Danby Auto Insurance Rates, Quotes, Agents & Reviews in VT

Danby, VT Auto Insurance Rates, Quotes, Agents & Reviews

Zimlon, through its research, found that car owners in Danby, VT, can avail multiple discounts on car insurance by taking various factors into consideration. These factors are explored in detail by Zimlon in the analysis below.

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Factors that can influence the cost of car insurance in Danby, VT are listed below. It is imperative to understand these factors in order to reduce the cost of car insurance. It is also essential to strike a balance between the cost of insurance and the coverage requirements.

Danby, VT Auto Insurance Rate Comparisons with Neighboring Locations | Back to Top

The following table compares the cost of insurance in Danby, VT with that of other cities in and around Danby.

Danby Mount Tabor Peru Tinmouth Wallingford Pawlet
Average Insurance Rates $1,083 $1,074 $1,154 $1,088 $1,086 $1,085

Danby, VT Auto Insurance Rates vary Based on Deductibles in Neighboring Cities | Back to Top

The following table makes a comparison of the variation in car insurance rates in and around Danby, VT based on the change in deductibles. A higher deductible leads to a decrease in the cost of car insurance.

Location Low Deductible ($500) High Deductible ($1000)
Danby $1,146 $968
Dorset $1,344 $1,135
Tinmouth $2,257 $1,906
Pawlet $1,845 $1,558
Mount Tabor $2,167 $1,830
Wallingford $2,112 $1,784
Peru $1,457 $1,231
Wells $1,367 $1,154

Danby, VT Auto Insurance Rates Based on the Age of the Driver | Back to Top

Teenagers in Danby, VT usually pay a much higher car insurance rate compared to the rest of the state as they are generally considered to be less responsible behind the wheel. Middle-aged drivers are likely to pay lower car insurance premiums if they are considered to be safer drivers by insurance companies.

Age of Driver Insurance Cost
Teens $3,514
20 Years $1,392
30 Years $1,072
40 Years $1,031
50 Years $955
60 Years $968
70 Years $1,127

Danby, VT Car Insurance Discounts for Multi-Car Insurance | Back to Top

Car owners in Danby, VT can obtain discounts if they insure multiple vehicles with the same insurer. The average savings one can obtain are as follows:

Number of Cars Auto Insurance Cost Total Savings
2 Vehicles $1,863 $303
3 Vehicles $2,794 $455
4 Vehicles $3,726 $606

Savings on 2 Vehicles bundle:$303

Savings on 3 Vehicles bundle:$455

Savings on 4 Vehicles bundle:$606

Danby, VT Post- DUI Auto Insurance Rates | Back to Top

Driving Under Influence (DUI) can be an added burden on your wallet. The cost of auto insurance will go up post-DUI. The below graph does a comparison of auto insurance rates before and after DUI in and around Danby, VT.

Location Average Insurance Cost Post DUI Insurance Rate
Danby $1,083 $2,238
Dorset $1,159 $2,395
Tinmouth $1,088 $2,248
Pawlet $1,085 $2,242
Mount Tabor $1,074 $2,219
Wallingford $1,086 $2,244
Peru $1,154 $2,385
Wells $1,073 $2,217

Danby, VT Auto Insurance Rates Based on Credit Score | Back to Top

Car insurance companies can use the Credit Score of car drivers to determine car insurance rates. Car drivers with good credit can avail of substantial discounts on car insurance rates.

Credit Score Insurance Cost
Exceptional (800-850) $929
Excellent (740-799) $1,061
Good (670-739) $1,129
Average (580-669) $1,472
Poor (300-579) $1,766

Danby, VT Auto Insurance Agents | Back to Top

Car owners can obtain quotes from multiple auto insurance companies. Comparing different quotes can help identify the cheapest auto insurance provider best suited for their coverage needs.

Agent Name Company Agent Address Contact Details
Ludlow Insurance Agency Allstate 150 Main St, Ludlow, 5149 (802) 228-8823
Lonergan & Thomas, Inc None 18 Church St , Arlington, 5250 None
C. H. Nelson Agency Corporation None 2736 Rt 153 , West Pawlet, 5775 None
C H Nelson Agency Inc Travelers 2736 VT RT 153 MAIN ST, WEST PAWLET, 5775 802-645-0270
Jennifer Goeke Liberty Mutual 271 North Main St Suite 208, Rutland, 5701 1-802-747-0600

Danby, VT Auto Insurance Rates can Increase Based on Driving Violations | Back to Top

Auto insurance rates tend to increase depending on the type and number of driving violations. The driving violations can stay on the record for a considerable amount of time leading to higher auto insurance rates. The severity of the driving violation and place of residence will determine how long the violation stays on record.

Driving Violation Cost Increase Total Insurance Cost
Driving Without Headlights +$48 $1,131
Driver's Failure In Showing Documents +$105 $1,188
Driving With An Expired Registration +$112 $1,195
Driving At A Considerably Slow Pace +$235 $1,318
Using A Cellphone While Driving +$248 $1,331
Running A Red Light +$252 $1,335
Speeding +$265 $1,348
Driving A Vehicle Without The Required Permission +$337 $1,420
Driving With An Expired/Suspended License +$730 $1,813

Danby, VT Auto Insurance Rates Based on Anti-Theft Feature | Back to Top

Cars that are equipped with safety devices are less prone to thefts. As a result, auto insurance companies provide a considerable amount of discounts to vigilant car owners. The discounts vary depending on the type and number of safety devices installed.

Anti Theft Feature Insurance Cost
Audible Alarm $1,040
Active Disabling Device $1,040
Tracking Device $1,018
Passive Disabling Device $1,007