Dandridge Auto Insurance Rates, Quotes, Agents & Reviews in TN

Dandridge, TN Auto Insurance Rates, Quotes, Agents & Reviews

Zimlon, through its research, found that car owners in Dandridge, TN, can avail multiple discounts on car insurance by taking various factors into consideration. These factors are explored in detail by Zimlon in the analysis below.

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Factors that can influence the cost of car insurance in Dandridge, TN are listed below. It is imperative to understand these factors in order to reduce the cost of car insurance. It is also essential to strike a balance between the cost of insurance and the coverage requirements.


Dandridge, TN Auto Insurance Rate Comparisons with Neighboring Locations | Back to Top

The following table compares the cost of insurance in Dandridge, TN with that of other cities in and around Dandridge.

Dandridge Baneberry White Pine Jefferson County New Market Jefferson City
Average Insurance Rates $1,469 $1,530 $1,421 $1,441 $1,421 $1,419

Dandridge, TN Auto Insurance Rates vary Based on Deductibles in Neighboring Cities | Back to Top

The following table makes a comparison of the variation in car insurance rates in and around Dandridge, TN based on the change in deductibles. A higher deductible leads to a decrease in the cost of car insurance.

Location Low Deductible ($500) High Deductible ($1000)
Dandridge $1,428 $1,206
Jefferson County $1,651 $1,395
Jefferson City $1,698 $1,435
New Market $1,046 $884
Baneberry $1,835 $1,550
White Pine $1,040 $879
Fairgarden $1,434 $1,211
Sevierville $1,673 $1,413

Dandridge, TN Auto Insurance Rates Based on the Age of the Driver | Back to Top

Teenagers in Dandridge, TN usually pay a much higher car insurance rate compared to the rest of the state as they are generally considered to be less responsible behind the wheel. Middle-aged drivers are likely to pay lower car insurance premiums if they are considered to be safer drivers by insurance companies.

Age of Driver Insurance Cost
Teens $4,767
20 Years $1,887
30 Years $1,454
40 Years $1,399
50 Years $1,295
60 Years $1,313
70 Years $1,529

Dandridge, TN Car Insurance Discounts for Multi-Car Insurance | Back to Top

Car owners in Dandridge, TN can obtain discounts if they insure multiple vehicles with the same insurer. The average savings one can obtain are as follows:

Number of Cars Auto Insurance Cost Total Savings
2 Vehicles $2,585 $353
3 Vehicles $3,878 $529
4 Vehicles $5,171 $705

Savings on 2 Vehicles bundle:$353

Savings on 3 Vehicles bundle:$529

Savings on 4 Vehicles bundle:$705


Dandridge, TN Post- DUI Auto Insurance Rates | Back to Top

Driving Under Influence (DUI) can be an added burden on your wallet. The cost of auto insurance will go up post-DUI. The below graph does a comparison of auto insurance rates before and after DUI in and around Dandridge, TN.

Location Average Insurance Cost Post DUI Insurance Rate
Dandridge $1,469 $2,632
Jefferson County $1,441 $2,581
Jefferson City $1,419 $2,542
New Market $1,421 $2,546
Baneberry $1,530 $2,741
White Pine $1,421 $2,546
Fairgarden $1,440 $2,580
Sevierville $1,476 $2,644

Dandridge, TN Auto Insurance Rates Based on Credit Score | Back to Top

Car insurance companies can use the Credit Score of car drivers to determine car insurance rates. Car drivers with good credit can avail of substantial discounts on car insurance rates.

Credit Score Insurance Cost
Exceptional (800-850) $1,260
Excellent (740-799) $1,439
Good (670-739) $1,531
Average (580-669) $1,997
Poor (300-579) $2,396

Dandridge, TN Auto Insurance Agents | Back to Top

Car owners can obtain quotes from multiple auto insurance companies. Comparing different quotes can help identify the cheapest auto insurance provider best suited for their coverage needs.

Agent Name Company Agent Address Contact Details
Gantte Insurance Agency Travelers 1205 GAY ST STE B, DANDRIDGE, 37725 865-397-2845
Gantte Insurance Agency Travelers 1205 GAY ST STE B, DANDRIDGE, 37725 865-397-2845
Matt Coughlin State Farm 648 E Broadway Blvd, Jefferson Cty, 37760-4900 865-475-9959
Price & Ramey Inc Allstate 127 W Highway 25 70 Ste A, Dandridge, 37725 (865) 397-1234
Todd Mounts State Farm 1004 N Highway 92 Ste A, Jefferson Cty, 37760-3687 865-475-2282
H B Jarnagin & Co Travelers 141 E MAIN ST, DANDRIDGE, 37725 865-397-3421
George Ilic Allstate 634 E Elmwood St, Jefferson City, 37760 (865) 471-7000
Ryan Nichols State Farm 713 E Emory Rd Ste 101, Knoxville, 37938-4685 865-947-6560

Dandridge, TN Auto Insurance Rates can Increase Based on Driving Violations | Back to Top

Auto insurance rates tend to increase depending on the type and number of driving violations. The driving violations can stay on the record for a considerable amount of time leading to higher auto insurance rates. The severity of the driving violation and place of residence will determine how long the violation stays on record.

Driving Violation Cost Increase Total Insurance Cost
Driving Without Headlights +$65 $1,534
Driver's Failure In Showing Documents +$142 $1,611
Driving With An Expired Registration +$151 $1,620
Driving At A Considerably Slow Pace +$319 $1,788
Using A Cellphone While Driving +$336 $1,805
Running A Red Light +$342 $1,811
Speeding +$360 $1,829
Driving A Vehicle Without The Required Permission +$457 $1,926
Driving With An Expired/Suspended License +$990 $2,459

Dandridge, TN Auto Insurance Rates Based on Anti-Theft Feature | Back to Top

Cars that are equipped with safety devices are less prone to thefts. As a result, auto insurance companies provide a considerable amount of discounts to vigilant car owners. The discounts vary depending on the type and number of safety devices installed.

Anti Theft Feature Insurance Cost
Audible Alarm $1,410
Active Disabling Device $1,410
Tracking Device $1,381
Passive Disabling Device $1,366