Dallas, TX Auto Insurance Rates
Dallas, TX residents can save $610 by comparing multiple quotes & reading reviews & research on Dallas car insurance rates, quotes, agents & coverage.
| Lowest | Average | Highest |
|---|---|---|
| $1172 | $1527 | $2048 |
Latest Auto Insurance Reviews in Dallas, Texas
Geico
There's no real way to do any kind of justification for any kind of insurance company . They all change their rules purposely . The harder it is to understand.
There's no real way to do any kind of justification for any kind of insurance company . They all change their rules purposely . The harder it is to understand.
Geico
I had a few accidents in the past and for the most part, Geico took pretty good care of me. Responses were fast. For some odd reason, female agents are helpful and polite.
I had a few accidents in the past and for the most part, Geico took pretty good care of me. Responses were fast. For some odd reason, female agents are helpful and polite.
Geico
I feel that Geico does a very good job handling customer concerns and questions. Any time I've called with a concern I was taken care of immediately.
I feel that Geico does a very good job handling customer concerns and questions. Any time I've called with a concern I was taken care of immediately.
Mercury
They are great because they honor their Prices unlike other Companies and they give you what they say they will.
They are great because they honor their Prices unlike other Companies and they give you what they say they will.
Usaa
USAA offers great add-ons for our car insurance including rental car, gap insurance, and when our vehicle was totaled, they gave us higher than market value.
USAA offers great add-ons for our car insurance including rental car, gap insurance, and when our vehicle was totaled, they gave us higher than market value.
Travelers
Many car insurance companies are known for the 'run around' Travelers is very straight forward and provide great service.
Many car insurance companies are known for the 'run around' Travelers is very straight forward and provide great service.
Usaa
The premium is similar to the other company that I used to have and other companies that I have received quotes. It is more than adequate coverage for me.
The premium is similar to the other company that I used to have and other companies that I have received quotes. It is more than adequate coverage for me.
Usaa
I am extremely satisfied with my car insurance due to the customer service and quality of provider.
I am extremely satisfied with my car insurance due to the customer service and quality of provider.
Allstate
I like that the company has good company values. It's always good to go with a product that I believe in, and know that they are taking care of people around them.
I like that the company has good company values. It's always good to go with a product that I believe in, and know that they are taking care of people around them.
Farmer's Insurance
I have straight liability coverage, minimum required by law. Main advantage is the premium is $18 a month. Main disadvantage is that rate requires automatic bank draft and I have to remember it to avoid overdraft.
I have straight liability coverage, minimum required by law. Main advantage is the premium is $18 a month. Main disadvantage is that rate requires automatic bank draft and I have to remember it to avoid overdraft.
Geico
The premium is great. You are able to pick which policy coverage amount you want to pay and in return they give you a deductible which comes in handy. The also give you the chose of replacing your car if you are not able to repair
The premium is great. You are able to pick which policy coverage amount you want to pay and in return they give you a deductible which comes in handy. The also give you the chose of replacing your car if you are not able to repair
Liberty Mutual
So far I have no complaints about the customer support. Pretty much all of my interactions have been automated via their excellent web site. I don't believe I have had the need to use any live support.
So far I have no complaints about the customer support. Pretty much all of my interactions have been automated via their excellent web site. I don't believe I have had the need to use any live support.
The General Auto Insurance
Travelers offers a lot of different options compared to other companies. They offer accident forgiveness and longer towing coverage
Travelers offers a lot of different options compared to other companies. They offer accident forgiveness and longer towing coverage
21st Century Auto Insurance
My premium is pretty high due to an accident I had several years ago that was not my fault. Unfortunately, my state enforces very strict auto insurance rules, so my premium would be this high no matter what company I used.
My premium is pretty high due to an accident I had several years ago that was not my fault. Unfortunately, my state enforces very strict auto insurance rules, so my premium would be this high no matter what company I used.
Geico
I would like the option to pay monthly, rather than annually. I also once had a rude person sent out by them to do the towing. Another time, it took 30 minutes more than their suggested time for the tow truck to arrive.
I would like the option to pay monthly, rather than annually. I also once had a rude person sent out by them to do the towing. Another time, it took 30 minutes more than their suggested time for the tow truck to arrive.
Geico
The only thing I dislike about them is my daughter wrecked a vehicle that had just came out. It was the first year of it and had just been put on the lot. There were no others in the system that had been wrecked. Parts had to come from the factory. Her vehicle was in the body shop for 3 months and the insurance company wouldn't total it even though it had nearly $16,000 worth of damage
The only thing I dislike about them is my daughter wrecked a vehicle that had just came out. It was the first year of it and had just been put on the lot. There were no others in the system that had been wrecked. Parts had to come from the factory. Her vehicle was in the body shop for 3 months and the insurance company wouldn't total it even though it had nearly $16,000 worth of damage
Progressive
I have the lowest possible coverage needed and don't believe I have any special policy offerings currently, just basic coverage.
I have the lowest possible coverage needed and don't believe I have any special policy offerings currently, just basic coverage.
