Cresaptown Auto Insurance Rates, Quotes, Agents & Reviews in MD

Cresaptown, MD Auto Insurance Rates, Quotes, Agents & Reviews

Zimlon, through its research, found that car owners in Cresaptown, MD, can avail multiple discounts on car insurance by taking various factors into consideration. These factors are explored in detail by Zimlon in the analysis below.

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Factors that can influence the cost of car insurance in Cresaptown, MD are listed below. It is imperative to understand these factors in order to reduce the cost of car insurance. It is also essential to strike a balance between the cost of insurance and the coverage requirements.

Cresaptown, MD Auto Insurance Rate Comparisons with Neighboring Locations | Back to Top

The following table compares the cost of insurance in Cresaptown, MD with that of other cities in and around Cresaptown.

Cresaptown Carpendale Potomac Park Rawlings Clarysville Bier
Average Insurance Rates $1,315 $1,439 $2,018 $1,327 $1,908 $2,008

Cresaptown, MD Auto Insurance Rates vary Based on Deductibles in Neighboring Cities | Back to Top

The following table makes a comparison of the variation in car insurance rates in and around Cresaptown, MD based on the change in deductibles. A higher deductible leads to a decrease in the cost of car insurance.

Location Low Deductible ($500) High Deductible ($1000)
Cresaptown $931 $786
Bier $1,546 $1,306
Potomac Park $1,639 $1,384
Vale Summit $2,163 $1,827
Bowling Green $1,135 $959
Rawlings $1,481 $1,251
Clarysville $1,965 $1,660
Carpendale $998 $843

Cresaptown, MD Auto Insurance Rates Based on the Age of the Driver | Back to Top

Teenagers in Cresaptown, MD usually pay a much higher car insurance rate compared to the rest of the state as they are generally considered to be less responsible behind the wheel. Middle-aged drivers are likely to pay lower car insurance premiums if they are considered to be safer drivers by insurance companies.

Age of Driver Insurance Cost
Teens $4,267
20 Years $1,690
30 Years $1,301
40 Years $1,252
50 Years $1,160
60 Years $1,176
70 Years $1,369

Cresaptown, MD Car Insurance Discounts for Multi-Car Insurance | Back to Top

Car owners in Cresaptown, MD can obtain discounts if they insure multiple vehicles with the same insurer. The average savings one can obtain are as follows:

Number of Cars Auto Insurance Cost Total Savings
2 Vehicles $2,262 $368
3 Vehicles $3,393 $552
4 Vehicles $4,524 $736

Savings on 2 Vehicles bundle:$368

Savings on 3 Vehicles bundle:$552

Savings on 4 Vehicles bundle:$736

Cresaptown, MD Post- DUI Auto Insurance Rates | Back to Top

Driving Under Influence (DUI) can be an added burden on your wallet. The cost of auto insurance will go up post-DUI. The below graph does a comparison of auto insurance rates before and after DUI in and around Cresaptown, MD.

Location Average Insurance Cost Post DUI Insurance Rate
Cresaptown $1,315 $2,097
Bier $2,008 $3,201
Potomac Park $2,018 $3,217
Vale Summit $2,100 $3,348
Bowling Green $2,139 $3,410
Rawlings $1,327 $2,116
Clarysville $1,908 $3,042
Carpendale $1,439 $2,301

Cresaptown, MD Auto Insurance Rates Based on Credit Score | Back to Top

Car insurance companies can use the Credit Score of car drivers to determine car insurance rates. Car drivers with good credit can avail of substantial discounts on car insurance rates.

Credit Score Insurance Cost
Exceptional (800-850) $1,128
Excellent (740-799) $1,288
Good (670-739) $1,370
Average (580-669) $1,788
Poor (300-579) $2,145

Cresaptown, MD Auto Insurance Agents | Back to Top

Car owners can obtain quotes from multiple auto insurance companies. Comparing different quotes can help identify the cheapest auto insurance provider best suited for their coverage needs.

Agent Name Company Agent Address Contact Details
Kmk Insurance Agency Erie 63 HENDERSON AVE, CUMBERLAND, 21502 301-724-1013
Joseph Marsh Allstate 75 Greene St, Cumberland, 21502 (301) 729-4701
Workmeister Agency Allstate 139 N Centre St PO Box 410, Cumberland, 21502 (301) 724-3380
Terry Mclarney State Farm 850 N Mechanic St, Cumberland, 21502-2117 301-724-4900
Vicky Brenneman State Farm 137 Virginia Ave, Cumberland, 21502-3952 301-724-2112
Workmeister Ins Agency Inc Travelers 139 N CENTRE ST, CUMBERLAND, 21502 301-724-3380
Hershberger Insurance Agency Inc Travelers 141 Main St, Grantsville, 21536 (301) 895-5161
Harris Elliott Mackay Insurance Agency Travelers 83 EAST MAIN ST, FROSTBURG, 21532 301-689-6069
Close Ins Agency Allstate 134 W Main St, Hancock, 21750 (301) 678-5526

Cresaptown, MD Auto Insurance Rates can Increase Based on Driving Violations | Back to Top

Auto insurance rates tend to increase depending on the type and number of driving violations. The driving violations can stay on the record for a considerable amount of time leading to higher auto insurance rates. The severity of the driving violation and place of residence will determine how long the violation stays on record.

Driving Violation Cost Increase Total Insurance Cost
Driving Without Headlights +$58 $1,373
Driver's Failure In Showing Documents +$128 $1,443
Driving With An Expired Registration +$135 $1,450
Driving At A Considerably Slow Pace +$285 $1,600
Using A Cellphone While Driving +$301 $1,616
Running A Red Light +$306 $1,621
Speeding +$322 $1,637
Driving A Vehicle Without The Required Permission +$409 $1,724
Driving With An Expired/Suspended License +$886 $2,201

Cresaptown, MD Auto Insurance Rates Based on Anti-Theft Feature | Back to Top

Cars that are equipped with safety devices are less prone to thefts. As a result, auto insurance companies provide a considerable amount of discounts to vigilant car owners. The discounts vary depending on the type and number of safety devices installed.

Anti Theft Feature Insurance Cost
Audible Alarm $1,262
Active Disabling Device $1,262
Tracking Device $1,236
Passive Disabling Device $1,223