Crescent Auto Insurance Rates, Quotes, Agents & Reviews in PA

Crescent, PA Auto Insurance Rates, Quotes, Agents & Reviews

Zimlon, through its research, found that car owners in Crescent, PA, can avail multiple discounts on car insurance by taking various factors into consideration. These factors are explored in detail by Zimlon in the analysis below.

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Factors that can influence the cost of car insurance in Crescent, PA are listed below. It is imperative to understand these factors in order to reduce the cost of car insurance. It is also essential to strike a balance between the cost of insurance and the coverage requirements.


Crescent, PA Auto Insurance Rate Comparisons with Neighboring Locations | Back to Top

The following table compares the cost of insurance in Crescent, PA with that of other cities in and around Crescent.

Crescent Ambridge Edgeworth Leetsdale Carnot-Moon Hopewell
Average Insurance Rates $1,410 $1,351 $1,693 $1,364 $1,443 $1,407

Crescent, PA Auto Insurance Rates vary Based on Deductibles in Neighboring Cities | Back to Top

The following table makes a comparison of the variation in car insurance rates in and around Crescent, PA based on the change in deductibles. A higher deductible leads to a decrease in the cost of car insurance.

Location Low Deductible ($500) High Deductible ($1000)
Crescent $1,452 $1,227
Leetsdale $1,114 $941
South Heights $2,738 $2,312
Leet $1,644 $1,389
Edgeworth $1,834 $1,549
Ambridge $1,888 $1,595
Carnot-Moon $1,838 $1,552
Hopewell $1,709 $1,443

Crescent, PA Auto Insurance Rates Based on the Age of the Driver | Back to Top

Teenagers in Crescent, PA usually pay a much higher car insurance rate compared to the rest of the state as they are generally considered to be less responsible behind the wheel. Middle-aged drivers are likely to pay lower car insurance premiums if they are considered to be safer drivers by insurance companies.

Age of Driver Insurance Cost
Teens $4,575
20 Years $1,812
30 Years $1,395
40 Years $1,343
50 Years $1,243
60 Years $1,261
70 Years $1,467

Crescent, PA Car Insurance Discounts for Multi-Car Insurance | Back to Top

Car owners in Crescent, PA can obtain discounts if they insure multiple vehicles with the same insurer. The average savings one can obtain are as follows:

Number of Cars Auto Insurance Cost Total Savings
2 Vehicles $2,482 $338
3 Vehicles $3,722 $508
4 Vehicles $4,963 $677

Savings on 2 Vehicles bundle:$338

Savings on 3 Vehicles bundle:$508

Savings on 4 Vehicles bundle:$677


Crescent, PA Post- DUI Auto Insurance Rates | Back to Top

Driving Under Influence (DUI) can be an added burden on your wallet. The cost of auto insurance will go up post-DUI. The below graph does a comparison of auto insurance rates before and after DUI in and around Crescent, PA.

Location Average Insurance Cost Post DUI Insurance Rate
Crescent $1,410 $2,220
Leetsdale $1,364 $2,147
South Heights $1,374 $2,163
Leet $1,475 $2,322
Edgeworth $1,693 $2,665
Ambridge $1,351 $2,127
Carnot-Moon $1,443 $2,271
Hopewell $1,407 $2,215

Crescent, PA Auto Insurance Rates Based on Credit Score | Back to Top

Car insurance companies can use the Credit Score of car drivers to determine car insurance rates. Car drivers with good credit can avail of substantial discounts on car insurance rates.

Credit Score Insurance Cost
Exceptional (800-850) $1,210
Excellent (740-799) $1,381
Good (670-739) $1,469
Average (580-669) $1,917
Poor (300-579) $2,300

Crescent, PA Auto Insurance Rates can Increase Based on Driving Violations | Back to Top

Auto insurance rates tend to increase depending on the type and number of driving violations. The driving violations can stay on the record for a considerable amount of time leading to higher auto insurance rates. The severity of the driving violation and place of residence will determine how long the violation stays on record.

Driving Violation Cost Increase Total Insurance Cost
Driving Without Headlights +$62 $1,472
Driver's Failure In Showing Documents +$137 $1,547
Driving With An Expired Registration +$145 $1,555
Driving At A Considerably Slow Pace +$306 $1,716
Using A Cellphone While Driving +$323 $1,733
Running A Red Light +$329 $1,739
Speeding +$345 $1,755
Driving A Vehicle Without The Required Permission +$439 $1,849
Driving With An Expired/Suspended License +$950 $2,360

Crescent, PA Auto Insurance Rates Based on Anti-Theft Feature | Back to Top

Cars that are equipped with safety devices are less prone to thefts. As a result, auto insurance companies provide a considerable amount of discounts to vigilant car owners. The discounts vary depending on the type and number of safety devices installed.

Anti Theft Feature Insurance Cost
Audible Alarm $1,354
Active Disabling Device $1,354
Tracking Device $1,325
Passive Disabling Device $1,311