Dallas Auto Insurance Rates, Quotes, Agents & Reviews in GA

Dallas, GA Auto Insurance Rates, Quotes, Agents & Reviews

Zimlon, through its research, found that car owners in Dallas, GA, can avail multiple discounts on car insurance by taking various factors into consideration. These factors are explored in detail by Zimlon in the analysis below.

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Things that can Affect Car Insurance Costs in Dallas, GA

In Dallas, Georgia, the average cost of car insurance is $1,608. If you have a car in Dallas, GA, you are required by law to have car insurance. Car insurance protects you financially if you are in an accident. It can pay for damages to your car and medical expenses if you or your passengers are injured. It can also provide coverage if your car is damaged or stolen by weather or vandalism. Many things can affect your vehicle insurance premiums in Dallas, GA. Your location, type of vehicle, and amount of coverage driver purchases are just a few things that can impact your insurance rates. Auto owners must avoid selecting their insurance provider at random.

Car owners must search for affordable car insurance in Dallas, compare quotes and discounts offered by the company, and proceed later if it meets their car requirements. Here are a few factors that can affect car insurance rates in Dallas, GA. 

1. Credit History

Car insurance rates are based on credit history because insurance companies use credit-based insurance scores to help predict the likelihood of future claims. Studies have shown that people with higher insurance scores are less likely to file claims, so insurance companies use these scores to help determine rates. While your credit history is just one factor that insurance companies use to set rates, it can greatly impact your premium. The better your credit history, the lower your insurance rates in Dallas, GA. . If you're shopping for car insurance and have a good credit history, be sure to shop around and compare rates from different insurers. Even if you have a great credit score, you could still find a better deal by shopping around. In Dallas, Georgia, for example, car owners with exceptional credit scores must pay $1,380, while those with poor or low credit have to pay $2,623. As a result, car owners who want to receive savings on auto insurance rates must maintain a respectable credit score in Dallas, GA.

2. Age of the driver

Car insurance rates are also affected based on the age of the driver. Many insurance companies offer discounts to drivers over the age of 25, as they are considered more experienced and less likely to be involved in an accident. However, rates for young drivers are often much higher, as they are considered to be a higher risk. This is because they are more likely to be involved in an accident, and they are also more likely to make claims on their insurance. For example, teenagers in Dallas, Georgia, pay $5,218 for car insurance, whereas older drivers in Dallas, Georgia, who are 40 years old, pay $1,531.

3. Driving history

Your past driving behaviors are documented in your driving history. It can be used to assist insurance firms in predicting your future driving behavior. You are seen as a low-risk driver if you have a clean driving record. This indicates that you're less likely to have an accident or file an insurance claim. You're a high-risk driver if you've been in accidents or have a history of moving offenses. This implies that you're more likely to have an accident or file an insurance claim. You'll probably have to pay more for car insurance as a result. Driving safely and avoiding accidents is the best way to keep your car insurance rates low. The total cost of car insurance in Dallas, Georgia, will increase by +$375 and +$166, respectively, for drivers who run red lights or drive with an expired registration.

Factors that can influence the cost of car insurance in Dallas, GA are listed below. It is imperative to understand these factors in order to reduce the cost of car insurance. It is also essential to strike a balance between the cost of insurance and the coverage requirements.

Dallas, GA Auto Insurance Rate Comparisons with Neighboring Locations | Back to Top

The following table compares the cost of insurance in Dallas, GA with that of other cities in and around Dallas.

Dallas Hiram Braswell North Paulding Paulding County Yorkville
Average Insurance Rates $1,608 $1,626 $1,580 $1,687 $1,639 $1,600

Dallas, GA Auto Insurance Rates vary Based on Deductibles in Neighboring Cities | Back to Top

The following table makes a comparison of the variation in car insurance rates in and around Dallas, GA based on the change in deductibles. A higher deductible leads to a decrease in the cost of car insurance.

Location Low Deductible ($500) High Deductible ($1000)
Dallas $1,352 $1,142
Paulding County $1,670 $1,410
North Paulding $1,543 $1,303
Hiram $1,007 $851
Powder Springs $1,445 $1,221
Yorkville $2,781 $2,349
Braswell $1,416 $1,196
Acworth-Kennesaw $1,061 $896

Dallas, GA Auto Insurance Rates Based on the Age of the Driver | Back to Top

Teenagers in Dallas, GA usually pay a much higher car insurance rate compared to the rest of the state as they are generally considered to be less responsible behind the wheel. Middle-aged drivers are likely to pay lower car insurance premiums if they are considered to be safer drivers by insurance companies.

