Crooked River Auto Insurance Rates, Quotes, Agents & Reviews in OR

Crooked River, OR Auto Insurance Rates, Quotes, Agents & Reviews

Zimlon, through its research, found that car owners in Crooked River, OR, can avail multiple discounts on car insurance by taking various factors into consideration. These factors are explored in detail by Zimlon in the analysis below.

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Factors that can influence the cost of car insurance in Crooked River, OR are listed below. It is imperative to understand these factors in order to reduce the cost of car insurance. It is also essential to strike a balance between the cost of insurance and the coverage requirements.


Crooked River, OR Auto Insurance Rate Comparisons with Neighboring Locations | Back to Top

The following table compares the cost of insurance in Crooked River, OR with that of other cities in and around Crooked River.

Crooked River Crook County
Average Insurance Rates $1,406 $1,415

Crooked River, OR Auto Insurance Rates vary Based on Deductibles in Neighboring Cities | Back to Top

The following table makes a comparison of the variation in car insurance rates in and around Crooked River, OR based on the change in deductibles. A higher deductible leads to a decrease in the cost of car insurance.

Location Low Deductible ($500) High Deductible ($1000)
Crooked River $1,716 $1,449
Crook County $1,435 $1,212

Crooked River, OR Auto Insurance Rates Based on the Age of the Driver | Back to Top

Teenagers in Crooked River, OR usually pay a much higher car insurance rate compared to the rest of the state as they are generally considered to be less responsible behind the wheel. Middle-aged drivers are likely to pay lower car insurance premiums if they are considered to be safer drivers by insurance companies.

Age of Driver Insurance Cost
Teens $4,562
20 Years $1,807
30 Years $1,391
40 Years $1,339
50 Years $1,240
60 Years $1,257
70 Years $1,463

Crooked River, OR Car Insurance Discounts for Multi-Car Insurance | Back to Top

Car owners in Crooked River, OR can obtain discounts if they insure multiple vehicles with the same insurer. The average savings one can obtain are as follows:

Number of Cars Auto Insurance Cost Total Savings
2 Vehicles $2,475 $337
3 Vehicles $3,712 $506
4 Vehicles $4,949 $675

Savings on 2 Vehicles bundle:$337

Savings on 3 Vehicles bundle:$506

Savings on 4 Vehicles bundle:$675


Crooked River, OR Post- DUI Auto Insurance Rates | Back to Top

Driving Under Influence (DUI) can be an added burden on your wallet. The cost of auto insurance will go up post-DUI. The below graph does a comparison of auto insurance rates before and after DUI in and around Crooked River, OR.

Location Average Insurance Cost Post DUI Insurance Rate
Crooked River $1,406 $2,103
Crook County $1,415 $2,117

Crooked River, OR Auto Insurance Rates Based on Credit Score | Back to Top

Car insurance companies can use the Credit Score of car drivers to determine car insurance rates. Car drivers with good credit can avail of substantial discounts on car insurance rates.

Credit Score Insurance Cost
Exceptional (800-850) $1,206
Excellent (740-799) $1,377
Good (670-739) $1,465
Average (580-669) $1,911
Poor (300-579) $2,293

Crooked River, OR Auto Insurance Agents | Back to Top

Car owners can obtain quotes from multiple auto insurance companies. Comparing different quotes can help identify the cheapest auto insurance provider best suited for their coverage needs.

Agent Name Company Agent Address Contact Details
Mike Hornback State Farm 399 NW 3rd St, Prineville, 97754-1817 541-447-5524
Cheri Towery Allstate 141 NW 6th St, Redmond, 97756 (541) 548-1416
Dennis Marbell Farmers 520 SW Evergreen Ave, Redmond, 97756 (541) 548-8194
Brian Elder State Farm 515 SW 6th St, Redmond, 97756-2702 541-923-1309
Sean Sartell Allstate 449 NW 3rd St Ste A, Prineville, 97754 (541) 447-4939
Gib Hammack State Farm 917 SW Highland Ave, Redmond, 97756-3125 541-548-4021
Prineville Insurance Liberty Mutual Independent 297 NW 3RD ST, PRINEVILLE, 97754 541-447-6372
Jeremiah Pedersen Farmers 520 SW Evergreen Ave, Redmond, 97756 (541) 548-8194

Crooked River, OR Auto Insurance Rates can Increase Based on Driving Violations | Back to Top

Auto insurance rates tend to increase depending on the type and number of driving violations. The driving violations can stay on the record for a considerable amount of time leading to higher auto insurance rates. The severity of the driving violation and place of residence will determine how long the violation stays on record.

Driving Violation Cost Increase Total Insurance Cost
Driving Without Headlights +$62 $1,468
Driver's Failure In Showing Documents +$136 $1,542
Driving With An Expired Registration +$145 $1,551
Driving At A Considerably Slow Pace +$305 $1,711
Using A Cellphone While Driving +$322 $1,728
Running A Red Light +$328 $1,734
Speeding +$344 $1,750
Driving A Vehicle Without The Required Permission +$437 $1,843
Driving With An Expired/Suspended License +$948 $2,354

Crooked River, OR Auto Insurance Rates Based on Anti-Theft Feature | Back to Top

Cars that are equipped with safety devices are less prone to thefts. As a result, auto insurance companies provide a considerable amount of discounts to vigilant car owners. The discounts vary depending on the type and number of safety devices installed.

Anti Theft Feature Insurance Cost
Audible Alarm $1,350
Active Disabling Device $1,350
Tracking Device $1,322
Passive Disabling Device $1,308