Cudahy Auto Insurance Rates, Quotes, Agents & Reviews in CA

Cudahy, CA Auto Insurance Rates, Quotes, Agents & Reviews

Zimlon, through its research, found that car owners in Cudahy, CA, can avail multiple discounts on car insurance by taking various factors into consideration. These factors are explored in detail by Zimlon in the analysis below.

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Factors that can influence the cost of car insurance in Cudahy, CA are listed below. It is imperative to understand these factors in order to reduce the cost of car insurance. It is also essential to strike a balance between the cost of insurance and the coverage requirements.


Cudahy, CA Auto Insurance Rate Comparisons with Neighboring Locations | Back to Top

The following table compares the cost of insurance in Cudahy, CA with that of other cities in and around Cudahy.

Cudahy South Gate Bell Gardens Bell Maywood South Gate-East Los Angeles
Average Insurance Rates $1,849 $1,854 $1,804 $1,860 $1,859 $1,858

Cudahy, CA Auto Insurance Rates vary Based on Deductibles in Neighboring Cities | Back to Top

The following table makes a comparison of the variation in car insurance rates in and around Cudahy, CA based on the change in deductibles. A higher deductible leads to a decrease in the cost of car insurance.

Location Low Deductible ($500) High Deductible ($1000)
Cudahy $1,604 $1,355
Bell $1,347 $1,138
South Gate $1,641 $1,386
South Gate-East Los Angeles $1,858 $1,569
Bell Gardens $1,914 $1,616
Maywood $1,684 $1,422
Huntington Park $1,554 $1,313
Walnut Park $1,510 $1,275

Cudahy, CA Auto Insurance Rates Based on the Age of the Driver | Back to Top

Teenagers in Cudahy, CA usually pay a much higher car insurance rate compared to the rest of the state as they are generally considered to be less responsible behind the wheel. Middle-aged drivers are likely to pay lower car insurance premiums if they are considered to be safer drivers by insurance companies.

Age of Driver Insurance Cost
Teens $6,000
20 Years $2,376
30 Years $1,830
40 Years $1,761
50 Years $1,630
60 Years $1,653
70 Years $1,924

Cudahy, CA Car Insurance Discounts for Multi-Car Insurance | Back to Top

Car owners in Cudahy, CA can obtain discounts if they insure multiple vehicles with the same insurer. The average savings one can obtain are as follows:

Number of Cars Auto Insurance Cost Total Savings
2 Vehicles $3,180 $518
3 Vehicles $4,770 $777
4 Vehicles $6,361 $1,035

Savings on 2 Vehicles bundle:$518

Savings on 3 Vehicles bundle:$777

Savings on 4 Vehicles bundle:$1,035


Cudahy, CA Post- DUI Auto Insurance Rates | Back to Top

Driving Under Influence (DUI) can be an added burden on your wallet. The cost of auto insurance will go up post-DUI. The below graph does a comparison of auto insurance rates before and after DUI in and around Cudahy, CA.

Location Average Insurance Cost Post DUI Insurance Rate
Cudahy $1,849 $4,553
Bell $1,860 $4,580
South Gate $1,854 $4,565
South Gate-East Los Angeles $1,858 $4,575
Bell Gardens $1,804 $4,442
Maywood $1,859 $4,577
Huntington Park $1,862 $4,585
Walnut Park $1,863 $4,587

Cudahy, CA Auto Insurance Rates Based on Credit Score | Back to Top

Car insurance companies can use the Credit Score of car drivers to determine car insurance rates. Car drivers with good credit can avail of substantial discounts on car insurance rates.

Credit Score Insurance Cost
Exceptional (800-850) $1,586
Excellent (740-799) $1,811
Good (670-739) $1,927
Average (580-669) $2,514
Poor (300-579) $3,016

Cudahy, CA Auto Insurance Rates can Increase Based on Driving Violations | Back to Top

Auto insurance rates tend to increase depending on the type and number of driving violations. The driving violations can stay on the record for a considerable amount of time leading to higher auto insurance rates. The severity of the driving violation and place of residence will determine how long the violation stays on record.

Driving Violation Cost Increase Total Insurance Cost
Driving Without Headlights +$81 $1,930
Driver's Failure In Showing Documents +$179 $2,028
Driving With An Expired Registration +$190 $2,039
Driving At A Considerably Slow Pace +$401 $2,250
Using A Cellphone While Driving +$423 $2,272
Running A Red Light +$431 $2,280
Speeding +$453 $2,302
Driving A Vehicle Without The Required Permission +$575 $2,424
Driving With An Expired/Suspended License +$1,246 $3,095

Cudahy, CA Auto Insurance Rates Based on Anti-Theft Feature | Back to Top

Cars that are equipped with safety devices are less prone to thefts. As a result, auto insurance companies provide a considerable amount of discounts to vigilant car owners. The discounts vary depending on the type and number of safety devices installed.

Anti Theft Feature Insurance Cost
Audible Alarm $1,775
Active Disabling Device $1,775
Tracking Device $1,738
Passive Disabling Device $1,720