Crystal Lake, FL Auto Insurance Rates, Quotes, Agents & Reviews
Zimlon, through its research, found that car owners in Crystal Lake, FL, can avail multiple discounts on car insurance by taking various factors into consideration. These factors are explored in detail by Zimlon in the analysis below.
Factors that can influence the cost of car insurance in Crystal Lake, FL are listed below. It is imperative to understand these factors in order to reduce the cost of car insurance. It is also essential to strike a balance between the cost of insurance and the coverage requirements.
- Crystal Lake, FL Auto Insurance Rates
- Crystal Lake, FL Auto Insurance for Different Deductible
- How the Age of Driver Affects Insurance Rates in Crystal Lake, FL
- Multi Vehicle Insurance Savings in Crystal Lake, FL
- How Credit Score Affects Car Insurance Rates in Crystal Lake, FL
- How DUI Affects Auto Insurance Premiums in Crystal Lake, FL
- Top Auto Insurance Agents Near Crystal Lake, FL
- How Driving Violations Affect Auto Insurance Rates in Crystal Lake, FL
- Crystal Lake, FL Auto Insurance Discounts on Anti Theft Feature
Crystal Lake, FL Auto Insurance Rate Comparisons with Neighboring Locations | Back to Top
The following table compares the cost of insurance in Crystal Lake, FL with that of other cities in and around Crystal Lake.
| Crystal Lake | Jan Phyl Village | Lakeland | Lakeland Highlands | Highland City | Fussels Corner | |
|---|---|---|---|---|---|---|
| Average Insurance Rates | $2,026 | $2,093 | $1,445 | $2,209 | $2,139 | $2,012 |
Crystal Lake, FL Auto Insurance Rates vary Based on Deductibles in Neighboring Cities | Back to Top
The following table makes a comparison of the variation in car insurance rates in and around Crystal Lake, FL based on the change in deductibles. A higher deductible leads to a decrease in the cost of car insurance.
| Location | Low Deductible ($500) | High Deductible ($1000) |
|---|---|---|
| Crystal Lake | $1,211 | $1,023 |
| Combee Settlement | $1,874 | $1,583 |
| Fussels Corner | $1,401 | $1,183 |
| Highland City | $1,358 | $1,147 |
| Lakeland Highlands | $2,275 | $1,922 |
| Jan Phyl Village | $1,495 | $1,262 |
| Medulla | $1,103 | $932 |
| Lakeland | $1,637 | $1,382 |
Crystal Lake, FL Auto Insurance Rates Based on the Age of the Driver | Back to Top
Teenagers in Crystal Lake, FL usually pay a much higher car insurance rate compared to the rest of the state as they are generally considered to be less responsible behind the wheel. Middle-aged drivers are likely to pay lower car insurance premiums if they are considered to be safer drivers by insurance companies.
| Age of Driver | Insurance Cost |
|---|---|
| Teens | $6,574 |
| 20 Years | $2,603 |
| 30 Years | $2,005 |
| 40 Years | $1,929 |
| 50 Years | $1,786 |
| 60 Years | $1,811 |
| 70 Years | $2,108 |
Crystal Lake, FL Car Insurance Discounts for Multi-Car Insurance | Back to Top
Car owners in Crystal Lake, FL can obtain discounts if they insure multiple vehicles with the same insurer. The average savings one can obtain are as follows:
| Number of Cars | Auto Insurance Cost | Total Savings |
|---|---|---|
| 2 Vehicles | $3,444 | $608 |
| 3 Vehicles | $5,166 | $912 |
| 4 Vehicles | $6,888 | $1,216 |
Savings on 2 Vehicles bundle:$608
Savings on 3 Vehicles bundle:$912
Savings on 4 Vehicles bundle:$1,216
Crystal Lake, FL Post- DUI Auto Insurance Rates | Back to Top
Driving Under Influence (DUI) can be an added burden on your wallet. The cost of auto insurance will go up post-DUI. The below graph does a comparison of auto insurance rates before and after DUI in and around Crystal Lake, FL.