Esurance
I don't really dislike anything about the company. If anything I would say it is the inability to get paperwork mailed to me. Everything has to be printed out. Sometimes I don't have access to a printer or ink and paper.
I don't really dislike anything about the company. If anything I would say it is the inability to get paperwork mailed to me. Everything has to be printed out. Sometimes I don't have access to a printer or ink and paper.
Geico, Dallas, TX
$690/6 months
Car Insurance Policy Holder
- Single 33 Years old Female licensed 21 years ago with Financed 2010 Chrysler 300 used for Pleasure with estimated annual mileage of 20,001+.
- Associate & Full Time Job.
- No accidents , No traffic tickets , No DUIs , No Licence suspensions .
Car Insurance Policy & Coverage Details:
- 1 car insured & 1 person is part of this policy
- Home and Auto insurance are from difference companies
- $$50,001 - $100,000K (Per Person Bodily Injury) / $$25,001 - $50,000K (Per Accident Bodily Injury)
- $20,001 - $25,000 K Property Damage
- $0 - $10,000 K Personal Injury Protection
- Comprehensive insurance with $1501 - $2,000 deductible
- Collision insurance with $1001 - $1,500 deductible
- $15,001 - $20,000 K Uninsured Motorists Bodily Injury
- $20,001 - $25,000 K Uninsured Motorists Property Damage
Geico, Dallas, TX
$128/1 month
Car Insurance Policy Holder
- Married 51 Years old Male licensed 8 years ago with Financed Toyota Corolla LE used for Commute to Work or School with estimated annual mileage of 15,001 - 20,000.
- PhD & Full Time Job.
- No accidents , No traffic tickets , No DUIs , No Licence suspensions .
Car Insurance Policy & Coverage Details:
- 1 car insured & 1 person is part of this policy
- Home and Auto insurance are from difference companies
- $30K (Per Person Bodily Injury) / $60K (Per Accident Bodily Injury)
- 25 K Property Damage
- 100 K Personal Injury Protection
- 30 K Uninsured Motorists Bodily Injury
- 60 K Uninsured Motorists Property Damage
Dallas Car Insurance Rate Comparisons
Dallas, TX's average car insurance of $1527 differs from Richardson, TX (-$148), Wilmer, TX (+$513), Addison, TX (-$108) and Texas (+$18)
| Dallas | Richardson, TX | Wilmer, TX | Addison, TX | Texas | |
| Median Insurance Rates | $1527 | -$148 | +$513 | -$108 | +$18 |
Dallas Car Insurance Savings By Neighborhood & Street Area
| Dallas Driver Street Residence & Car Locations | Car Details in Dallas | Dallas Driver Demographics | Dallas Auto Insurance Estimates | Recent Dallas Insurance Savings |
|---|---|---|---|---|
| Ledbetter Hills | ||||
| Clarktown Ct | 2002 Buick Rendezvous CXL | 39 year woman | $1372 | $857 |
| Royal Cedar Dr | 2008 Ford Fusion SEL | 18 year male teenager | $3230 | $647 |
| Oldham | ||||
| Witham St | 2008 Chrysler 300 Limited | 83 year female senior | $1528 | $748 |
| Almazan Dr | 2010 Mazda Mazda3 s Sport | 78 year male senior | $1580 | $553 |
| Sargent | ||||
| Whiteridge Dr | 2011 Hyundai Sonata GLS | 31 year married man | $1755 | $677 |
| Bodine Ln | 2012 Honda Civic LX | 76 year senior | $1395 | $639 |
| Florence Hill | ||||
| Balmoral Ct | 2010 Lincoln MKZ Base | 19 year female teenager | $3027 | $704 |
| Moorgate Ct | 2006 Chevrolet Silverado 2500HD Work Truck | 42 year man | $1875 | $843 |
| Bethard | ||||
| Easy St | 2011 Kia Sorento LX | 36 year married woman | $1215 | $336 |
| Chartwell Dr | 2010 Toyota Prius IV | 16 year teenager | $2826 | $803 |
Dallas Post DUI Car Insurance Rates
| Dallas | Northeast Dallas | Cockrell Hill | Wilmer | Texas | |
| Median Post DUI Insurance Rate | $2840 | -$329 | +$1140 | +$954 | +$33 |
| Male Teenager Post DUI Insurance Rate | $6474 | -$749 | +$2600 | +$2176 | +$76 |
| Female Teenager Post DUI Insurance Rate | $5423 | -$628 | +$2178 | +$1823 | +$64 |
The Post DUI insurance in Dallas, TX's is $2840 compared to Northeast Dallas (-$329), Cockrell Hill (+$1140), Wilmer (+$954) and Texas (+$33)
In Dallas, a male teenager with Post DUI pays $1051 more than a female teenager Post DUI. For Example, a Male Teenager Post DUI with a 2008 Chrysler 300 Limited in Dallas, TX would pay $6173 on auto insurance while a female teenager POST DUI would pay $5170.
