Dade City, FL Auto Insurance Rates, Quotes, Agents & Reviews

Zimlon, through its research, found that car owners in Dade City, FL, can avail multiple discounts on car insurance by taking various factors into consideration. These factors are explored in detail by Zimlon in the analysis below.

Factors that can influence the cost of car insurance in Dade City, FL are listed below. It is imperative to understand these factors in order to reduce the cost of car insurance. It is also essential to strike a balance between the cost of insurance and the coverage requirements.

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Dade City, FL Auto Insurance Rate Comparisons with Neighboring Locations | Back to Top

The following table compares the cost of insurance in Dade City, FL with that of other cities in and around Dade City.

	Dade City	Dade City North	Zephyrhills	Pasadena Hills	St. Leo	Zephyrhills North
Average Insurance Rates	$2,055	$2,030	$1,758	$2,143	$2,254	$2,010

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Dade City, FL Auto Insurance Rates vary Based on Deductibles in Neighboring Cities | Back to Top

The following table makes a comparison of the variation in car insurance rates in and around Dade City, FL based on the change in deductibles. A higher deductible leads to a decrease in the cost of car insurance.

Location	Low Deductible ($500)	High Deductible ($1000)
Dade City	$1,258	$1,062
Dade City North	$1,330	$1,123
Lacoochee	$2,154	$1,819
St. Leo	$989	$835
Pasadena Hills	$2,012	$1,699
San Antonio	$1,091	$921
Zephyrhills North	$1,315	$1,111
Zephyrhills	$1,245	$1,052

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Dade City, FL Auto Insurance Rates Based on the Age of the Driver | Back to Top

Teenagers in Dade City, FL usually pay a much higher car insurance rate compared to the rest of the state as they are generally considered to be less responsible behind the wheel. Middle-aged drivers are likely to pay lower car insurance premiums if they are considered to be safer drivers by insurance companies.

Age of Driver	Insurance Cost
Teens	$6,668
20 Years	$2,640
30 Years	$2,034
40 Years	$1,957
50 Years	$1,812
60 Years	$1,837
70 Years	$2,139

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Dade City, FL Car Insurance Discounts for Multi-Car Insurance | Back to Top

Car owners in Dade City, FL can obtain discounts if they insure multiple vehicles with the same insurer. The average savings one can obtain are as follows:

Number of Cars	Auto Insurance Cost	Total Savings
2 Vehicles	$3,535	$575
3 Vehicles	$5,302	$863
4 Vehicles	$7,069	$1,151

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Dade City, FL Post- DUI Auto Insurance Rates | Back to Top

Driving Under Influence (DUI) can be an added burden on your wallet. The cost of auto insurance will go up post-DUI. The below graph does a comparison of auto insurance rates before and after DUI in and around Dade City, FL.

Location	Average Insurance Cost	Post DUI Insurance Rate
Dade City	$2,055	$3,216
Dade City North	$2,030	$3,177
Lacoochee	$2,091	$3,273
St. Leo	$2,254	$3,528
Pasadena Hills	$2,143	$3,354
San Antonio	$2,179	$3,410
Zephyrhills North	$2,010	$3,146
Zephyrhills	$1,758	$2,751

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Dade City, FL Auto Insurance Rates Based on Credit Score | Back to Top

Car insurance companies can use the Credit Score of car drivers to determine car insurance rates. Car drivers with good credit can avail of substantial discounts on car insurance rates.

Credit Score	Insurance Cost
Exceptional (800-850)	$1,763
Excellent (740-799)	$2,013
Good (670-739)	$2,141
Average (580-669)	$2,794
Poor (300-579)	$3,352

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Dade City, FL Auto Insurance Agents | Back to Top

Car owners can obtain quotes from multiple auto insurance companies. Comparing different quotes can help identify the cheapest auto insurance provider best suited for their coverage needs.

Agent Name	Company	Agent Address	Contact Details
East Pasco Insurance	None	5801 Gall Blvd, Zephyrhills, 33542	(813) 815-5201
Paul James Insurance	Travelers	18101 Highwoods Preserve Pkwy 18101 Highwoods Preserve Pkwy, Tampa, 33647	None
Danny Horvath	Allstate	7393 US Highway 98 N, Lakeland, 33809	(863) 859-4916
Brant Blessing	State Farm	38357 County Road 54, Zephyrhills, 33542-7527	813-788-5554
Hr Benefits Corp Dba Soriano Insurance Services	None	2044 Ashley Oaks Circle Ste 102 , Wesley Chapel, 33544	None
Lovinger Financial Services Inc	Travelers	4016 HENDERSON BLVD STE O, TAMPA, 33629	813-837-4891
Boyett Insurance Agency	Travelers	37927 Live Oak Ave , Dade City, 33523	None
The Fessler Agency Inc	Travelers	3165 N MCMULLEN BOOTH RD G-2, CLEARWATER, 33761	727-726-3377
Acg South Insurance Agency Llc	Travelers	32050 US HWY 19N, PALM HARBOR, 34684	800-891-4222
Bay Area Insurance Shop	Travelers	1452 Court Street, Clearwater, 33756	(727) 228-7801

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Dade City, FL Auto Insurance Rates can Increase Based on Driving Violations | Back to Top

Auto insurance rates tend to increase depending on the type and number of driving violations. The driving violations can stay on the record for a considerable amount of time leading to higher auto insurance rates. The severity of the driving violation and place of residence will determine how long the violation stays on record.

Driving Violation	Cost Increase	Total Insurance Cost
Driving Without Headlights	+$90	$2,145
Driver's Failure In Showing Documents	+$199	$2,254
Driving With An Expired Registration	+$212	$2,267
Driving At A Considerably Slow Pace	+$446	$2,501
Using A Cellphone While Driving	+$471	$2,526
Running A Red Light	+$479	$2,534
Speeding	+$503	$2,558
Driving A Vehicle Without The Required Permission	+$639	$2,694
Driving With An Expired/Suspended License	+$1,385	$3,440

Dade City, FL Auto Insurance Rates Based on Anti-Theft Feature | Back to Top

Cars that are equipped with safety devices are less prone to thefts. As a result, auto insurance companies provide a considerable amount of discounts to vigilant car owners. The discounts vary depending on the type and number of safety devices installed.

Anti Theft Feature	Insurance Cost
Audible Alarm	$1,973
Active Disabling Device	$1,973
Tracking Device	$1,932
Passive Disabling Device	$1,911

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Latest Auto Insurance Reviews in Dade City, FL | Back to Top