Crestview Hills Auto Insurance Rates, Quotes, Agents & Reviews in KY

Crestview Hills, KY Auto Insurance Rates, Quotes, Agents & Reviews

Zimlon, through its research, found that car owners in Crestview Hills, KY, can avail multiple discounts on car insurance by taking various factors into consideration. These factors are explored in detail by Zimlon in the analysis below.

Compare Quotes from Top Providers and Save now!

Factors that can influence the cost of car insurance in Crestview Hills, KY are listed below. It is imperative to understand these factors in order to reduce the cost of car insurance. It is also essential to strike a balance between the cost of insurance and the coverage requirements.


Crestview Hills, KY Auto Insurance Rate Comparisons with Neighboring Locations | Back to Top

The following table compares the cost of insurance in Crestview Hills, KY with that of other cities in and around Crestview Hills.

Crestview Hills Erlanger Edgewood Crescent Springs Fort Mitchell Covington
Average Insurance Rates $2,046 $1,943 $2,077 $2,089 $2,144 $1,292

Crestview Hills, KY Auto Insurance Rates vary Based on Deductibles in Neighboring Cities | Back to Top

The following table makes a comparison of the variation in car insurance rates in and around Crestview Hills, KY based on the change in deductibles. A higher deductible leads to a decrease in the cost of car insurance.

Location Low Deductible ($500) High Deductible ($1000)
Crestview Hills $1,502 $1,268
Lakeside Park $1,210 $1,022
Edgewood $1,456 $1,230
Covington $1,064 $899
Fort Mitchell $1,398 $1,181
Erlanger $1,659 $1,402
Crescent Springs $1,376 $1,162
Fort Wright $1,747 $1,476

Crestview Hills, KY Auto Insurance Rates Based on the Age of the Driver | Back to Top

Teenagers in Crestview Hills, KY usually pay a much higher car insurance rate compared to the rest of the state as they are generally considered to be less responsible behind the wheel. Middle-aged drivers are likely to pay lower car insurance premiums if they are considered to be safer drivers by insurance companies.

Age of Driver Insurance Cost
Teens $6,639
20 Years $2,629
30 Years $2,025
40 Years $1,948
50 Years $1,804
60 Years $1,829
70 Years $2,129

Crestview Hills, KY Car Insurance Discounts for Multi-Car Insurance | Back to Top

Car owners in Crestview Hills, KY can obtain discounts if they insure multiple vehicles with the same insurer. The average savings one can obtain are as follows:

Number of Cars Auto Insurance Cost Total Savings
2 Vehicles $3,560 $532
3 Vehicles $5,340 $798
4 Vehicles $7,120 $1,064

Savings on 2 Vehicles bundle:$532

Savings on 3 Vehicles bundle:$798

Savings on 4 Vehicles bundle:$1,064


Crestview Hills, KY Post- DUI Auto Insurance Rates | Back to Top

Driving Under Influence (DUI) can be an added burden on your wallet. The cost of auto insurance will go up post-DUI. The below graph does a comparison of auto insurance rates before and after DUI in and around Crestview Hills, KY.

Location Average Insurance Cost Post DUI Insurance Rate
Crestview Hills $2,046 $3,407
Lakeside Park $2,138 $3,560
Edgewood $2,077 $3,458
Covington $1,292 $2,151
Fort Mitchell $2,144 $3,570
Erlanger $1,943 $3,235
Crescent Springs $2,089 $3,478
Fort Wright $2,046 $3,407

Crestview Hills, KY Auto Insurance Rates Based on Credit Score | Back to Top

Car insurance companies can use the Credit Score of car drivers to determine car insurance rates. Car drivers with good credit can avail of substantial discounts on car insurance rates.

Credit Score Insurance Cost
Exceptional (800-850) $1,755
Excellent (740-799) $2,004
Good (670-739) $2,132
Average (580-669) $2,781
Poor (300-579) $3,337

Crestview Hills, KY Auto Insurance Agents | Back to Top

Car owners can obtain quotes from multiple auto insurance companies. Comparing different quotes can help identify the cheapest auto insurance provider best suited for their coverage needs.

Agent Name Company Agent Address Contact Details
Barnes Insurance Group Travelers 7600 DIXIE HIGHWAY, FLORENCE, 41042 859-586-8055
Christopher Whitehead Allstate 1671 Park Rd Ste 10, Fort Wright, 41011 (859) 344-8588
Newman & Tucker Ins Agency Liberty Mutual Independent 3617 ALEXANDRIA PIKE, COLD SPRING, 41076 859-441-2886
John J. Saalfeld Insurance Agency Inc Nationwide 6614 Dixie Highway Suite B, Florence, 41042 (859) 371-8999
Jeffrey Baker Allstate 6785 Houston Rd Ste 200, Florence, 41042 (859) 282-2886
Gartman Insurance Agency Inc Liberty Mutual Independent 495 ERLANGER RD STE 104, ERLANGER, 41018 859-727-6675
Auton Insurance Travelers 2519 ANDERSON RD, CRESCENT SPRINGS, 41017 859-635-4141
Thompson-Boerger Insurance Inc Liberty Mutual Independent 1514 DIXIE HWY, PARK HILLS, 41011 (859) 291-3914
Joe Dalbey State Farm 20 North Grand Avenue, Fort Thomas, 41075-1755 859-781-5633

Crestview Hills, KY Auto Insurance Rates can Increase Based on Driving Violations | Back to Top

Auto insurance rates tend to increase depending on the type and number of driving violations. The driving violations can stay on the record for a considerable amount of time leading to higher auto insurance rates. The severity of the driving violation and place of residence will determine how long the violation stays on record.

Driving Violation Cost Increase Total Insurance Cost
Driving Without Headlights +$90 $2,136
Driver's Failure In Showing Documents +$198 $2,244
Driving With An Expired Registration +$211 $2,257
Driving At A Considerably Slow Pace +$444 $2,490
Using A Cellphone While Driving +$469 $2,515
Running A Red Light +$477 $2,523
Speeding +$501 $2,547
Driving A Vehicle Without The Required Permission +$636 $2,682
Driving With An Expired/Suspended License +$1,379 $3,425

Crestview Hills, KY Auto Insurance Rates Based on Anti-Theft Feature | Back to Top

Cars that are equipped with safety devices are less prone to thefts. As a result, auto insurance companies provide a considerable amount of discounts to vigilant car owners. The discounts vary depending on the type and number of safety devices installed.

Anti Theft Feature Insurance Cost
Audible Alarm $1,964
Active Disabling Device $1,964
Tracking Device $1,923
Passive Disabling Device $1,903