Craigsville Auto Insurance Rates, Quotes, Agents & Reviews in WV

Craigsville, WV Auto Insurance Rates, Quotes, Agents & Reviews

Zimlon, through its research, found that car owners in Craigsville, WV, can avail multiple discounts on car insurance by taking various factors into consideration. These factors are explored in detail by Zimlon in the analysis below.

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Factors that can influence the cost of car insurance in Craigsville, WV are listed below. It is imperative to understand these factors in order to reduce the cost of car insurance. It is also essential to strike a balance between the cost of insurance and the coverage requirements.

Craigsville, WV Auto Insurance Rate Comparisons with Neighboring Locations | Back to Top

The following table compares the cost of insurance in Craigsville, WV with that of other cities in and around Craigsville.

Craigsville Beaver Nettie Kentucky Tioga Fenwick
Average Insurance Rates $1,367 $1,353 $1,345 $1,398 $2,142 $1,345

Craigsville, WV Auto Insurance Rates vary Based on Deductibles in Neighboring Cities | Back to Top

The following table makes a comparison of the variation in car insurance rates in and around Craigsville, WV based on the change in deductibles. A higher deductible leads to a decrease in the cost of car insurance.

Location Low Deductible ($500) High Deductible ($1000)
Craigsville $1,913 $1,616
Beaver $1,416 $1,196
Camden-on-Gauley $1,534 $1,295
Tioga $2,206 $1,864
Fenwick $1,437 $1,214
Kentucky $1,311 $1,108
Nettie $1,088 $919
Cowen $1,204 $1,017

Craigsville, WV Auto Insurance Rates Based on the Age of the Driver | Back to Top

Teenagers in Craigsville, WV usually pay a much higher car insurance rate compared to the rest of the state as they are generally considered to be less responsible behind the wheel. Middle-aged drivers are likely to pay lower car insurance premiums if they are considered to be safer drivers by insurance companies.

Age of Driver Insurance Cost
Teens $4,436
20 Years $1,756
30 Years $1,353
40 Years $1,302
50 Years $1,205
60 Years $1,222
70 Years $1,423

Craigsville, WV Car Insurance Discounts for Multi-Car Insurance | Back to Top

Car owners in Craigsville, WV can obtain discounts if they insure multiple vehicles with the same insurer. The average savings one can obtain are as follows:

Number of Cars Auto Insurance Cost Total Savings
2 Vehicles $2,406 $328
3 Vehicles $3,609 $492
4 Vehicles $4,812 $656

Savings on 2 Vehicles bundle:$328

Savings on 3 Vehicles bundle:$492

Savings on 4 Vehicles bundle:$656

Craigsville, WV Post- DUI Auto Insurance Rates | Back to Top

Driving Under Influence (DUI) can be an added burden on your wallet. The cost of auto insurance will go up post-DUI. The below graph does a comparison of auto insurance rates before and after DUI in and around Craigsville, WV.

Location Average Insurance Cost Post DUI Insurance Rate
Craigsville $1,367 $2,186
Beaver $1,353 $2,164
Camden-on-Gauley $1,339 $2,141
Tioga $2,142 $3,425
Fenwick $1,345 $2,151
Kentucky $1,398 $2,236
Nettie $1,345 $2,151
Cowen $1,348 $2,156

Craigsville, WV Auto Insurance Rates Based on Credit Score | Back to Top

Car insurance companies can use the Credit Score of car drivers to determine car insurance rates. Car drivers with good credit can avail of substantial discounts on car insurance rates.

Credit Score Insurance Cost
Exceptional (800-850) $1,173
Excellent (740-799) $1,339
Good (670-739) $1,424
Average (580-669) $1,858
Poor (300-579) $2,230

Craigsville, WV Auto Insurance Agents | Back to Top

Car owners can obtain quotes from multiple auto insurance companies. Comparing different quotes can help identify the cheapest auto insurance provider best suited for their coverage needs.

Agent Name Company Agent Address Contact Details
Dan Ritchey State Farm 1 Cherry River Plz, Richwood, 26261-1372 304-846-6352
Shafer Insurance Associates Llc Erie 508 D Main Street, Summersville, 26651 None
Roger Dean State Farm 632 Point Mountain Rd, Webster Spgs, 26288-1230 304-847-5929
Jason Thomas State Farm 20 Lilac St, Craigsville, 26205 304-742-5857
Chris Hall State Farm 237 Gateway Blvd, Lewisburg, 24901-1175 304-647-3542
Kimberly Parker Francisco Allstate 4626 Pennsylvania Ave, Charleston, 25302 (304) 935-1109
Matt Morris State Farm 5 Main Street, Clendenin, 25045 304-548-6981
Rod Wightman State Farm 1035 Arbuckle Rd, Summersville, 26651 304-872-4400
Agency Of Choice None 111 Quarry Village Rd, Lewisburg, 24901 None
Sandy Epling State Farm 213 E Washington St, Lewisburg, 24901-1423 304-645-6416

Craigsville, WV Auto Insurance Rates can Increase Based on Driving Violations | Back to Top

Auto insurance rates tend to increase depending on the type and number of driving violations. The driving violations can stay on the record for a considerable amount of time leading to higher auto insurance rates. The severity of the driving violation and place of residence will determine how long the violation stays on record.

Driving Violation Cost Increase Total Insurance Cost
Driving Without Headlights +$60 $1,427
Driver's Failure In Showing Documents +$133 $1,500
Driving With An Expired Registration +$141 $1,508
Driving At A Considerably Slow Pace +$297 $1,664
Using A Cellphone While Driving +$313 $1,680
Running A Red Light +$319 $1,686
Speeding +$335 $1,702
Driving A Vehicle Without The Required Permission +$425 $1,792
Driving With An Expired/Suspended License +$921 $2,288

Craigsville, WV Auto Insurance Rates Based on Anti-Theft Feature | Back to Top

Cars that are equipped with safety devices are less prone to thefts. As a result, auto insurance companies provide a considerable amount of discounts to vigilant car owners. The discounts vary depending on the type and number of safety devices installed.

Anti Theft Feature Insurance Cost
Audible Alarm $1,312
Active Disabling Device $1,312
Tracking Device $1,285
Passive Disabling Device $1,271