Crescent City, FL Auto Insurance Rates, Quotes, Agents & Reviews
Zimlon, through its research, found that car owners in Crescent City, FL, can avail multiple discounts on car insurance by taking various factors into consideration. These factors are explored in detail by Zimlon in the analysis below.
Factors that can influence the cost of car insurance in Crescent City, FL are listed below. It is imperative to understand these factors in order to reduce the cost of car insurance. It is also essential to strike a balance between the cost of insurance and the coverage requirements.
- Crescent City, FL Auto Insurance Rates
- Crescent City, FL Auto Insurance for Different Deductible
- How the Age of Driver Affects Insurance Rates in Crescent City, FL
- Multi Vehicle Insurance Savings in Crescent City, FL
- How Credit Score Affects Car Insurance Rates in Crescent City, FL
- How DUI Affects Auto Insurance Premiums in Crescent City, FL
- Top Auto Insurance Agents Near Crescent City, FL
- How Driving Violations Affect Auto Insurance Rates in Crescent City, FL
- Crescent City, FL Auto Insurance Discounts on Anti Theft Feature
- Crescent City, FL Auto Insurance Company Reviews
Crescent City, FL Auto Insurance Rate Comparisons with Neighboring Locations | Back to Top
The following table compares the cost of insurance in Crescent City, FL with that of other cities in and around Crescent City.
| Crescent City | Seville | Welaka | Putnam County | Flagler Estates | Bunnell | |
|---|---|---|---|---|---|---|
| Average Insurance Rates | $2,041 | $2,118 | $2,060 | $1,880 | $2,045 | $1,502 |
Crescent City, FL Auto Insurance Rates vary Based on Deductibles in Neighboring Cities | Back to Top
The following table makes a comparison of the variation in car insurance rates in and around Crescent City, FL based on the change in deductibles. A higher deductible leads to a decrease in the cost of car insurance.
| Location | Low Deductible ($500) | High Deductible ($1000) |
|---|---|---|
| Crescent City | $1,438 | $1,215 |
| Pomona Park | $1,566 | $1,322 |
| Welaka | $1,020 | $861 |
| Seville | $1,821 | $1,538 |
| East Palatka | $1,282 | $1,083 |
| Putnam County | $1,581 | $1,335 |
| Flagler Estates | $1,611 | $1,361 |
| Bunnell | $1,018 | $860 |
Crescent City, FL Auto Insurance Rates Based on the Age of the Driver | Back to Top
Teenagers in Crescent City, FL usually pay a much higher car insurance rate compared to the rest of the state as they are generally considered to be less responsible behind the wheel. Middle-aged drivers are likely to pay lower car insurance premiums if they are considered to be safer drivers by insurance companies.
| Age of Driver | Insurance Cost |
|---|---|
| Teens | $6,623 |
| 20 Years | $2,622 |
| 30 Years | $2,020 |
| 40 Years | $1,943 |
| 50 Years | $1,800 |
| 60 Years | $1,825 |
| 70 Years | $2,124 |
Crescent City, FL Car Insurance Discounts for Multi-Car Insurance | Back to Top
Car owners in Crescent City, FL can obtain discounts if they insure multiple vehicles with the same insurer. The average savings one can obtain are as follows:
| Number of Cars | Auto Insurance Cost | Total Savings |
|---|---|---|
| 2 Vehicles | $3,470 | $612 |
| 3 Vehicles | $5,205 | $918 |
| 4 Vehicles | $6,939 | $1,225 |
Savings on 2 Vehicles bundle:$612
Savings on 3 Vehicles bundle:$918
Savings on 4 Vehicles bundle:$1,225
Crescent City, FL Post- DUI Auto Insurance Rates | Back to Top
Driving Under Influence (DUI) can be an added burden on your wallet. The cost of auto insurance will go up post-DUI. The below graph does a comparison of auto insurance rates before and after DUI in and around Crescent City, FL.