| Location | Average Insurance Cost | Post DUI Insurance Rate |
|---|---|---|
| Crystal Lake | $2,026 | $3,171 |
| Combee Settlement | $2,016 | $3,155 |
| Fussels Corner | $2,012 | $3,149 |
| Highland City | $2,139 | $3,348 |
| Lakeland Highlands | $2,209 | $3,457 |
| Jan Phyl Village | $2,093 | $3,276 |
| Medulla | $2,137 | $3,345 |
| Lakeland | $1,445 | $2,261 |
Crystal Lake, FL Auto Insurance Rates Based on Credit Score | Back to Top
Car insurance companies can use the Credit Score of car drivers to determine car insurance rates. Car drivers with good credit can avail of substantial discounts on car insurance rates.
| Credit Score | Insurance Cost |
|---|---|
| Exceptional (800-850) | $1,738 |
| Excellent (740-799) | $1,984 |
| Good (670-739) | $2,111 |
| Average (580-669) | $2,754 |
| Poor (300-579) | $3,305 |
Crystal Lake, FL Auto Insurance Agents | Back to Top
Car owners can obtain quotes from multiple auto insurance companies. Comparing different quotes can help identify the cheapest auto insurance provider best suited for their coverage needs.
| Agent Name | Company | Agent Address | Contact Details |
|---|---|---|---|
| Lanier Upshaw Inc | Liberty Mutual Independent | 1115 US HWY 98 SOUTH, LAKELAND, 33801 | 863-686-2113 |
| Beall Insurance Services | Liberty Mutual Independent | 3004 US HIGHWAY 98 N, LAKELAND, 33805 | (863) 858-8838 |
| Southern Family Insurance Services Llc | Travelers | 101 W MAIN ST STE 123, LAKELAND, 33815 | 863-248-2814 |
| Jim Lanier | State Farm | 4525 S Florida Ave Ste 7, Lakeland, 33813-2184 | 863-644-6619 |
| Jefferson-Allsopp Inc | Liberty Mutual Independent | 439 S FLORIDA AVE STE 201, LAKELAND, 33801 | 863-688-7691 |
| Dave Brooks | Allstate | 4688 E County Road 540A, Lakeland, 33813 | (863) 937-9174 |
| Herman Johnson | State Farm | 1507 Lakeland Hls Blvd Ste 103, Lakeland, 33805-3205 | 863-688-8502 |
| Buzz Tarver | State Farm | 1121 S Florida Ave, Lakeland, 33803-1307 | 863-683-5553 |
| Aaa Insurance Agency | None | 1457 E Memorial Blvd, Lakeland, 33801 | None |
| Members Insurance Center Llc | Travelers | 6810 E HILLSBOROUGH AVE, TAMPA, 33610 | 813-621-3433 |
| Doug Bishop | State Farm | 2575 Ulmerton Rd Ste 210, Clearwater, 33762-2253 | 727-572-7500 |
| Williams-Hess Insurance | Liberty Mutual Independent | 1617 Gary Rd, Lakeland, 33801 | None |
| Tom Parsons | State Farm | 5521 Hanley Rd, Tampa, 33634-4998 | 813-885-2745 |
Crystal Lake, FL Auto Insurance Rates can Increase Based on Driving Violations | Back to Top
Auto insurance rates tend to increase depending on the type and number of driving violations. The driving violations can stay on the record for a considerable amount of time leading to higher auto insurance rates. The severity of the driving violation and place of residence will determine how long the violation stays on record.
| Driving Violation | Cost Increase | Total Insurance Cost |
|---|---|---|
| Driving Without Headlights | +$89 | $2,115 |
| Driver's Failure In Showing Documents | +$197 | $2,223 |
| Driving With An Expired Registration | +$209 | $2,235 |
| Driving At A Considerably Slow Pace | +$440 | $2,466 |
| Using A Cellphone While Driving | +$464 | $2,490 |
| Running A Red Light | +$472 | $2,498 |
| Speeding | +$496 | $2,522 |
| Driving A Vehicle Without The Required Permission | +$630 | $2,656 |
| Driving With An Expired/Suspended License | +$1,366 | $3,392 |
Crystal Lake, FL Auto Insurance Rates Based on Anti-Theft Feature | Back to Top
Cars that are equipped with safety devices are less prone to thefts. As a result, auto insurance companies provide a considerable amount of discounts to vigilant car owners. The discounts vary depending on the type and number of safety devices installed.
| Anti Theft Feature | Insurance Cost |
|---|---|
| Audible Alarm | $1,945 |
| Active Disabling Device | $1,945 |
| Tracking Device | $1,904 |
| Passive Disabling Device | $1,884 |