Davenport Auto Insurance Rates, Quotes, Agents & Reviews in IA

Davenport, IA Auto Insurance Rates, Quotes, Agents & Reviews

Zimlon, through its research, found that car owners in Davenport, IA, can avail multiple discounts on car insurance by taking various factors into consideration. These factors are explored in detail by Zimlon in the analysis below.

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Factors that can influence the cost of car insurance in Davenport, IA are listed below. It is imperative to understand these factors in order to reduce the cost of car insurance. It is also essential to strike a balance between the cost of insurance and the coverage requirements.


Davenport, IA Auto Insurance Rate Comparisons with Neighboring Locations | Back to Top

The following table compares the cost of insurance in Davenport, IA with that of other cities in and around Davenport.

Davenport Rock Island County Scott County South Rock Island Sheridan Eldridge
Average Insurance Rates $943 $1,214 $914 $1,209 $1,404 $1,085

Davenport, IA Auto Insurance Rates vary Based on Deductibles in Neighboring Cities | Back to Top

The following table makes a comparison of the variation in car insurance rates in and around Davenport, IA based on the change in deductibles. A higher deductible leads to a decrease in the cost of car insurance.

Location Low Deductible ($500) High Deductible ($1000)
Davenport $2,804 $2,368
Rock Island Arsenal $1,990 $1,681
South Rock Island $1,483 $1,253
Rock Island $2,754 $2,326
Eldridge $1,695 $1,432
Rock Island County $1,492 $1,261
Scott County $1,197 $1,011
Sheridan $1,858 $1,569

Davenport, IA Auto Insurance Rates Based on the Age of the Driver | Back to Top

Teenagers in Davenport, IA usually pay a much higher car insurance rate compared to the rest of the state as they are generally considered to be less responsible behind the wheel. Middle-aged drivers are likely to pay lower car insurance premiums if they are considered to be safer drivers by insurance companies.

Age of Driver Insurance Cost
Teens $3,060
20 Years $1,212
30 Years $933
40 Years $898
50 Years $832
60 Years $843
70 Years $981

Davenport, IA Car Insurance Discounts for Multi-Car Insurance | Back to Top

Car owners in Davenport, IA can obtain discounts if they insure multiple vehicles with the same insurer. The average savings one can obtain are as follows:

Number of Cars Auto Insurance Cost Total Savings
2 Vehicles $1,660 $226
3 Vehicles $2,490 $339
4 Vehicles $3,319 $453

Savings on 2 Vehicles bundle:$226

Savings on 3 Vehicles bundle:$339

Savings on 4 Vehicles bundle:$453


Davenport, IA Post- DUI Auto Insurance Rates | Back to Top

Driving Under Influence (DUI) can be an added burden on your wallet. The cost of auto insurance will go up post-DUI. The below graph does a comparison of auto insurance rates before and after DUI in and around Davenport, IA.

Location Average Insurance Cost Post DUI Insurance Rate
Davenport $943 $1,602
Rock Island Arsenal $1,932 $3,136
South Rock Island $1,209 $1,963
Rock Island $940 $1,526
Eldridge $1,085 $1,844
Rock Island County $1,214 $1,971
Scott County $914 $1,553
Sheridan $1,404 $2,386

Davenport, IA Auto Insurance Rates Based on Credit Score | Back to Top

Car insurance companies can use the Credit Score of car drivers to determine car insurance rates. Car drivers with good credit can avail of substantial discounts on car insurance rates.

Credit Score Insurance Cost
Exceptional (800-850) $809
Excellent (740-799) $924
Good (670-739) $983
Average (580-669) $1,282
Poor (300-579) $1,538

Davenport, IA Auto Insurance Agents | Back to Top

Car owners can obtain quotes from multiple auto insurance companies. Comparing different quotes can help identify the cheapest auto insurance provider best suited for their coverage needs.