| Location | Average Insurance Cost | Post DUI Insurance Rate |
|---|---|---|
| Crescent City | $2,041 | $3,194 |
| Pomona Park | $2,031 | $3,179 |
| Welaka | $2,060 | $3,224 |
| Seville | $2,118 | $3,315 |
| East Palatka | $2,092 | $3,274 |
| Putnam County | $1,880 | $2,942 |
| Flagler Estates | $2,045 | $3,201 |
| Bunnell | $1,502 | $2,351 |
Crescent City, FL Auto Insurance Rates Based on Credit Score | Back to Top
Car insurance companies can use the Credit Score of car drivers to determine car insurance rates. Car drivers with good credit can avail of substantial discounts on car insurance rates.
| Credit Score | Insurance Cost |
|---|---|
| Exceptional (800-850) | $1,751 |
| Excellent (740-799) | $1,999 |
| Good (670-739) | $2,127 |
| Average (580-669) | $2,775 |
| Poor (300-579) | $3,329 |
Crescent City, FL Auto Insurance Agents | Back to Top
Car owners can obtain quotes from multiple auto insurance companies. Comparing different quotes can help identify the cheapest auto insurance provider best suited for their coverage needs.
| Agent Name | Company | Agent Address | Contact Details |
|---|---|---|---|
| Reiter In Agcy Inc | Allstate | 926 N Summit St, Crescent City, 32112 | (386) 698-2400 |
| Browning Agency Of Hastings Dba The Regan Agency | None | 306 N Main St, Hastings, 32145 | None |
| Brown & Brown Of Florida Inc | Liberty Mutual Independent | 220 S RIDGEWOOD AVE, DAYTONA BEACH, 32114 | 800-877-2769 |
| Edith Aldrich | State Farm | 1721 Reid St, Palatka, 32177-3148 | 386-328-0610 |
| Brightway Insurance | None | 9041-179 Southside Blvd , Jacksonville, 32256 | None |
| Craig Dewhurst | State Farm | 315 W Town Pl Ste 4, St Augustine, 32092-3105 | 904-940-9740 |
| Southern Insurance & Associates | Travelers | 501-6 North State Street, Bunnell, 32110 | None |
| Bush-Thompson Insurance, Inc. | None | 2254 Park Ave , Orange Park, 32073 | None |
| Tim Murphy | State Farm | 140 Gateway Cir Unit 1, Jacksonville, 32259-4085 | 904-230-3310 |
| Coleman Marine Inc | Travelers | 3036 B Harbor Drive Ste B , St Augustine, 32084 | None |
Crescent City, FL Auto Insurance Rates can Increase Based on Driving Violations | Back to Top
Auto insurance rates tend to increase depending on the type and number of driving violations. The driving violations can stay on the record for a considerable amount of time leading to higher auto insurance rates. The severity of the driving violation and place of residence will determine how long the violation stays on record.
| Driving Violation | Cost Increase | Total Insurance Cost |
|---|---|---|
| Driving Without Headlights | +$90 | $2,131 |
| Driver's Failure In Showing Documents | +$198 | $2,239 |
| Driving With An Expired Registration | +$210 | $2,251 |
| Driving At A Considerably Slow Pace | +$443 | $2,484 |
| Using A Cellphone While Driving | +$467 | $2,508 |
| Running A Red Light | +$476 | $2,517 |
| Speeding | +$500 | $2,541 |
| Driving A Vehicle Without The Required Permission | +$635 | $2,676 |
| Driving With An Expired/Suspended License | +$1,376 | $3,417 |
Crescent City, FL Auto Insurance Rates Based on Anti-Theft Feature | Back to Top
Cars that are equipped with safety devices are less prone to thefts. As a result, auto insurance companies provide a considerable amount of discounts to vigilant car owners. The discounts vary depending on the type and number of safety devices installed.
| Anti Theft Feature | Insurance Cost |
|---|---|
| Audible Alarm | $1,959 |
| Active Disabling Device | $1,959 |
| Tracking Device | $1,919 |
| Passive Disabling Device | $1,898 |
Latest Auto Insurance Reviews in Crescent City, FL | Back to Top
Geicoi am completely satisfied with my company ive had them for about 7 years now, tried to switch to another company once buy the premium was too high.