Crownsville Auto Insurance Rates, Quotes, Agents & Reviews in MD

Crownsville, MD Auto Insurance Rates, Quotes, Agents & Reviews

Zimlon, through its research, found that car owners in Crownsville, MD, can avail multiple discounts on car insurance by taking various factors into consideration. These factors are explored in detail by Zimlon in the analysis below.

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Factors that can influence the cost of car insurance in Crownsville, MD are listed below. It is imperative to understand these factors in order to reduce the cost of car insurance. It is also essential to strike a balance between the cost of insurance and the coverage requirements.


Crownsville, MD Auto Insurance Rate Comparisons with Neighboring Locations | Back to Top

The following table compares the cost of insurance in Crownsville, MD with that of other cities in and around Crownsville.

Crownsville Crofton Herald Harbor Arnold Parole Arden on the Severn
Average Insurance Rates $1,424 $1,422 $1,442 $1,448 $1,448 $1,418

Crownsville, MD Auto Insurance Rates vary Based on Deductibles in Neighboring Cities | Back to Top

The following table makes a comparison of the variation in car insurance rates in and around Crownsville, MD based on the change in deductibles. A higher deductible leads to a decrease in the cost of car insurance.

Location Low Deductible ($500) High Deductible ($1000)
Crownsville $2,299 $1,942
Herald Harbor $1,095 $925
Anne Arundel County $1,913 $1,616
Parole $1,949 $1,646
Arden on the Severn $1,355 $1,145
Severna Park $1,131 $955
Crofton $1,924 $1,625
Arnold $1,046 $884

Crownsville, MD Auto Insurance Rates Based on the Age of the Driver | Back to Top

Teenagers in Crownsville, MD usually pay a much higher car insurance rate compared to the rest of the state as they are generally considered to be less responsible behind the wheel. Middle-aged drivers are likely to pay lower car insurance premiums if they are considered to be safer drivers by insurance companies.

Age of Driver Insurance Cost
Teens $4,621
20 Years $1,830
30 Years $1,409
40 Years $1,356
50 Years $1,256
60 Years $1,273
70 Years $1,482

Crownsville, MD Car Insurance Discounts for Multi-Car Insurance | Back to Top

Car owners in Crownsville, MD can obtain discounts if they insure multiple vehicles with the same insurer. The average savings one can obtain are as follows:

Number of Cars Auto Insurance Cost Total Savings
2 Vehicles $2,478 $370
3 Vehicles $3,717 $555
4 Vehicles $4,956 $740

Savings on 2 Vehicles bundle:$370

Savings on 3 Vehicles bundle:$555

Savings on 4 Vehicles bundle:$740


Crownsville, MD Post- DUI Auto Insurance Rates | Back to Top

Driving Under Influence (DUI) can be an added burden on your wallet. The cost of auto insurance will go up post-DUI. The below graph does a comparison of auto insurance rates before and after DUI in and around Crownsville, MD.

Location Average Insurance Cost Post DUI Insurance Rate
Crownsville $1,424 $2,270
Herald Harbor $1,442 $2,299
Anne Arundel County $1,365 $2,176
Parole $1,448 $2,309
Arden on the Severn $1,418 $2,261
Severna Park $1,492 $2,379
Crofton $1,422 $2,267
Arnold $1,448 $2,309

Crownsville, MD Auto Insurance Rates Based on Credit Score | Back to Top

Car insurance companies can use the Credit Score of car drivers to determine car insurance rates. Car drivers with good credit can avail of substantial discounts on car insurance rates.

Credit Score Insurance Cost
Exceptional (800-850) $1,222
Excellent (740-799) $1,395
Good (670-739) $1,484
Average (580-669) $1,936
Poor (300-579) $2,323

Crownsville, MD Auto Insurance Rates can Increase Based on Driving Violations | Back to Top

Auto insurance rates tend to increase depending on the type and number of driving violations. The driving violations can stay on the record for a considerable amount of time leading to higher auto insurance rates. The severity of the driving violation and place of residence will determine how long the violation stays on record.

Driving Violation Cost Increase Total Insurance Cost
Driving Without Headlights +$63 $1,487
Driver's Failure In Showing Documents +$138 $1,562
Driving With An Expired Registration +$147 $1,571
Driving At A Considerably Slow Pace +$309 $1,733
Using A Cellphone While Driving +$326 $1,750
Running A Red Light +$332 $1,756
Speeding +$349 $1,773
Driving A Vehicle Without The Required Permission +$443 $1,867
Driving With An Expired/Suspended License +$960 $2,384

Crownsville, MD Auto Insurance Rates Based on Anti-Theft Feature | Back to Top

Cars that are equipped with safety devices are less prone to thefts. As a result, auto insurance companies provide a considerable amount of discounts to vigilant car owners. The discounts vary depending on the type and number of safety devices installed.

Anti Theft Feature Insurance Cost
Audible Alarm $1,367
Active Disabling Device $1,367
Tracking Device $1,339
Passive Disabling Device $1,324