Age of Driver Insurance Cost
Teens $5,218
20 Years $2,066
30 Years $1,591
40 Years $1,531
50 Years $1,418
60 Years $1,438
70 Years $1,673

Dallas, GA Car Insurance Discounts for Multi-Car Insurance | Back to Top

Car owners in Dallas, GA can obtain discounts if they insure multiple vehicles with the same insurer. The average savings one can obtain are as follows:

Number of Cars Auto Insurance Cost Total Savings
2 Vehicles $2,766 $450
3 Vehicles $4,149 $675
4 Vehicles $5,532 $900

Savings on 2 Vehicles bundle:$450

Savings on 3 Vehicles bundle:$675

Savings on 4 Vehicles bundle:$900

Dallas, GA Post- DUI Auto Insurance Rates | Back to Top

Driving Under Influence (DUI) can be an added burden on your wallet. The cost of auto insurance will go up post-DUI. The below graph does a comparison of auto insurance rates before and after DUI in and around Dallas, GA.

Location Average Insurance Cost Post DUI Insurance Rate
Dallas $1,608 $2,940
Paulding County $1,639 $2,996
North Paulding $1,687 $3,084
Hiram $1,626 $2,972
Powder Springs $1,638 $2,994
Yorkville $1,600 $2,925
Braswell $1,580 $2,888
Acworth-Kennesaw $1,713 $3,132

Dallas, GA Auto Insurance Rates Based on Credit Score | Back to Top

Car insurance companies can use the Credit Score of car drivers to determine car insurance rates. Car drivers with good credit can avail of substantial discounts on car insurance rates.

Credit Score Insurance Cost
Exceptional (800-850) $1,380
Excellent (740-799) $1,575
Good (670-739) $1,676
Average (580-669) $2,186
Poor (300-579) $2,623

Dallas, GA Auto Insurance Agents | Back to Top

Car owners can obtain quotes from multiple auto insurance companies. Comparing different quotes can help identify the cheapest auto insurance provider best suited for their coverage needs.

Agent Name Company Agent Address Contact Details
Tyler Stephens Agency Nationwide 3475 Dallas Hwy SW BLDG 400 STE 420, Marietta, 30064 (470) 237-2784
John Hurst Insurance Group Inc Nationwide 5604 Wendy Bagwell Pkwy STE 312, Hiram, 30141-7814 (770) 943-1966
Tim Lee State Farm 4815 Ridge Rd Ste 113, Douglasville, 30134-6143 770-852-1840
John Crumblin State Farm 1899 Lake Rd Ste 124, Hiram, 30141-6006 770-222-8650
Worley Schilling & Randall Insurance Liberty Mutual Independent 146 N Fairground St Ne, Marietta, 30060 (770) 308-6101
Katie Harris State Farm 3862 New Macland Rd, Powder Spgs, 30127-1969 770-943-4025
Citywide Insurance Agency Inc Travelers 4480 S. Cobb Dr. 4480 S. Cobb Dr. , Smyrna, 30080 None
Shannon Upton State Farm 3475 Dallas Hwy SW Ste 520, Marietta, 30064-6410 770-499-1114
Brad Cooper State Farm 5077 Dallas Hwy Ste 111, Powder Spgs, 30127-4510 770-795-0000

Dallas, GA Auto Insurance Rates can Increase Based on Driving Violations | Back to Top

Auto insurance rates tend to increase depending on the type and number of driving violations. The driving violations can stay on the record for a considerable amount of time leading to higher auto insurance rates. The severity of the driving violation and place of residence will determine how long the violation stays on record.

Driving Violation Cost Increase Total Insurance Cost
Driving Without Headlights +$71 $1,679
Driver's Failure In Showing Documents +$156 $1,764
Driving With An Expired Registration +$166 $1,774
Driving At A Considerably Slow Pace +$349 $1,957
Using A Cellphone While Driving +$368 $1,976
Running A Red Light +$375 $1,983
Speeding +$394 $2,002
Driving A Vehicle Without The Required Permission +$500 $2,108
Driving With An Expired/Suspended License +$1,084 $2,692

Dallas, GA Auto Insurance Rates Based on Anti-Theft Feature | Back to Top

Cars that are equipped with safety devices are less prone to thefts. As a result, auto insurance companies provide a considerable amount of discounts to vigilant car owners. The discounts vary depending on the type and number of safety devices installed.

Anti Theft Feature Insurance Cost
Audible Alarm $1,544
Active Disabling Device $1,544
Tracking Device $1,512
Passive Disabling Device $1,495

Latest Auto Insurance Reviews in Dallas, GA | Back to Top

I feel Geico,offers many options and policy offerings that other companies don't provide. They have a plethora of different coverage levels and allow you to purchase what you need at a reasonable price.
Safeco Insurance
The premium and deductible of the current policy I have are fine. I'm sure I could find a lower rate elsewhere, but this company truly values my time and treats me as a valued member.
They are very easy to chat with. I was able to connect with them quickly and have all of my questions answered. They were very nice about everything.