Dauphin County Auto Insurance Rates, Quotes, Agents & Reviews in PA

Dauphin County, PA Auto Insurance Rates, Quotes, Agents & Reviews

Zimlon, through its research, found that car owners in Dauphin County, PA, can avail multiple discounts on car insurance by taking various factors into consideration. These factors are explored in detail by Zimlon in the analysis below.

Compare Quotes from Top Providers and Save now!

Factors that can influence the cost of car insurance in Dauphin County, PA are listed below. It is imperative to understand these factors in order to reduce the cost of car insurance. It is also essential to strike a balance between the cost of insurance and the coverage requirements.


Dauphin County, PA Auto Insurance Rate Comparisons with Neighboring Locations | Back to Top

The following table compares the cost of insurance in Dauphin County, PA with that of other cities in and around Dauphin County.

Dauphin County Skyline View East Hanover Paxtonia Linglestown Lower Paxton
Average Insurance Rates $1,434 $1,471 $1,472 $1,448 $1,447 $1,456

Dauphin County, PA Auto Insurance Rates vary Based on Deductibles in Neighboring Cities | Back to Top

The following table makes a comparison of the variation in car insurance rates in and around Dauphin County, PA based on the change in deductibles. A higher deductible leads to a decrease in the cost of car insurance.

Location Low Deductible ($500) High Deductible ($1000)
Dauphin County $946 $799
West Hanover $1,684 $1,422
Linglestown $2,916 $2,463
Middle Paxton $1,344 $1,135
East Hanover $1,126 $951
Skyline View $1,553 $1,312
Lower Paxton $1,500 $1,267
Paxtonia $2,920 $2,466

Dauphin County, PA Auto Insurance Rates Based on the Age of the Driver | Back to Top

Teenagers in Dauphin County, PA usually pay a much higher car insurance rate compared to the rest of the state as they are generally considered to be less responsible behind the wheel. Middle-aged drivers are likely to pay lower car insurance premiums if they are considered to be safer drivers by insurance companies.

Age of Driver Insurance Cost
Teens $4,653
20 Years $1,843
30 Years $1,419
40 Years $1,365
50 Years $1,264
60 Years $1,282
70 Years $1,492

Dauphin County, PA Car Insurance Discounts for Multi-Car Insurance | Back to Top

Car owners in Dauphin County, PA can obtain discounts if they insure multiple vehicles with the same insurer. The average savings one can obtain are as follows:

Number of Cars Auto Insurance Cost Total Savings
2 Vehicles $2,524 $344
3 Vehicles $3,786 $516
4 Vehicles $5,048 $688

Savings on 2 Vehicles bundle:$344

Savings on 3 Vehicles bundle:$516

Savings on 4 Vehicles bundle:$688


Dauphin County, PA Post- DUI Auto Insurance Rates | Back to Top

Driving Under Influence (DUI) can be an added burden on your wallet. The cost of auto insurance will go up post-DUI. The below graph does a comparison of auto insurance rates before and after DUI in and around Dauphin County, PA.

Location Average Insurance Cost Post DUI Insurance Rate
Dauphin County $1,434 $2,257
West Hanover $1,461 $2,300
Linglestown $1,447 $2,278
Middle Paxton $1,459 $2,297
East Hanover $1,472 $2,317
Skyline View $1,471 $2,316
Lower Paxton $1,456 $2,292
Paxtonia $1,448 $2,279

Dauphin County, PA Auto Insurance Rates Based on Credit Score | Back to Top

Car insurance companies can use the Credit Score of car drivers to determine car insurance rates. Car drivers with good credit can avail of substantial discounts on car insurance rates.

Credit Score Insurance Cost
Exceptional (800-850) $1,230
Excellent (740-799) $1,404
Good (670-739) $1,494
Average (580-669) $1,949
Poor (300-579) $2,339

Dauphin County, PA Auto Insurance Agents | Back to Top

Car owners can obtain quotes from multiple auto insurance companies. Comparing different quotes can help identify the cheapest auto insurance provider best suited for their coverage needs.

Agent Name Company Agent Address Contact Details
Jim Elsner State Farm 270 S Progress Ave, Harrisburg, 17109-4626 717-901-7000
Tim Boyd State Farm 2261 Paxton Church Rd, Harrisburg, 17110-9661 717-545-4400
Lebo Agency Inc Travelers 3741 Peters Mountain Rd , Halifax, 17032 None
Aaa-Central Pa Aut0 Club-Tt Travelers 2301 PAXTON CHURCH RD, HARRISBURG, 17103 717-657-2244
M.T. Conway Ins Allstate 28 Oakglade Dr, Hummelstown, 17036 (717) 566-6312
Aaa Insurance Agency Travelers 2301 PAXTON CHURCH RD, HARRISBURG, 17110 717-657-2244
Albert Leach Allstate 534 E Lancaster Ave Ste B, Shillington, 19607 (610) 374-5650
Looker Wolfe & Gephart Ins Agency Inc Travelers 44 OAK PARK ROAD, HARRISBURG, 17109 717-657-9944
Chester Perfetto Agency, Inc. None 40 Commerce Dr , Reading, 19610 None
Farrara Ins Agcy None 124 West Greenwich Street, Reading, 19601 None

Dauphin County, PA Auto Insurance Rates can Increase Based on Driving Violations | Back to Top

Auto insurance rates tend to increase depending on the type and number of driving violations. The driving violations can stay on the record for a considerable amount of time leading to higher auto insurance rates. The severity of the driving violation and place of residence will determine how long the violation stays on record.

Driving Violation Cost Increase Total Insurance Cost
Driving Without Headlights +$63 $1,497
Driver's Failure In Showing Documents +$139 $1,573
Driving With An Expired Registration +$148 $1,582
Driving At A Considerably Slow Pace +$311 $1,745
Using A Cellphone While Driving +$328 $1,762
Running A Red Light +$334 $1,768
Speeding +$351 $1,785
Driving A Vehicle Without The Required Permission +$446 $1,880
Driving With An Expired/Suspended License +$967 $2,401

Dauphin County, PA Auto Insurance Rates Based on Anti-Theft Feature | Back to Top

Cars that are equipped with safety devices are less prone to thefts. As a result, auto insurance companies provide a considerable amount of discounts to vigilant car owners. The discounts vary depending on the type and number of safety devices installed.

Anti Theft Feature Insurance Cost
Audible Alarm $1,377
Active Disabling Device $1,377
Tracking Device $1,348
Passive Disabling Device $1,334