Cross Lanes Auto Insurance Rates, Quotes, Agents & Reviews in WV

Cross Lanes, WV Auto Insurance Rates, Quotes, Agents & Reviews

Zimlon, through its research, found that car owners in Cross Lanes, WV, can avail multiple discounts on car insurance by taking various factors into consideration. These factors are explored in detail by Zimlon in the analysis below.

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Factors that can influence the cost of car insurance in Cross Lanes, WV are listed below. It is imperative to understand these factors in order to reduce the cost of car insurance. It is also essential to strike a balance between the cost of insurance and the coverage requirements.


Cross Lanes, WV Auto Insurance Rate Comparisons with Neighboring Locations | Back to Top

The following table compares the cost of insurance in Cross Lanes, WV with that of other cities in and around Cross Lanes.

Cross Lanes St. Albans Poca Pocatalico Nitro Dunbar
Average Insurance Rates $1,466 $1,425 $1,471 $1,421 $1,412 $1,401

Cross Lanes, WV Auto Insurance Rates vary Based on Deductibles in Neighboring Cities | Back to Top

The following table makes a comparison of the variation in car insurance rates in and around Cross Lanes, WV based on the change in deductibles. A higher deductible leads to a decrease in the cost of car insurance.

Location Low Deductible ($500) High Deductible ($1000)
Cross Lanes $1,011 $854
Poca $1,643 $1,388
Nitro $1,240 $1,047
St. Albans $1,415 $1,195
Dunbar $1,626 $1,374
Pocatalico $1,643 $1,388
Bancroft $1,271 $1,074
South Charleston $1,654 $1,397

Cross Lanes, WV Auto Insurance Rates Based on the Age of the Driver | Back to Top

Teenagers in Cross Lanes, WV usually pay a much higher car insurance rate compared to the rest of the state as they are generally considered to be less responsible behind the wheel. Middle-aged drivers are likely to pay lower car insurance premiums if they are considered to be safer drivers by insurance companies.

Age of Driver Insurance Cost
Teens $4,757
20 Years $1,884
30 Years $1,451
40 Years $1,396
50 Years $1,293
60 Years $1,311
70 Years $1,526

Cross Lanes, WV Car Insurance Discounts for Multi-Car Insurance | Back to Top

Car owners in Cross Lanes, WV can obtain discounts if they insure multiple vehicles with the same insurer. The average savings one can obtain are as follows:

Number of Cars Auto Insurance Cost Total Savings
2 Vehicles $2,580 $352
3 Vehicles $3,870 $528
4 Vehicles $5,160 $704

Savings on 2 Vehicles bundle:$352

Savings on 3 Vehicles bundle:$528

Savings on 4 Vehicles bundle:$704


Cross Lanes, WV Post- DUI Auto Insurance Rates | Back to Top

Driving Under Influence (DUI) can be an added burden on your wallet. The cost of auto insurance will go up post-DUI. The below graph does a comparison of auto insurance rates before and after DUI in and around Cross Lanes, WV.

Location Average Insurance Cost Post DUI Insurance Rate
Cross Lanes $1,466 $2,344
Poca $1,471 $2,352
Nitro $1,412 $2,258
St. Albans $1,425 $2,279
Dunbar $1,401 $2,240
Pocatalico $1,421 $2,272
Bancroft $1,413 $2,260
South Charleston $1,434 $2,293

Cross Lanes, WV Auto Insurance Rates Based on Credit Score | Back to Top

Car insurance companies can use the Credit Score of car drivers to determine car insurance rates. Car drivers with good credit can avail of substantial discounts on car insurance rates.

Credit Score Insurance Cost
Exceptional (800-850) $1,258
Excellent (740-799) $1,436
Good (670-739) $1,528
Average (580-669) $1,993
Poor (300-579) $2,391

Cross Lanes, WV Auto Insurance Agents | Back to Top

Car owners can obtain quotes from multiple auto insurance companies. Comparing different quotes can help identify the cheapest auto insurance provider best suited for their coverage needs.

Agent Name Company Agent Address Contact Details
Brandon Huffman State Farm 5506 Big Tyler Road, Cross Lanes, 25313 304-776-8000
Anne Underwood Allstate 436 12th St, Dunbar, 25064 (304) 768-3318
David Kline Allstate 424 Maccorkle Ave SW, South Charleston, 25303 (304) 342-3621
Tresa L. Davis-Weir Allstate 4848 Maccorkle Ave SW, South Charleston, 25309 (304) 768-4848
C.B. Hall Insurance Agency, Inc. None 239 Capitol Street, Charleston, 25301 (304) 982-7490
Gary W Perry Nationwide 700 Jefferson Road, South Charleston, 25309-1639 (304) 744-4611
Teddy Atkins Nationwide 818 Oakwood Rd Suite 4, Charleston, 25314-2010 (304) 346-6972
Partners Insurance & Financial Svcsinc Nationwide 408 Tennessee Ave, Charleston, 25302-2338 (304) 344-3121
Kohler Insurance Inc. Nationwide 6281 Sissonville Dr Ste A, Charleston, 25312-6026 (304) 984-3361
Tyler Bullington State Farm 4640 Us Route 60 Ste 3, Huntington, 25705-1968 304-736-3845
Partners Ins&Financial Svcsinc Nationwide 408 Tennessee Ave, Charleston, 25302-2338 (304) 344-3121

Cross Lanes, WV Auto Insurance Rates can Increase Based on Driving Violations | Back to Top

Auto insurance rates tend to increase depending on the type and number of driving violations. The driving violations can stay on the record for a considerable amount of time leading to higher auto insurance rates. The severity of the driving violation and place of residence will determine how long the violation stays on record.

Driving Violation Cost Increase Total Insurance Cost
Driving Without Headlights +$65 $1,531
Driver's Failure In Showing Documents +$142 $1,608
Driving With An Expired Registration +$151 $1,617
Driving At A Considerably Slow Pace +$318 $1,784
Using A Cellphone While Driving +$336 $1,802
Running A Red Light +$342 $1,808
Speeding +$359 $1,825
Driving A Vehicle Without The Required Permission +$456 $1,922
Driving With An Expired/Suspended License +$988 $2,454

Cross Lanes, WV Auto Insurance Rates Based on Anti-Theft Feature | Back to Top

Cars that are equipped with safety devices are less prone to thefts. As a result, auto insurance companies provide a considerable amount of discounts to vigilant car owners. The discounts vary depending on the type and number of safety devices installed.

Anti Theft Feature Insurance Cost
Audible Alarm $1,407
Active Disabling Device $1,407
Tracking Device $1,378
Passive Disabling Device $1,363