Cresson Auto Insurance Rates, Quotes, Agents & Reviews in PA

Cresson, PA Auto Insurance Rates, Quotes, Agents & Reviews

Zimlon, through its research, found that car owners in Cresson, PA, can avail multiple discounts on car insurance by taking various factors into consideration. These factors are explored in detail by Zimlon in the analysis below.

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Factors that can influence the cost of car insurance in Cresson, PA are listed below. It is imperative to understand these factors in order to reduce the cost of car insurance. It is also essential to strike a balance between the cost of insurance and the coverage requirements.


Cresson, PA Auto Insurance Rate Comparisons with Neighboring Locations | Back to Top

The following table compares the cost of insurance in Cresson, PA with that of other cities in and around Cresson.

Cresson Lilly Sankertown Loretto Munster Tunnelhill
Average Insurance Rates $1,404 $1,356 $1,375 $1,396 $1,433 $1,367

Cresson, PA Auto Insurance Rates vary Based on Deductibles in Neighboring Cities | Back to Top

The following table makes a comparison of the variation in car insurance rates in and around Cresson, PA based on the change in deductibles. A higher deductible leads to a decrease in the cost of car insurance.

Location Low Deductible ($500) High Deductible ($1000)
Cresson $1,708 $1,442
Sankertown $1,444 $1,220
Lilly $1,245 $1,052
Gallitzin $1,068 $902
Tunnelhill $1,228 $1,037
Cassandra $1,392 $1,175
Munster $1,129 $954
Loretto $1,702 $1,437

Cresson, PA Auto Insurance Rates Based on the Age of the Driver | Back to Top

Teenagers in Cresson, PA usually pay a much higher car insurance rate compared to the rest of the state as they are generally considered to be less responsible behind the wheel. Middle-aged drivers are likely to pay lower car insurance premiums if they are considered to be safer drivers by insurance companies.

Age of Driver Insurance Cost
Teens $4,556
20 Years $1,804
30 Years $1,389
40 Years $1,337
50 Years $1,238
60 Years $1,255
70 Years $1,461

Cresson, PA Car Insurance Discounts for Multi-Car Insurance | Back to Top

Car owners in Cresson, PA can obtain discounts if they insure multiple vehicles with the same insurer. The average savings one can obtain are as follows:

Number of Cars Auto Insurance Cost Total Savings
2 Vehicles $2,415 $393
3 Vehicles $3,622 $590
4 Vehicles $4,830 $786

Savings on 2 Vehicles bundle:$393

Savings on 3 Vehicles bundle:$590

Savings on 4 Vehicles bundle:$786


Cresson, PA Post- DUI Auto Insurance Rates | Back to Top

Driving Under Influence (DUI) can be an added burden on your wallet. The cost of auto insurance will go up post-DUI. The below graph does a comparison of auto insurance rates before and after DUI in and around Cresson, PA.

Location Average Insurance Cost Post DUI Insurance Rate
Cresson $1,404 $2,210
Sankertown $1,375 $2,164
Lilly $1,356 $2,135
Gallitzin $1,363 $2,146
Tunnelhill $1,367 $2,152
Cassandra $1,351 $2,127
Munster $1,433 $2,256
Loretto $1,396 $2,197

Cresson, PA Auto Insurance Rates Based on Credit Score | Back to Top

Car insurance companies can use the Credit Score of car drivers to determine car insurance rates. Car drivers with good credit can avail of substantial discounts on car insurance rates.

Credit Score Insurance Cost
Exceptional (800-850) $1,205
Excellent (740-799) $1,375
Good (670-739) $1,463
Average (580-669) $1,909
Poor (300-579) $2,290

Cresson, PA Auto Insurance Agents | Back to Top

Car owners can obtain quotes from multiple auto insurance companies. Comparing different quotes can help identify the cheapest auto insurance provider best suited for their coverage needs.

Agent Name Company Agent Address Contact Details
James (Jimmy) Kiepert Allstate 1609 Jefferson Ave, Windber, 15963 (814) 467-6661
Leonard Insurance Agency Travelers 1005 GRAY LN, DUNCANSVILLE, 16635 814-696-0200
Joshua Gibson Allstate 1381 Plank Rd Ste 105, Duncansville, 16635 (814) 977-3200
Mark Cornell Allstate 1381 Plank Rd Ste 105, Duncansville, 16635 (814) 977-3200
Kim Springer State Farm 301 E High St, Ebensburg, 15931-1629 814-472-9131
Brumbaugh Insurance Group, Inc. None 1402 Third Ave, Duncansville, 16635 None
Mbv Inc. Db4/H. Dean Allison Ins Agcy None 218 Logan Blvd, Altoona, 16603 None
First Security Insurance None 500 Depot St, Latrobe, 15650 None
Panichelle Financial Group Llc Nationwide 143 Hartman Rd STE 4, Greensburg, 15601 (724) 420-5024
Horner Insurance Agency Travelers 1724A THEATRE ST, LATROBE, 15650 724-537-7000

Cresson, PA Auto Insurance Rates can Increase Based on Driving Violations | Back to Top

Auto insurance rates tend to increase depending on the type and number of driving violations. The driving violations can stay on the record for a considerable amount of time leading to higher auto insurance rates. The severity of the driving violation and place of residence will determine how long the violation stays on record.

Driving Violation Cost Increase Total Insurance Cost
Driving Without Headlights +$62 $1,466
Driver's Failure In Showing Documents +$136 $1,540
Driving With An Expired Registration +$145 $1,549
Driving At A Considerably Slow Pace +$305 $1,709
Using A Cellphone While Driving +$322 $1,726
Running A Red Light +$327 $1,731
Speeding +$344 $1,748
Driving A Vehicle Without The Required Permission +$437 $1,841
Driving With An Expired/Suspended License +$946 $2,350

Cresson, PA Auto Insurance Rates Based on Anti-Theft Feature | Back to Top

Cars that are equipped with safety devices are less prone to thefts. As a result, auto insurance companies provide a considerable amount of discounts to vigilant car owners. The discounts vary depending on the type and number of safety devices installed.

Anti Theft Feature Insurance Cost
Audible Alarm $1,348
Active Disabling Device $1,348
Tracking Device $1,320
Passive Disabling Device $1,306