Crystal, MN Auto Insurance Rates, Quotes, Agents & Reviews
Zimlon, through its research, found that car owners in Crystal, MN, can avail multiple discounts on car insurance by taking various factors into consideration. These factors are explored in detail by Zimlon in the analysis below.
Factors that can influence the cost of car insurance in Crystal, MN are listed below. It is imperative to understand these factors in order to reduce the cost of car insurance. It is also essential to strike a balance between the cost of insurance and the coverage requirements.
- Crystal, MN Auto Insurance Rates
- Crystal, MN Auto Insurance for Different Deductible
- How the Age of Driver Affects Insurance Rates in Crystal, MN
- Multi Vehicle Insurance Savings in Crystal, MN
- How Credit Score Affects Car Insurance Rates in Crystal, MN
- How DUI Affects Auto Insurance Premiums in Crystal, MN
- Top Auto Insurance Agents Near Crystal, MN
- How Driving Violations Affect Auto Insurance Rates in Crystal, MN
- Crystal, MN Auto Insurance Discounts on Anti Theft Feature
- Crystal, MN Auto Insurance Company Reviews
Crystal, MN Auto Insurance Rate Comparisons with Neighboring Locations | Back to Top
The following table compares the cost of insurance in Crystal, MN with that of other cities in and around Crystal.
| Crystal | Brooklyn Center | Golden Valley | Medicine Lake | Plymouth | New Hope | |
|---|---|---|---|---|---|---|
| Average Insurance Rates | $1,289 | $1,271 | $1,361 | $1,562 | $1,056 | $1,311 |
Crystal, MN Auto Insurance Rates vary Based on Deductibles in Neighboring Cities | Back to Top
The following table makes a comparison of the variation in car insurance rates in and around Crystal, MN based on the change in deductibles. A higher deductible leads to a decrease in the cost of car insurance.
| Location | Low Deductible ($500) | High Deductible ($1000) |
|---|---|---|
| Crystal | $1,447 | $1,222 |
| New Hope | $1,511 | $1,276 |
| Robbinsdale | $1,224 | $1,034 |
| Brooklyn Center | $2,860 | $2,416 |
| Golden Valley | $1,729 | $1,461 |
| Medicine Lake | $1,106 | $934 |
| Brooklyn Park | $1,748 | $1,476 |
| Plymouth | $1,619 | $1,368 |
Crystal, MN Auto Insurance Rates Based on the Age of the Driver | Back to Top
Teenagers in Crystal, MN usually pay a much higher car insurance rate compared to the rest of the state as they are generally considered to be less responsible behind the wheel. Middle-aged drivers are likely to pay lower car insurance premiums if they are considered to be safer drivers by insurance companies.
| Age of Driver | Insurance Cost |
|---|---|
| Teens | $4,183 |
| 20 Years | $1,656 |
| 30 Years | $1,276 |
| 40 Years | $1,227 |
| 50 Years | $1,137 |
| 60 Years | $1,152 |
| 70 Years | $1,341 |
Crystal, MN Car Insurance Discounts for Multi-Car Insurance | Back to Top
Car owners in Crystal, MN can obtain discounts if they insure multiple vehicles with the same insurer. The average savings one can obtain are as follows:
| Number of Cars | Auto Insurance Cost | Total Savings |
|---|---|---|
| 2 Vehicles | $2,269 | $309 |
| 3 Vehicles | $3,403 | $464 |
| 4 Vehicles | $4,537 | $619 |
Savings on 2 Vehicles bundle:$309
Savings on 3 Vehicles bundle:$464
Savings on 4 Vehicles bundle:$619
Crystal, MN Post- DUI Auto Insurance Rates | Back to Top
Driving Under Influence (DUI) can be an added burden on your wallet. The cost of auto insurance will go up post-DUI. The below graph does a comparison of auto insurance rates before and after DUI in and around Crystal, MN.
| Location | Average Insurance Cost | Post DUI Insurance Rate |
|---|---|---|
| Crystal | $1,289 | $2,353 |
| New Hope | $1,311 | $2,394 |
| Robbinsdale | $1,291 | $2,357 |
| Brooklyn Center | $1,271 | $2,321 |
| Golden Valley | $1,361 | $2,485 |
| Medicine Lake | $1,562 | $2,852 |
| Brooklyn Park | $1,089 | $1,988 |
| Plymouth | $1,056 | $1,928 |
Crystal, MN Auto Insurance Rates Based on Credit Score | Back to Top
Car insurance companies can use the Credit Score of car drivers to determine car insurance rates. Car drivers with good credit can avail of substantial discounts on car insurance rates.
