Dagsboro Auto Insurance Rates, Quotes, Agents & Reviews in DE

Dagsboro, DE Auto Insurance Rates, Quotes, Agents & Reviews

Zimlon, through its research, found that car owners in Dagsboro, DE, can avail multiple discounts on car insurance by taking various factors into consideration. These factors are explored in detail by Zimlon in the analysis below.

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Cheapest Auto Insurance Rates in Dagsboro, DE

The average cost of car insurance in Dagsboro, DE, is $1,795. Car owners can learn about a wide range of factors that influence Dagsboro, DE, auto insurance rates. The location of the city, one's driving record, and additional elements like the age and gender of the driver can all affect how much auto insurance costs in Dagsboro, DE. For instance, even if they have a spotless driving record, low-income drivers who reside in high-crime areas will have to pay extra for auto insurance.

Finding a car insurance plan that satisfies your needs might be difficult. Car owners want to ensure they get the best bargain, which means selecting a policy that satisfies their coverage needs while staying within their price range. They must investigate the variables impacting vehicle insurance rates in Dagsboro, DE. Through its research, Zimlon has examined the factors influencing the change in the cost of auto insurance in Dagsboro, Delaware.

Car insurance rates based on the credit history

Companies look at their credit score throughout the car insurance application process to calculate an individual's Dagsboro, DE, auto insurance rates. Your auto insurance prices will go down if the score is high. Auto insurance in Dagsboro, DE, costs $1,540 for drivers with exceptional credit scores. Owners of vehicles with good grades (670–739) pay roughly $1,870. Poor credit auto owners in Dagsboro, DE, will spend $2,928 for auto insurance. As a result, automobile owners with high credit are more likely to receive discounts on their insurance premiums.

Car Insurance Rates Based on the Driving History

Car insurance rates in Dagsboro, DE, are based on the policyholder's driving history. Clean driving history will result in lower rates. A history of accidents or traffic violations will result in higher rates. Insurance companies use driving history as one of the main factors in determining rates, so it is important to be aware of your driving history before shopping for insurance. For instance, the cost of car insurance in Dagsboro, Delaware, where the rate rises by $1210, is $3,005 for the owner of a vehicle with an expired registration.

Car Insurance Rates Based on the Age of the Driver

Buying auto insurance can be more challenging and expensive than usual if you are a teen or young adult. Younger drivers in Dagsboro, DE, typically pay higher auto insurance premiums since they lack a history of safe driving practices. In addition, teenage drivers tend to drive more recklessly and carelessly. Due to the increased likelihood of accidents, insurance companies demand higher rates to reduce the risk. Teenagers in Dagsboro, DE, pay $5,824, while drivers over 30 pay $1,776 for auto insurance.

Factors that can influence the cost of car insurance in Dagsboro, DE are listed below. It is imperative to understand these factors in order to reduce the cost of car insurance. It is also essential to strike a balance between the cost of insurance and the coverage requirements.

Dagsboro, DE Auto Insurance Rate Comparisons with Neighboring Locations | Back to Top

The following table compares the cost of insurance in Dagsboro, DE with that of other cities in and around Dagsboro.

Dagsboro Selbyville Ocean View Millville Millsboro Selbyville-Frankford
Average Insurance Rates $1,795 $1,849 $1,909 $1,874 $1,792 $1,896

Dagsboro, DE Auto Insurance Rates vary Based on Deductibles in Neighboring Cities | Back to Top

The following table makes a comparison of the variation in car insurance rates in and around Dagsboro, DE based on the change in deductibles. A higher deductible leads to a decrease in the cost of car insurance.

Location Low Deductible ($500) High Deductible ($1000)
Dagsboro $1,479 $1,249
Frankford $1,326 $1,120
Millsboro $1,496 $1,263
Selbyville-Frankford $1,006 $850
Selbyville $1,904 $1,609
Millville $1,161 $980
Ocean View $1,547 $1,307
Long Neck $1,419 $1,199

Dagsboro, DE Auto Insurance Rates Based on the Age of the Driver | Back to Top

Teenagers in Dagsboro, DE usually pay a much higher car insurance rate compared to the rest of the state as they are generally considered to be less responsible behind the wheel. Middle-aged drivers are likely to pay lower car insurance premiums if they are considered to be safer drivers by insurance companies.