Dallas Car Insurance by Segment
Dallas Teenagers Car Insurance Rates Comparison
76280 Dallas Teenagers (6% of total population), 51% Male & 49% Female.
| Dallas | University Park | Irving | Cockrell Hill | Texas | |
| All Teenagers | $3176 | +$1296 | -$331 | +$1275 | +$37 |
| Male Teenager | $3481 | +$1421 | -$362 | +$1398 | +$41 |
| Female Teenager | $2916 | +$1190 | -$304 | +$1171 | +$34 |
Dallas teenagers pay $3176 in insurance in contrast with University Park (+$1296), Irving (-$331), Cockrell Hill (+$1275) and Texas (+$37). The difference between Male & Female teenagers in Dallas is $565
Example
- 2008 Acura TSX Base Male Teenager Insurance Rate $3363
- 2010 Audi A4 2.0T Premium Plus Female Teenager Insurance Rate $3329
Dallas Men & Women Car Insurance
1207202 Dallas Adults (100% of total population), 50% Men & 50% Women.
| Dallas | Southwest Dallas | Rowlett | Highland Park | Texas | |
| All Women | $1465 | +$195 | -$113 | +$570 | +$18 |
| Married Women | $1404 | +$187 | -$108 | +$546 | +$17 |
| All Men | $1969 | +$262 | -$152 | +$765 | +$24 |
| Married Men | $1862 | +$248 | -$144 | +$724 | +$22 |
The typical insurance rate of $1969 that Dallas Men pay varies from Southwest Dallas (+$262), Rowlett (-$152), Highland Park (+$765) and Texas (+$24). In Dallas, married men pay $458 more than married women.
Example
- 2010 Lexus GS 350 Base Married Men Insurance Rate $1747
- 2012 GMC Sierra 1500 SLE Married Women Insurance Rate $1815
Dallas Senior Car Insurance
159545 Dallas Seniors (13% of total population), 44% Senior Men & 56% Senior Women.
| Dallas | DeSoto | Garland | Southwest Dallas | Texas | |
| All Seniors | $1649 | -$159 | -$112 | +$219 | +$19 |
| Senior Men | $1725 | -$166 | -$116 | +$229 | +$20 |
| Senior Women | $1603 | -$154 | -$108 | +$213 | +$19 |
Dallas seniors pay $1649 in insurance compared to DeSoto (-$159), Garland (-$112), Southwest Dallas (+$219) and Texas (+$19). In Dallas, senior men pay $122 more than senior women.
Dallas Car Insurance Discounts for Multiple Vehicles
Dallas Population with 1 Vehicle 203271 (44% of Dallas population), 2 Vehicles 152883 (33% of the Dallas population) and 3 vehicles 41648 (9% of the population)
| Dallas | Southwest Dallas | Richardson | Rowlett | Texas | |
| 2 Vehicles | $2902 | +$385 | -$281 | -$224 | +$34 |
| 3 Vehicles | $4429 | +$588 | -$429 | -$342 | +$52 |
| 4 Vehicles | $5956 | +$791 | -$577 | -$460 | +$70 |
Car Insurance Agents in Dallas, TX
| Rank | Agent Name | Agent Contact |
|---|---|---|
| 1 | AAA | 5445 Beltline Rd Dallas, TX 75254 |
| 2 | AAA Insurance | 5455 Belt Line Rd Ste 100, Dallas, TX 75254 |
| 3 | AAA Insurance | 8160 Park Ln Ste 305, Dallas, TX 75231 |
| 4 | A-Able Auto Insurance Agency | 1435 E Kiest Blvd Ste A, Dallas, TX 75216 |
| 5 | A Affordable Insurance Agency | 2960 W Northwest Hwy, Dallas, TX 75220 |
| 6 | A Affordable Insurance Agency | 118 E Jefferson Blvd Ste 102, Dallas, TX 75203 |
| 7 | A Affordable Insurance Agency | 4323 Maple Ave, Dallas, TX 75219 |
| 8 | A Affordable Insurance Agency | 6520 Skillman St, Dallas, TX 75231 |
| 9 | A Affordable Insurance Agency | 2943 S Buckner Blvd Ste 275, Dallas, TX 75227 |
| 10 | AA Plus Insurance | 12409 Jupiter Rd, Dallas, TX 75218 |
Dallas Auto Insurance Rates Vary by Deductible
| Low Deductible ($500) | High Deductible ($1000) | |||||
|---|---|---|---|---|---|---|
| Make & Model | Example Claim Amount | Yearly Premium | Total Yearly Cost | Yearly Premium | Total Yearly Cost | Net Savings for High Deductible Plan |
| Ford, Edge SEL | $500 | $1550 | $2050 | $1480 | $1980 | $70 |
| Ford, Explorer XLT | $1000 | $1710 | $2210 | $1600 | $2600 | $-390 |
| Ford, Explorer Limited | $700 | $1500 | $2000 | $1440 | $2140 | $-140 |
| Jeep, Patriot Limited | $1500 | $1550 | $2050 | $1450 | $2950 | $-900 |
| Kia, Sorento LX | $200 | $1570 | $1770 | $1470 | $1670 | $100 |