| Credit Score | Insurance Cost |
|---|---|
| Exceptional (800-850) | $1,106 |
| Excellent (740-799) | $1,262 |
| Good (670-739) | $1,343 |
| Average (580-669) | $1,752 |
| Poor (300-579) | $2,103 |
Crystal, MN Auto Insurance Agents | Back to Top
Car owners can obtain quotes from multiple auto insurance companies. Comparing different quotes can help identify the cheapest auto insurance provider best suited for their coverage needs.
| Agent Name | Company | Agent Address | Contact Details |
|---|---|---|---|
| Joseph Peterson | Liberty Mutual | 701 Xenia Ave. S Ste 400, Minneapolis, 55416 | 1-763-543-4344 |
| Jerry Stanke | State Farm | 13100 Wayzata Blvd Ste 110, Minnetonka, 55305-1803 | 763-544-8444 |
| Moreno Agency- Innovative Insurance Services | None | 4748 Chicago Ave, Ste 2, Minneapolis, 55407 | (612) 913-5855 |
| Moreno Agency- Innovative Insurance Services | None | 4748 Chicago Ave, Ste 2, Minneapolis, 55407 | (612) 913-5855 |
| Maguire Agency | Liberty Mutual Independent | 1970 OAKCREST AVE STE 300, ROSEVILLE, 55113 | (651) 638-9100 |
| Choice Insurance Agency Inc | Travelers | 13911 RIDGEDALE DRIVE SUITE 310, MINNETONKA, 55305 | 952-417-0088 |
| Insurance Management Services Inc | Travelers | 1001 TWELVE OAKS CENTER DRIVE STE 1030B, WAYZATA, 55391 | 952-404-8267 |
| Mary Cleary | State Farm | 8500 Edinbrook Parkway, Brooklyn Park, 55443-3735 | 763-425-0207 |
| Twin City Group | Liberty Mutual Independent | 4500 Park Glen Rd Minneapolis, St. Louis Park, 55416 | (952) 563-1958 |
| Thor Insurance | None | 3454 Fremont Ave N, Minneapolis, 55412 | None |
| C H Group Llc | Travelers | 715 FLORIDA AVE STE 209, GOLDEN VALLEY, 55426 | 763-208-2674 |
Crystal, MN Auto Insurance Rates can Increase Based on Driving Violations | Back to Top
Auto insurance rates tend to increase depending on the type and number of driving violations. The driving violations can stay on the record for a considerable amount of time leading to higher auto insurance rates. The severity of the driving violation and place of residence will determine how long the violation stays on record.
| Driving Violation | Cost Increase | Total Insurance Cost |
|---|---|---|
| Driving Without Headlights | +$57 | $1,346 |
| Driver's Failure In Showing Documents | +$125 | $1,414 |
| Driving With An Expired Registration | +$133 | $1,422 |
| Driving At A Considerably Slow Pace | +$280 | $1,569 |
| Using A Cellphone While Driving | +$295 | $1,584 |
| Running A Red Light | +$300 | $1,589 |
| Speeding | +$316 | $1,605 |
| Driving A Vehicle Without The Required Permission | +$401 | $1,690 |
| Driving With An Expired/Suspended License | +$869 | $2,158 |
Crystal, MN Auto Insurance Rates Based on Anti-Theft Feature | Back to Top
Cars that are equipped with safety devices are less prone to thefts. As a result, auto insurance companies provide a considerable amount of discounts to vigilant car owners. The discounts vary depending on the type and number of safety devices installed.
| Anti Theft Feature | Insurance Cost |
|---|---|
| Audible Alarm | $1,237 |
| Active Disabling Device | $1,237 |
| Tracking Device | $1,212 |
| Passive Disabling Device | $1,199 |
Latest Auto Insurance Reviews in Crystal, MN | Back to Top
West Bend Mutual InsuranceMy car insurance company policy offerings is likely very similar to other insurance providers. I am very happy with my coverage, and my savings is high because I was able to bundle my coverage with my home policy.
West Bend Mutual InsuranceMy car insurance company policy offerings is likely very similar to other insurance providers. I am very happy with my coverage, and my savings is high because I was able to bundle my coverage with my home policy.
AmeripriseI would give it a 4 overall. It seems like they offer what most other auto insurance companies offer, but they do it with very good customer service and reasonable prices overall.