Dagsboro, DE Auto Insurance Rates, Quotes, Agents & Reviews
Zimlon, through its research, found that car owners in Dagsboro, DE, can avail multiple discounts on car insurance by taking various factors into consideration. These factors are explored in detail by Zimlon in the analysis below.
Cheapest Auto Insurance Rates in Dagsboro, DE
The average cost of car insurance in Dagsboro, DE, is $1,795. Car owners can learn about a wide range of factors that influence Dagsboro, DE, auto insurance rates. The location of the city, one's driving record, and additional elements like the age and gender of the driver can all affect how much auto insurance costs in Dagsboro, DE. For instance, even if they have a spotless driving record, low-income drivers who reside in high-crime areas will have to pay extra for auto insurance.
Finding a car insurance plan that satisfies your needs might be difficult. Car owners want to ensure they get the best bargain, which means selecting a policy that satisfies their coverage needs while staying within their price range. They must investigate the variables impacting vehicle insurance rates in Dagsboro, DE. Through its research, Zimlon has examined the factors influencing the change in the cost of auto insurance in Dagsboro, Delaware.
Car insurance rates based on the credit history
Companies look at their credit score throughout the car insurance application process to calculate an individual's Dagsboro, DE, auto insurance rates. Your auto insurance prices will go down if the score is high. Auto insurance in Dagsboro, DE, costs $1,540 for drivers with exceptional credit scores. Owners of vehicles with good grades (670–739) pay roughly $1,870. Poor credit auto owners in Dagsboro, DE, will spend $2,928 for auto insurance. As a result, automobile owners with high credit are more likely to receive discounts on their insurance premiums.
Car Insurance Rates Based on the Driving History
Car insurance rates in Dagsboro, DE, are based on the policyholder's driving history. Clean driving history will result in lower rates. A history of accidents or traffic violations will result in higher rates. Insurance companies use driving history as one of the main factors in determining rates, so it is important to be aware of your driving history before shopping for insurance. For instance, the cost of car insurance in Dagsboro, Delaware, where the rate rises by $1210, is $3,005 for the owner of a vehicle with an expired registration.
Car Insurance Rates Based on the Age of the Driver
Buying auto insurance can be more challenging and expensive than usual if you are a teen or young adult. Younger drivers in Dagsboro, DE, typically pay higher auto insurance premiums since they lack a history of safe driving practices. In addition, teenage drivers tend to drive more recklessly and carelessly. Due to the increased likelihood of accidents, insurance companies demand higher rates to reduce the risk. Teenagers in Dagsboro, DE, pay $5,824, while drivers over 30 pay $1,776 for auto insurance.
Factors that can influence the cost of car insurance in Dagsboro, DE are listed below. It is imperative to understand these factors in order to reduce the cost of car insurance. It is also essential to strike a balance between the cost of insurance and the coverage requirements.
- Dagsboro, DE Auto Insurance Rates
- Dagsboro, DE Auto Insurance for Different Deductible
- How the Age of Driver Affects Insurance Rates in Dagsboro, DE
- Multi Vehicle Insurance Savings in Dagsboro, DE
- How Credit Score Affects Car Insurance Rates in Dagsboro, DE
- How DUI Affects Auto Insurance Premiums in Dagsboro, DE
- Top Auto Insurance Agents Near Dagsboro, DE
- How Driving Violations Affect Auto Insurance Rates in Dagsboro, DE
- Dagsboro, DE Auto Insurance Discounts on Anti Theft Feature
Dagsboro, DE Auto Insurance Rate Comparisons with Neighboring Locations | Back to Top
The following table compares the cost of insurance in Dagsboro, DE with that of other cities in and around Dagsboro.
| Dagsboro | Selbyville | Ocean View | Millville | Millsboro | Selbyville-Frankford | |
|---|---|---|---|---|---|---|
| Average Insurance Rates | $1,795 | $1,849 | $1,909 | $1,874 | $1,792 | $1,896 |
Dagsboro, DE Auto Insurance Rates vary Based on Deductibles in Neighboring Cities | Back to Top
The following table makes a comparison of the variation in car insurance rates in and around Dagsboro, DE based on the change in deductibles. A higher deductible leads to a decrease in the cost of car insurance.
| Location | Low Deductible ($500) | High Deductible ($1000) |
|---|---|---|
| Dagsboro | $1,479 | $1,249 |
| Frankford | $1,326 | $1,120 |
| Millsboro | $1,496 | $1,263 |
| Selbyville-Frankford | $1,006 | $850 |
| Selbyville | $1,904 | $1,609 |
| Millville | $1,161 | $980 |
| Ocean View | $1,547 | $1,307 |
| Long Neck | $1,419 | $1,199 |
Dagsboro, DE Auto Insurance Rates Based on the Age of the Driver | Back to Top
Teenagers in Dagsboro, DE usually pay a much higher car insurance rate compared to the rest of the state as they are generally considered to be less responsible behind the wheel. Middle-aged drivers are likely to pay lower car insurance premiums if they are considered to be safer drivers by insurance companies.
