Danville Auto Insurance Rates, Quotes, Agents & Reviews in VT

Danville, VT Auto Insurance Rates, Quotes, Agents & Reviews

Zimlon, through its research, found that car owners in Danville, VT, can avail multiple discounts on car insurance by taking various factors into consideration. These factors are explored in detail by Zimlon in the analysis below.

Compare Quotes from Top Providers and Save now!

Factors that can influence the cost of car insurance in Danville, VT are listed below. It is imperative to understand these factors in order to reduce the cost of car insurance. It is also essential to strike a balance between the cost of insurance and the coverage requirements.

Danville, VT Auto Insurance Rate Comparisons with Neighboring Locations | Back to Top

The following table compares the cost of insurance in Danville, VT with that of other cities in and around Danville.

Danville Cabot Walden St. Johnsbury Stannard Peacham
Average Insurance Rates $1,093 $1,076 $1,069 $1,069 $1,053 $1,121

Danville, VT Auto Insurance Rates vary Based on Deductibles in Neighboring Cities | Back to Top

The following table makes a comparison of the variation in car insurance rates in and around Danville, VT based on the change in deductibles. A higher deductible leads to a decrease in the cost of car insurance.

Location Low Deductible ($500) High Deductible ($1000)
Danville $1,147 $969
Caledonia County $2,065 $1,744
Walden $1,561 $1,319
St. Johnsbury $1,224 $1,034
Stannard $2,169 $1,832
Peacham $1,114 $941
Wheelock $1,466 $1,238
Cabot $2,907 $2,455

Danville, VT Auto Insurance Rates Based on the Age of the Driver | Back to Top

Teenagers in Danville, VT usually pay a much higher car insurance rate compared to the rest of the state as they are generally considered to be less responsible behind the wheel. Middle-aged drivers are likely to pay lower car insurance premiums if they are considered to be safer drivers by insurance companies.

Age of Driver Insurance Cost
Teens $3,547
20 Years $1,404
30 Years $1,082
40 Years $1,041
50 Years $964
60 Years $977
70 Years $1,137

Danville, VT Car Insurance Discounts for Multi-Car Insurance | Back to Top

Car owners in Danville, VT can obtain discounts if they insure multiple vehicles with the same insurer. The average savings one can obtain are as follows:

Number of Cars Auto Insurance Cost Total Savings
2 Vehicles $1,924 $262
3 Vehicles $2,886 $393
4 Vehicles $3,847 $525

Savings on 2 Vehicles bundle:$262

Savings on 3 Vehicles bundle:$393

Savings on 4 Vehicles bundle:$525

Danville, VT Post- DUI Auto Insurance Rates | Back to Top

Driving Under Influence (DUI) can be an added burden on your wallet. The cost of auto insurance will go up post-DUI. The below graph does a comparison of auto insurance rates before and after DUI in and around Danville, VT.

Location Average Insurance Cost Post DUI Insurance Rate
Danville $1,093 $2,259
Caledonia County $1,071 $2,213
Walden $1,069 $2,209
St. Johnsbury $1,069 $2,209
Stannard $1,053 $2,176
Peacham $1,121 $2,317
Wheelock $1,064 $2,199
Cabot $1,076 $2,224

Danville, VT Auto Insurance Rates Based on Credit Score | Back to Top

Car insurance companies can use the Credit Score of car drivers to determine car insurance rates. Car drivers with good credit can avail of substantial discounts on car insurance rates.

Credit Score Insurance Cost
Exceptional (800-850) $938
Excellent (740-799) $1,070
Good (670-739) $1,139
Average (580-669) $1,486
Poor (300-579) $1,783

Danville, VT Auto Insurance Agents | Back to Top

Car owners can obtain quotes from multiple auto insurance companies. Comparing different quotes can help identify the cheapest auto insurance provider best suited for their coverage needs.

Agent Name Company Agent Address Contact Details
Farm Country Insurance Inc Travelers 1951 MEMORIAL DR, ST JOHNSBURY CENTER, 5819 802-748-8081
Sawyer & Ritchie Agency Liberty Mutual Independent 198 ROUTE 2 W, DANVILLE, 5828 (802) 684-3411
David R Lagerstedt Allstate 11 Pearl St Ste 101, Essex Junction, 5452 (802) 879-5200
Ritchie Agency None 457 West Main St West , Barnet, 5821 None
Kinney Pike Insurance Liberty Mutual Independent 62 Knight Ln , Williston, 5495 None
Noyle W Johnson Ins Agency Liberty Mutual Independent 119 River St, Montpelier, 5602 None

Danville, VT Auto Insurance Rates can Increase Based on Driving Violations | Back to Top

Auto insurance rates tend to increase depending on the type and number of driving violations. The driving violations can stay on the record for a considerable amount of time leading to higher auto insurance rates. The severity of the driving violation and place of residence will determine how long the violation stays on record.

Driving Violation Cost Increase Total Insurance Cost
Driving Without Headlights +$48 $1,141
Driver's Failure In Showing Documents +$106 $1,199
Driving With An Expired Registration +$113 $1,206
Driving At A Considerably Slow Pace +$237 $1,330
Using A Cellphone While Driving +$250 $1,343
Running A Red Light +$255 $1,348
Speeding +$268 $1,361
Driving A Vehicle Without The Required Permission +$340 $1,433
Driving With An Expired/Suspended License +$737 $1,830

Danville, VT Auto Insurance Rates Based on Anti-Theft Feature | Back to Top

Cars that are equipped with safety devices are less prone to thefts. As a result, auto insurance companies provide a considerable amount of discounts to vigilant car owners. The discounts vary depending on the type and number of safety devices installed.

Anti Theft Feature Insurance Cost
Audible Alarm $1,049
Active Disabling Device $1,049
Tracking Device $1,027
Passive Disabling Device $1,016