Covington Population with 1 Vehicle 17172 (38% of Covington population), 2 Vehicles 16657 (37% of the Covington population) and 3 vehicles 4874 (11% of the population)
| Covington | Woodlawn | Bromley | Crescent Springs | Kentucky | |
| 2 Vehicles | $2337 | +$1007 | +$1862 | +$1995 | +$941 |
| 3 Vehicles | $3567 | +$1537 | +$2842 | +$3045 | +$1436 |
| 4 Vehicles | $4797 | +$2067 | +$3822 | +$4095 | +$1931 |
Car Insurance Agents in Covington, KY
| Rank | Agent Name | Agent Contact |
|---|---|---|
| 1 | Burkhart Insurance Agency | 803 Scott St, Covington, KY 41011 |
| 2 | Chas H Bilz Insurance Agency | 412 Madison Ave, Covington, KY 41011 |
| 3 | Christopher Whitehead | 1671 Park Rd Ste 10, Covington, KY 41011 |
| 4 | Hatfield Insurance Agency | 17 W Southern Ave, Covington, KY 41015 |
| 5 | Northern Kentucky Insurance | 625 Madison Ave, Covington, KY 41011 |
Covington Auto Insurance Rates Vary by Deductible
| Low Deductible ($500) | High Deductible ($1000) | |||||
|---|---|---|---|---|---|---|
| Make & Model | Example Claim Amount | Yearly Premium | Total Yearly Cost | Yearly Premium | Total Yearly Cost | Net Savings for High Deductible Plan |
| Ford, Explorer XLT | $300 | $1270 | $1570 | $1200 | $1500 | $70 |
| Kia, Sorento SX | $400 | $1230 | $1630 | $1140 | $1540 | $90 |
| Infiniti, QX56 | $700 | $1230 | $1730 | $1150 | $1850 | $-120 |
| Ford, Explorer Limited | $1500 | $1350 | $1850 | $1270 | $2770 | $-920 |
| Jeep, Grand Cherokee Laredo | $500 | $1220 | $1720 | $1130 | $1630 | $90 |