| Age of Driver | Insurance Cost |
|---|---|
| Teens | $5,824 |
| 20 Years | $2,306 |
| 30 Years | $1,776 |
| 40 Years | $1,709 |
| 50 Years | $1,583 |
| 60 Years | $1,605 |
| 70 Years | $1,868 |
Dagsboro, DE Car Insurance Discounts for Multi-Car Insurance | Back to Top
Car owners in Dagsboro, DE can obtain discounts if they insure multiple vehicles with the same insurer. The average savings one can obtain are as follows:
| Number of Cars | Auto Insurance Cost | Total Savings |
|---|---|---|
| 2 Vehicles | $3,159 | $431 |
| 3 Vehicles | $4,739 | $646 |
| 4 Vehicles | $6,318 | $862 |
Savings on 2 Vehicles bundle:$431
Savings on 3 Vehicles bundle:$646
Savings on 4 Vehicles bundle:$862
Dagsboro, DE Post- DUI Auto Insurance Rates | Back to Top
Driving Under Influence (DUI) can be an added burden on your wallet. The cost of auto insurance will go up post-DUI. The below graph does a comparison of auto insurance rates before and after DUI in and around Dagsboro, DE.
| Location | Average Insurance Cost | Post DUI Insurance Rate |
|---|---|---|
| Dagsboro | $1,795 | $2,974 |
| Frankford | $1,777 | $2,944 |
| Millsboro | $1,792 | $2,969 |
| Selbyville-Frankford | $1,896 | $3,141 |
| Selbyville | $1,849 | $3,063 |
| Millville | $1,874 | $3,105 |
| Ocean View | $1,909 | $3,163 |
| Long Neck | $1,708 | $2,830 |
Dagsboro, DE Auto Insurance Rates Based on Credit Score | Back to Top
Car insurance companies can use the Credit Score of car drivers to determine car insurance rates. Car drivers with good credit can avail of substantial discounts on car insurance rates.
| Credit Score | Insurance Cost |
|---|---|
| Exceptional (800-850) | $1,540 |
| Excellent (740-799) | $1,758 |
| Good (670-739) | $1,870 |
| Average (580-669) | $2,440 |
| Poor (300-579) | $2,928 |
Dagsboro, DE Auto Insurance Agents | Back to Top
Car owners can obtain quotes from multiple auto insurance companies. Comparing different quotes can help identify the cheapest auto insurance provider best suited for their coverage needs.
| Agent Name | Company | Agent Address | Contact Details |
|---|---|---|---|
| Virgil Ellwanger | State Farm | 29787 John J Williams Hwy, Millsboro, 19966-4097 | 302-934-8083 |
| A To Z & Express 1 Auto | Allstate | 117 W North St, Georgetown, 19947 | (302) 730-8250 |
| Kim Jones | State Farm | 29848 Millsboro Hwy, Millsboro, 19966-3604 | 302-934-9393 |
| Denise Beam | State Farm | 112 Atlantic Ave, Ocean View, 19970-9152 | 302-539-1900 |
| Ea-M Insurance Services Llc | Travelers | 1106 NORTH MAIN STREET, DAGSBORO, 19939 | 302-732-6655 |
| Billy Reese | State Farm | 575 N Dupont Hwy, Dover, 19901-3960 | 302-678-5656 |
| Chuck Hall | State Farm | 29787 John J Williams Highway, Millsboro, 19966-4097 | 302-934-8083 |
| John Borden | State Farm | 450 S DuPont Highway, Dover, 19901-4502 | 302-674-2992 |
Dagsboro, DE Auto Insurance Rates can Increase Based on Driving Violations | Back to Top
Auto insurance rates tend to increase depending on the type and number of driving violations. The driving violations can stay on the record for a considerable amount of time leading to higher auto insurance rates. The severity of the driving violation and place of residence will determine how long the violation stays on record.
| Driving Violation | Cost Increase | Total Insurance Cost |
|---|---|---|
| Driving Without Headlights | +$79 | $1,874 |
| Driver's Failure In Showing Documents | +$174 | $1,969 |
| Driving With An Expired Registration | +$185 | $1,980 |
| Driving At A Considerably Slow Pace | +$390 | $2,185 |
| Using A Cellphone While Driving | +$411 | $2,206 |
| Running A Red Light | +$418 | $2,213 |
| Speeding | +$440 | $2,235 |
| Driving A Vehicle Without The Required Permission | +$558 | $2,353 |
| Driving With An Expired/Suspended License | +$1,210 | $3,005 |
Dagsboro, DE Auto Insurance Rates Based on Anti-Theft Feature | Back to Top
Cars that are equipped with safety devices are less prone to thefts. As a result, auto insurance companies provide a considerable amount of discounts to vigilant car owners. The discounts vary depending on the type and number of safety devices installed.
| Anti Theft Feature | Insurance Cost |
|---|---|
| Audible Alarm | $1,723 |
| Active Disabling Device | $1,723 |
| Tracking Device | $1,687 |
| Passive Disabling Device | $1,669 |