Crab Orchard Auto Insurance Rates, Quotes, Agents & Reviews in TN

Crab Orchard, TN Auto Insurance Rates, Quotes, Agents & Reviews

Zimlon, through its research, found that car owners in Crab Orchard, TN, can avail multiple discounts on car insurance by taking various factors into consideration. These factors are explored in detail by Zimlon in the analysis below.

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Factors that can influence the cost of car insurance in Crab Orchard, TN are listed below. It is imperative to understand these factors in order to reduce the cost of car insurance. It is also essential to strike a balance between the cost of insurance and the coverage requirements.


Crab Orchard, TN Auto Insurance Rate Comparisons with Neighboring Locations | Back to Top

The following table compares the cost of insurance in Crab Orchard, TN with that of other cities in and around Crab Orchard.

Crab Orchard Lake Tansi Cumberland County Spring City Fairfield Glade Rockwood
Average Insurance Rates $1,378 $1,423 $1,445 $1,408 $1,503 $1,383

Crab Orchard, TN Auto Insurance Rates vary Based on Deductibles in Neighboring Cities | Back to Top

The following table makes a comparison of the variation in car insurance rates in and around Crab Orchard, TN based on the change in deductibles. A higher deductible leads to a decrease in the cost of car insurance.

Location Low Deductible ($500) High Deductible ($1000)
Crab Orchard $1,533 $1,295
Fairfield Glade $1,386 $1,171
Cumberland County $1,143 $966
Crossville $1,058 $893
Lake Tansi $2,789 $2,356
Rockwood $1,172 $990
Bowman $1,233 $1,041
Spring City $1,423 $1,202

Crab Orchard, TN Auto Insurance Rates Based on the Age of the Driver | Back to Top

Teenagers in Crab Orchard, TN usually pay a much higher car insurance rate compared to the rest of the state as they are generally considered to be less responsible behind the wheel. Middle-aged drivers are likely to pay lower car insurance premiums if they are considered to be safer drivers by insurance companies.

Age of Driver Insurance Cost
Teens $4,471
20 Years $1,771
30 Years $1,364
40 Years $1,312
50 Years $1,215
60 Years $1,232
70 Years $1,434

Crab Orchard, TN Car Insurance Discounts for Multi-Car Insurance | Back to Top

Car owners in Crab Orchard, TN can obtain discounts if they insure multiple vehicles with the same insurer. The average savings one can obtain are as follows:

Number of Cars Auto Insurance Cost Total Savings
2 Vehicles $2,370 $386
3 Vehicles $3,555 $579
4 Vehicles $4,740 $772

Savings on 2 Vehicles bundle:$386

Savings on 3 Vehicles bundle:$579

Savings on 4 Vehicles bundle:$772


Crab Orchard, TN Post- DUI Auto Insurance Rates | Back to Top

Driving Under Influence (DUI) can be an added burden on your wallet. The cost of auto insurance will go up post-DUI. The below graph does a comparison of auto insurance rates before and after DUI in and around Crab Orchard, TN.

Location Average Insurance Cost Post DUI Insurance Rate
Crab Orchard $1,378 $2,469
Fairfield Glade $1,503 $2,693
Cumberland County $1,445 $2,589
Crossville $1,444 $2,587
Lake Tansi $1,423 $2,549
Rockwood $1,383 $2,478
Bowman $1,428 $2,558
Spring City $1,408 $2,522

Crab Orchard, TN Auto Insurance Rates Based on Credit Score | Back to Top

Car insurance companies can use the Credit Score of car drivers to determine car insurance rates. Car drivers with good credit can avail of substantial discounts on car insurance rates.

Credit Score Insurance Cost
Exceptional (800-850) $1,182
Excellent (740-799) $1,350
Good (670-739) $1,436
Average (580-669) $1,873
Poor (300-579) $2,248

Crab Orchard, TN Auto Insurance Agents | Back to Top

Car owners can obtain quotes from multiple auto insurance companies. Comparing different quotes can help identify the cheapest auto insurance provider best suited for their coverage needs.

Agent Name Company Agent Address Contact Details
Brian Wayne Norton Agency Nationwide 44 Peavine Plaza Ste 101, Crossville, 38571 (931) 707-1051
George Brown State Farm 1102 S Roane St, Harriman, 37748-7419 865-882-6649
David Bell State Farm 808 West Ave Ste 102, Crossville, 38555-4176 931-484-6343
Bob Folger State Farm 848 Livingston Rd Ste 104, Crossville, 38555-6719 931-484-5252
Cornerstone-Irm Insurance Group Liberty Mutual Independent 11470 PARKSIDE DR, KNOXVILLE, 37934 (865) 579-0500
Grigsby Insurance Travelers 645 Ruritan Rd, Harriman, 37748 None
Tis Insurance Services Inc Liberty Mutual Independent 1900 N WINSTON RD STE 100, KNOXVILLE, 37919 (865) 691-4847
Oldham Insurance Inc Travelers 9724 KINGSTON PIKE STE 1301, KNOXVILLE, 37922 865-769-2332

Crab Orchard, TN Auto Insurance Rates can Increase Based on Driving Violations | Back to Top

Auto insurance rates tend to increase depending on the type and number of driving violations. The driving violations can stay on the record for a considerable amount of time leading to higher auto insurance rates. The severity of the driving violation and place of residence will determine how long the violation stays on record.

Driving Violation Cost Increase Total Insurance Cost
Driving Without Headlights +$61 $1,439
Driver's Failure In Showing Documents +$134 $1,512
Driving With An Expired Registration +$142 $1,520
Driving At A Considerably Slow Pace +$299 $1,677
Using A Cellphone While Driving +$316 $1,694
Running A Red Light +$321 $1,699
Speeding +$338 $1,716
Driving A Vehicle Without The Required Permission +$429 $1,807
Driving With An Expired/Suspended License +$929 $2,307

Crab Orchard, TN Auto Insurance Rates Based on Anti-Theft Feature | Back to Top

Cars that are equipped with safety devices are less prone to thefts. As a result, auto insurance companies provide a considerable amount of discounts to vigilant car owners. The discounts vary depending on the type and number of safety devices installed.

Anti Theft Feature Insurance Cost
Audible Alarm $1,323
Active Disabling Device $1,323
Tracking Device $1,295
Passive Disabling Device $1,282