Agent Name Company Agent Address Contact Details
Lori Rutten Allstate 2318 Eastern Ave, Davenport, 52803 (563) 386-4053
Rc Insurance Solutions Travelers 2500 18TH ST, BETTENDORF, 52722 563-345-6414
Karwath Insurance Agency, Inc. None 250 W 35Th St, Davenport, 52806 None
Nelson Brothers Agency Travelers 940 LINCOLN RD, BETTENDORF, 52722 563-323-9233
Michele Kapinski State Farm 104 E Le Claire Rd, Eldridge, 52748-1783 563-285-9947
Ken Kroemer Insurance None 1035 Lincoln Rd, Bettendorf, 52722 None
Molyneaux Insurance, Inc. None 100 Kirkwood Blvd, Davenport, 52803 None
Matthew Casillas State Farm 102 E Kimberly Road, Davenport, 52806-5922 563-386-5481

Davenport, IA Auto Insurance Rates can Increase Based on Driving Violations | Back to Top

Auto insurance rates tend to increase depending on the type and number of driving violations. The driving violations can stay on the record for a considerable amount of time leading to higher auto insurance rates. The severity of the driving violation and place of residence will determine how long the violation stays on record.

Driving Violation Cost Increase Total Insurance Cost
Driving Without Headlights +$41 $984
Driver's Failure In Showing Documents +$91 $1,034
Driving With An Expired Registration +$97 $1,040
Driving At A Considerably Slow Pace +$205 $1,148
Using A Cellphone While Driving +$216 $1,159
Running A Red Light +$220 $1,163
Speeding +$231 $1,174
Driving A Vehicle Without The Required Permission +$293 $1,236
Driving With An Expired/Suspended License +$636 $1,579

Davenport, IA Auto Insurance Rates Based on Anti-Theft Feature | Back to Top

Cars that are equipped with safety devices are less prone to thefts. As a result, auto insurance companies provide a considerable amount of discounts to vigilant car owners. The discounts vary depending on the type and number of safety devices installed.

Anti Theft Feature Insurance Cost
Audible Alarm $905
Active Disabling Device $905
Tracking Device $886
Passive Disabling Device $877

Latest Auto Insurance Reviews in Davenport, IA | Back to Top

Geico
My personal premium is 66 dollars a month for my car insurance, and deductible is 2500. I hate the deductible, and think its way too high for full coverage, but willing to look past it for future uses if required.
Geico
I would recommend this company to others because of the great rates and customization that they offer, but they also take the time to recognize that you've been with the company for a long duration.
Progressive
I like the premium and deductible. I searched around and even though it is not the lowest for either, I'm loyal cause of all the other things they offer.
Progressive
Since our state requires a specific minimum to insurance for drivers and does not regulate insurance companies beyond covering nothing less than the state minimum all insurance is expensive.
Farm Bureau
I enjoy a low deductible plan through Farm Bureau. I can adjust my coverage online through their portal, or call if i have questions. when my car was hit by a mystery vehicle in a parking lot, and required $2000 in front end repairs, i simply filled out an online form; I didnt even have to give them the police report.
Farm Bureau
I enjoy a low deductible plan through Farm Bureau. I can adjust my coverage online through their portal, or call if i have questions. when my car was hit by a mystery vehicle in a parking lot, and required $2000 in front end repairs, i simply filled out an online form; I didnt even have to give them the police report.
Geico
Geico is really easy and fast to reach. Their customer service is really reliable and ready to help 24/7
Allstate
I used to be insured with Geico and I never received rewards and I have an excellent driving record and Allstate keeps me update on my driving record.
21st Century Auto Insurance
I love the customer service with this company. Although I sometimes have to call back a few times to talk to the person I need, they are always helped and everyone does what they can to help.
Safeco Insurance
Like I said in the statement above, we shopped around in September and our Premium with American Family was the best.
Metlife
The premium is very cost competitive compared to others I looked at because the policy is a group rate offered through my current employer
Geico
They are the bare minimum. I have a broken windshield and we never thought of adding it. however to add things like that it can get expensive.
Lenox Mutual Insurance
The premium for my insurance is fairly low. I pay 60 a month, I don't know how it compares to other companies, but it doesn't seem that bad.