Covington, WA Auto Insurance Rates, Quotes, Agents & Reviews
Zimlon, through its research, found that car owners in Covington, WA, can avail multiple discounts on car insurance by taking various factors into consideration. These factors are explored in detail by Zimlon in the analysis below.
Factors that can influence the cost of car insurance in Covington, WA are listed below. It is imperative to understand these factors in order to reduce the cost of car insurance. It is also essential to strike a balance between the cost of insurance and the coverage requirements.
- Covington, WA Auto Insurance Rates
- Covington, WA Auto Insurance for Different Deductible
- How the Age of Driver Affects Insurance Rates in Covington, WA
- Multi Vehicle Insurance Savings in Covington, WA
- How Credit Score Affects Car Insurance Rates in Covington, WA
- How DUI Affects Auto Insurance Premiums in Covington, WA
- Top Auto Insurance Agents Near Covington, WA
- How Driving Violations Affect Auto Insurance Rates in Covington, WA
- Covington, WA Auto Insurance Discounts on Anti Theft Feature
- Covington, WA Auto Insurance Company Reviews
Covington, WA Auto Insurance Rate Comparisons with Neighboring Locations | Back to Top
The following table compares the cost of insurance in Covington, WA with that of other cities in and around Covington.
| Covington | Maple Valley | Maple Heights-Lake Desire | Black Diamond | Kent | Lake Morton-Berrydale | |
|---|---|---|---|---|---|---|
| Average Insurance Rates | $1,250 | $1,269 | $1,304 | $1,274 | $1,243 | $1,277 |
Covington, WA Auto Insurance Rates vary Based on Deductibles in Neighboring Cities | Back to Top
The following table makes a comparison of the variation in car insurance rates in and around Covington, WA based on the change in deductibles. A higher deductible leads to a decrease in the cost of car insurance.
| Location | Low Deductible ($500) | High Deductible ($1000) |
|---|---|---|
| Covington | $2,104 | $1,777 |
| Lake Morton-Berrydale | $1,300 | $1,098 |
| Shadow Lake | $1,801 | $1,522 |
| Maple Valley | $1,547 | $1,307 |
| Lake Holm | $1,043 | $881 |
| Maple Heights-Lake Desire | $1,891 | $1,597 |
| Kent | $2,366 | $1,998 |
| Black Diamond | $1,918 | $1,620 |
Covington, WA Auto Insurance Rates Based on the Age of the Driver | Back to Top
Teenagers in Covington, WA usually pay a much higher car insurance rate compared to the rest of the state as they are generally considered to be less responsible behind the wheel. Middle-aged drivers are likely to pay lower car insurance premiums if they are considered to be safer drivers by insurance companies.
| Age of Driver | Insurance Cost |
|---|---|
| Teens | $4,056 |
| 20 Years | $1,606 |
| 30 Years | $1,237 |
| 40 Years | $1,190 |
| 50 Years | $1,102 |
| 60 Years | $1,118 |
| 70 Years | $1,301 |
Covington, WA Car Insurance Discounts for Multi-Car Insurance | Back to Top
Car owners in Covington, WA can obtain discounts if they insure multiple vehicles with the same insurer. The average savings one can obtain are as follows:
| Number of Cars | Auto Insurance Cost | Total Savings |
|---|---|---|
| 2 Vehicles | $2,150 | $350 |
| 3 Vehicles | $3,225 | $525 |
| 4 Vehicles | $4,300 | $700 |
Savings on 2 Vehicles bundle:$350
Savings on 3 Vehicles bundle:$525
Savings on 4 Vehicles bundle:$700
Covington, WA Post- DUI Auto Insurance Rates | Back to Top
Driving Under Influence (DUI) can be an added burden on your wallet. The cost of auto insurance will go up post-DUI. The below graph does a comparison of auto insurance rates before and after DUI in and around Covington, WA.
| Location | Average Insurance Cost | Post DUI Insurance Rate |
|---|---|---|
| Covington | $1,250 | $2,006 |
| Lake Morton-Berrydale | $1,277 | $2,050 |
| Shadow Lake | $1,297 | $2,082 |
| Maple Valley | $1,269 | $2,037 |
| Lake Holm | $1,301 | $2,088 |
| Maple Heights-Lake Desire | $1,304 | $2,093 |
| Kent | $1,243 | $1,995 |
| Black Diamond | $1,274 | $2,045 |
Covington, WA Auto Insurance Rates Based on Credit Score | Back to Top
Car insurance companies can use the Credit Score of car drivers to determine car insurance rates. Car drivers with good credit can avail of substantial discounts on car insurance rates.
