Cypress, CA Auto Insurance Rates, Quotes, Agents & Reviews

Zimlon, through its research, found that car owners in Cypress, CA, can avail multiple discounts on car insurance by taking various factors into consideration. These factors are explored in detail by Zimlon in the analysis below.

Factors that can influence the cost of car insurance in Cypress, CA are listed below. It is imperative to understand these factors in order to reduce the cost of car insurance. It is also essential to strike a balance between the cost of insurance and the coverage requirements.

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Cypress, CA Auto Insurance Rate Comparisons with Neighboring Locations | Back to Top

The following table compares the cost of insurance in Cypress, CA with that of other cities in and around Cypress.

	Cypress	La Palma	Cerritos	Hawaiian Gardens	Rossmoor	Buena Park
Average Insurance Rates	$1,567	$1,971	$1,650	$1,841	$2,094	$1,635

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Cypress, CA Auto Insurance Rates vary Based on Deductibles in Neighboring Cities | Back to Top

The following table makes a comparison of the variation in car insurance rates in and around Cypress, CA based on the change in deductibles. A higher deductible leads to a decrease in the cost of car insurance.

Location	Low Deductible ($500)	High Deductible ($1000)
Cypress	$1,103	$932
Los Alamitos	$1,167	$986
Hawaiian Gardens	$1,434	$1,211
La Palma	$2,775	$2,344
Stanton	$1,566	$1,322
Rossmoor	$1,947	$1,644
Buena Park	$1,841	$1,555
Cerritos	$1,368	$1,155

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Cypress, CA Auto Insurance Rates Based on the Age of the Driver | Back to Top

Teenagers in Cypress, CA usually pay a much higher car insurance rate compared to the rest of the state as they are generally considered to be less responsible behind the wheel. Middle-aged drivers are likely to pay lower car insurance premiums if they are considered to be safer drivers by insurance companies.

Age of Driver	Insurance Cost
Teens	$5,085
20 Years	$2,013
30 Years	$1,551
40 Years	$1,492
50 Years	$1,382
60 Years	$1,401
70 Years	$1,631

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Cypress, CA Car Insurance Discounts for Multi-Car Insurance | Back to Top

Car owners in Cypress, CA can obtain discounts if they insure multiple vehicles with the same insurer. The average savings one can obtain are as follows:

Number of Cars	Auto Insurance Cost	Total Savings
2 Vehicles	$2,664	$470
3 Vehicles	$3,996	$705
4 Vehicles	$5,328	$940

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Cypress, CA Post- DUI Auto Insurance Rates | Back to Top

Driving Under Influence (DUI) can be an added burden on your wallet. The cost of auto insurance will go up post-DUI. The below graph does a comparison of auto insurance rates before and after DUI in and around Cypress, CA.

Location	Average Insurance Cost	Post DUI Insurance Rate
Cypress	$1,567	$3,858
Los Alamitos	$2,027	$4,991
Hawaiian Gardens	$1,841	$4,533
La Palma	$1,971	$4,853
Stanton	$1,604	$3,949
Rossmoor	$2,094	$5,156
Buena Park	$1,635	$4,026
Cerritos	$1,650	$4,063

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Cypress, CA Auto Insurance Rates Based on Credit Score | Back to Top

Car insurance companies can use the Credit Score of car drivers to determine car insurance rates. Car drivers with good credit can avail of substantial discounts on car insurance rates.

Credit Score	Insurance Cost
Exceptional (800-850)	$1,344
Excellent (740-799)	$1,535
Good (670-739)	$1,633
Average (580-669)	$2,130
Poor (300-579)	$2,556

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Cypress, CA Auto Insurance Agents | Back to Top

Car owners can obtain quotes from multiple auto insurance companies. Comparing different quotes can help identify the cheapest auto insurance provider best suited for their coverage needs.

Agent Name	Company	Agent Address	Contact Details
Al Proctor	State Farm	509 N Harbor Blvd, Fullerton, 92832-1515	714-773-5012
John Olsen	State Farm	22730 Hawthorne Blvd Ste 200, Torrance, 90505-3690	310-373-3460
Perry Mossembekker	State Farm	1598 W Katella Ave, Anaheim, 92802-2717	714-772-9824
Mark Spinat	Allstate	12849 Beach Blvd, Stanton, 90680	(714) 897-2161
Hieu Duong	State Farm	15386 Goldenwest St, Westminster, 92683-6150	714-891-3165
Vinny Bommaiah	State Farm	6272 E Pacific Coast Hwy Ste C, Long Beach, 90803-4806	562-439-8544
Ed Ratleff	State Farm	1190 N Studebaker Rd Ste F, Long Beach, 90815-4970	562-799-0291
Marco Rodriguez	Farmers	4647 Long Beach Blvd Ste D6, Long Beach, 90805	(562) 366-3121
Petra Pacific Insurance Service Inc	Liberty Mutual Independent	13950 CERRITOS CORPORATE DR, CERRITOS, 90703	(800) 466-8951
Bob Lundstrom	State Farm	3620 Long Beach Blvd Ste A3, Long Beach, 90807-6015	562-595-8333
Steven Gordon Clu Lutcf	Farmers	1800 Palo Verde Ave Ste D, Long Beach, 90815	(562) 598-9500

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Cypress, CA Auto Insurance Rates can Increase Based on Driving Violations | Back to Top

Auto insurance rates tend to increase depending on the type and number of driving violations. The driving violations can stay on the record for a considerable amount of time leading to higher auto insurance rates. The severity of the driving violation and place of residence will determine how long the violation stays on record.

Driving Violation	Cost Increase	Total Insurance Cost
Driving Without Headlights	+$69	$1,636
Driver's Failure In Showing Documents	+$152	$1,719
Driving With An Expired Registration	+$161	$1,728
Driving At A Considerably Slow Pace	+$340	$1,907
Using A Cellphone While Driving	+$359	$1,926
Running A Red Light	+$365	$1,932
Speeding	+$384	$1,951
Driving A Vehicle Without The Required Permission	+$487	$2,054
Driving With An Expired/Suspended License	+$1,056	$2,623

Cypress, CA Auto Insurance Rates Based on Anti-Theft Feature | Back to Top

Cars that are equipped with safety devices are less prone to thefts. As a result, auto insurance companies provide a considerable amount of discounts to vigilant car owners. The discounts vary depending on the type and number of safety devices installed.

Anti Theft Feature	Insurance Cost
Audible Alarm	$1,504
Active Disabling Device	$1,504
Tracking Device	$1,473
Passive Disabling Device	$1,457

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Latest Auto Insurance Reviews in Cypress, CA | Back to Top