Age of Driver Insurance Cost
Teens $5,824
20 Years $2,306
30 Years $1,776
40 Years $1,709
50 Years $1,583
60 Years $1,605
70 Years $1,868

Dagsboro, DE Car Insurance Discounts for Multi-Car Insurance | Back to Top

Car owners in Dagsboro, DE can obtain discounts if they insure multiple vehicles with the same insurer. The average savings one can obtain are as follows:

Number of Cars Auto Insurance Cost Total Savings
2 Vehicles $3,159 $431
3 Vehicles $4,739 $646
4 Vehicles $6,318 $862

Savings on 2 Vehicles bundle:$431

Savings on 3 Vehicles bundle:$646

Savings on 4 Vehicles bundle:$862

Dagsboro, DE Post- DUI Auto Insurance Rates | Back to Top

Driving Under Influence (DUI) can be an added burden on your wallet. The cost of auto insurance will go up post-DUI. The below graph does a comparison of auto insurance rates before and after DUI in and around Dagsboro, DE.

Location Average Insurance Cost Post DUI Insurance Rate
Dagsboro $1,795 $2,974
Frankford $1,777 $2,944
Millsboro $1,792 $2,969
Selbyville-Frankford $1,896 $3,141
Selbyville $1,849 $3,063
Millville $1,874 $3,105
Ocean View $1,909 $3,163
Long Neck $1,708 $2,830

Dagsboro, DE Auto Insurance Rates Based on Credit Score | Back to Top

Car insurance companies can use the Credit Score of car drivers to determine car insurance rates. Car drivers with good credit can avail of substantial discounts on car insurance rates.

Credit Score Insurance Cost
Exceptional (800-850) $1,540
Excellent (740-799) $1,758
Good (670-739) $1,870
Average (580-669) $2,440
Poor (300-579) $2,928

Dagsboro, DE Auto Insurance Agents | Back to Top

Car owners can obtain quotes from multiple auto insurance companies. Comparing different quotes can help identify the cheapest auto insurance provider best suited for their coverage needs.

Agent Name Company Agent Address Contact Details
Virgil Ellwanger State Farm 29787 John J Williams Hwy, Millsboro, 19966-4097 302-934-8083
A To Z & Express 1 Auto Allstate 117 W North St, Georgetown, 19947 (302) 730-8250
Kim Jones State Farm 29848 Millsboro Hwy, Millsboro, 19966-3604 302-934-9393
Denise Beam State Farm 112 Atlantic Ave, Ocean View, 19970-9152 302-539-1900
Ea-M Insurance Services Llc Travelers 1106 NORTH MAIN STREET, DAGSBORO, 19939 302-732-6655
Billy Reese State Farm 575 N Dupont Hwy, Dover, 19901-3960 302-678-5656
Chuck Hall State Farm 29787 John J Williams Highway, Millsboro, 19966-4097 302-934-8083
John Borden State Farm 450 S DuPont Highway, Dover, 19901-4502 302-674-2992

Dagsboro, DE Auto Insurance Rates can Increase Based on Driving Violations | Back to Top

Auto insurance rates tend to increase depending on the type and number of driving violations. The driving violations can stay on the record for a considerable amount of time leading to higher auto insurance rates. The severity of the driving violation and place of residence will determine how long the violation stays on record.

Driving Violation Cost Increase Total Insurance Cost
Driving Without Headlights +$79 $1,874
Driver's Failure In Showing Documents +$174 $1,969
Driving With An Expired Registration +$185 $1,980
Driving At A Considerably Slow Pace +$390 $2,185
Using A Cellphone While Driving +$411 $2,206
Running A Red Light +$418 $2,213
Speeding +$440 $2,235
Driving A Vehicle Without The Required Permission +$558 $2,353
Driving With An Expired/Suspended License +$1,210 $3,005

Dagsboro, DE Auto Insurance Rates Based on Anti-Theft Feature | Back to Top

Cars that are equipped with safety devices are less prone to thefts. As a result, auto insurance companies provide a considerable amount of discounts to vigilant car owners. The discounts vary depending on the type and number of safety devices installed.

Anti Theft Feature Insurance Cost
Audible Alarm $1,723
Active Disabling Device $1,723
Tracking Device $1,687
Passive Disabling Device $1,669