| Credit Score | Insurance Cost |
|---|---|
| Exceptional (800-850) | $1,072 |
| Excellent (740-799) | $1,224 |
| Good (670-739) | $1,303 |
| Average (580-669) | $1,699 |
| Poor (300-579) | $2,039 |
Covington, WA Auto Insurance Agents | Back to Top
Car owners can obtain quotes from multiple auto insurance companies. Comparing different quotes can help identify the cheapest auto insurance provider best suited for their coverage needs.
| Agent Name | Company | Agent Address | Contact Details |
|---|---|---|---|
| Nicholas Bliss | Farmers | 2003 Maple Valley Hwy Ste 207, Renton, 98057 | (888) 405-7664 |
| Oscar Myre | Farmers | 1532 N Marion St, Renton, 98057 | (425) 255-5335 |
| Kurt Kwon | State Farm | 27205 Pacific Hwy S, Federal Way, 98003-2407 | 253-529-4499 |
| John Lao | Liberty Mutual | 14900 Interurban Ave. South Ste 142, Tukwila, 98168 | 1-206-277-7838 |
| Jina Kim | Liberty Mutual | 14900 Interurban Ave. South Ste 142, Tukwila, 98168 | 1-206-277-7838 |
| Bill Severyns | Farmers | 17913 108th Ave SE, Renton, 98055 | (425) 255-6566 |
| Keri Lin | Allstate | 364 Renton Ctr Way SW Ste 62a, Renton, 98057 | (425) 271-8398 |
| The Stenmoe Agency | Allstate | 1833 Auburn Way N Ste P, Auburn, 98002 | (253) 735-4433 |
| Jennifer Song | Farmers | 2003 Maple Valley Hwy Ste 207, Renton, 98057 | (888) 405-7664 |
| Insurance West Inc | Travelers | 24437 RUSSELL RD STE 230, KENT, 98032 | 253-850-4074 |
| Randy Dubois | GEICO | 14310 Northeast 20th Street Suite A, Bellevue, 98007 | 425-454-1026 |
| Bell Anderson Agency Inc | Travelers | 600 Sw 39Th St, Ste 200, Renton, 98057 | None |
| The Mahoney Group | None | 14900 Interurban Ave S, Ste 284 Seattle, Tukwila, 98168 | None |
Covington, WA Auto Insurance Rates can Increase Based on Driving Violations | Back to Top
Auto insurance rates tend to increase depending on the type and number of driving violations. The driving violations can stay on the record for a considerable amount of time leading to higher auto insurance rates. The severity of the driving violation and place of residence will determine how long the violation stays on record.
| Driving Violation | Cost Increase | Total Insurance Cost |
|---|---|---|
| Driving Without Headlights | +$55 | $1,305 |
| Driver's Failure In Showing Documents | +$121 | $1,371 |
| Driving With An Expired Registration | +$129 | $1,379 |
| Driving At A Considerably Slow Pace | +$271 | $1,521 |
| Using A Cellphone While Driving | +$286 | $1,536 |
| Running A Red Light | +$291 | $1,541 |
| Speeding | +$306 | $1,556 |
| Driving A Vehicle Without The Required Permission | +$389 | $1,639 |
| Driving With An Expired/Suspended License | +$843 | $2,093 |
Covington, WA Auto Insurance Rates Based on Anti-Theft Feature | Back to Top
Cars that are equipped with safety devices are less prone to thefts. As a result, auto insurance companies provide a considerable amount of discounts to vigilant car owners. The discounts vary depending on the type and number of safety devices installed.
| Anti Theft Feature | Insurance Cost |
|---|---|
| Audible Alarm | $1,200 |
| Active Disabling Device | $1,200 |
| Tracking Device | $1,175 |
| Passive Disabling Device | $1,163 |
Latest Auto Insurance Reviews in Covington, WA | Back to Top
Country FinancialI think that this company will do it's best to make Spanish speakers feel welcome and the service towards the Hispanic community is beyond great.
Country FinancialI think that this company will do it's best to make Spanish speakers feel welcome and the service towards the Hispanic community is beyond great.
Safeco InsuranceWhat I dislike about the company is that my agent was quick to get me to sign up when I voiced interest in switching to their company and throughout it all, my agent did not clearly explain the details of the policy. I had to find out the hard way about what is and what is not covered and yet I pay such a high premium each month.