Dayton, OH Auto Insurance Rates

Dayton, OH residents can save $420 by comparing multiple quotes & reading reviews & research on Dayton car insurance rates, quotes, agents & coverage.

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$444 $1051 $1793

Latest Auto Insurance Reviews in Dayton, Ohio

Donegal Mutual Insurance Company
it is the same company as the home insurance so the customer service experience is the same as in previous answer.
West Bend Mutual Insurance
My car insurance policy is on par with other providers. I recently shopped for insurance and found that other companies offer very similar offerings. However, my current company beat the others on price.
Their offerings are quite good comparing to other companies. They do offer some features and discounts then other company dont offer.
Their offerings are quite good comparing to other companies. They do offer some features and discounts then other company dont offer.
Auto Owners Insurance
The company was completely cooperative and friendly when I did have to deal with them. Usually I deal with the agent who is also very nice.
State Farm
The company needs a more standardized follow-up procedure. They are a little too sporadic in their communication.
Customer support used to be a little on the negative side but over the last 5 years the customer service has really improved especially in the claims division.
The Hartford
I wish premiums were lower, but I know why they are not. I am also a former employee of my insurance company as well a as a customer. what I dislike stems from knowing how things work in the claims center and how the employees are treated
Erie Insurance
I have no real complaints about our auto insurance. However, when we had an issue with storm damage Erie was very difficult to work with. Our agent was fine but the claims adjuster that was sent out was very rude.
Erie Insurance
They offer home, auto, renters and life insurance
State Farm
Currently I have nothing to criticize State Farm about and the only thing I would like from them is a cheaper rate, however, I must pay my fair share.
Write Your Review | Dayton, Ohio Auto Insurance Analysis
Geico, Dayton, OH
$102/1 month
Car Insurance Policy Holder
  • Single 18 Years old Male licensed <1 year ago with Own Ford Taurus SE used for Business with estimated annual mileage of 20,001+.
  • vocational education & Part Time Job.
  • No accidents , No traffic tickets , No DUIs , No Licence suspensions .
Car Insurance Policy & Coverage Details:
  • 1 car insured & 1 person is part of this policy
  • Home and Auto insurance are from difference companies
  • $12.5K (Per Person Bodily Injury) / $25K (Per Accident Bodily Injury)
  • 20 K Property Damage
  • 20 K Personal Injury Protection
  • 12.5 K Uninsured Motorists Bodily Injury
  • 25 K Uninsured Motorists Property Damage

Dayton Car Insurance Rate Comparisons

Dayton, OH's average car insurance of $1051 differs from Montgomery County, OH (+$199), Moraine, OH (+$409), Wright-Patterson AFB, OH (+$469) and Ohio (+$55)

Dayton Montgomery County, OH Moraine, OH Wright-Patterson AFB, OH Ohio
Median Insurance Rates $1051 +$199 +$409 +$469 +$55

Dayton Car Insurance Savings By Neighborhood & Street Area

Dayton Driver Street Residence & Car Locations Car Details in Dayton Dayton Driver Demographics Dayton Auto Insurance Estimates Recent Dayton Insurance Savings
Crown Village Mobile Park
Whitewood Ct2004 Buick Rendezvous CX53 year married woman$809$868
Flicker Way2009 Chrysler 300 Touring16 year teenager$3083$865
Green St2009 Ford Fusion SE29 year woman$907$879
Lawrence St2007 Acura TSX Base72 year senior$1403$325
Crown Point
Harron Ave2008 Mazda MAZDA3 s Sport16 year female teenager$2845$925
Lilac Ave2012 Honda Civic LX40 year man$1568$395
Sulphur Grove
Brentwood Ln2007 Jeep Commander Sport64 year female senior$1190$943
Stovali Dr2012 Dodge Journey SXT19 year male teenager$3644$395
Hooks Corner
Monitor Dr2013 Hyundai Sonata GLS43 year married man$1412$480
Nielson Ct2014 Volkswagen Jetta S64 year male senior$1300$792

Dayton Post DUI Car Insurance Rates

Dayton Riverside Oakwood Harrison Ohio
Median Post DUI Insurance Rate $1954 +$687 -$372 -$240 +$103
Male Teenager Post DUI Insurance Rate $6997 +$2457 -$1332 -$859 +$366
Female Teenager Post DUI Insurance Rate $5823 +$2046 -$1108 -$714 +$305

The Post DUI insurance in Dayton, OH's is $1954 compared to Riverside (+$687), Oakwood (-$372), Harrison (-$240) and Ohio (+$103)

In Dayton, a male teenager with Post DUI pays $1174 more than a female teenager Post DUI. For Example, a Male Teenager Post DUI with a 2009 Ford Fusion SE in Dayton, OH would pay $6498 on auto insurance while a female teenager POST DUI would pay $5408.

Dayton Car Insurance by Segment

Dayton Teenagers Car Insurance Rates Comparison

14675 Dayton Teenagers (10% of total population), 51% Male & 49% Female.

Dayton Wright-Patterson AFB Vandalia Montgomery County Ohio
All Teenagers $3426 +$1529 -$65 +$649 +$179
Male Teenager $3762 +$1679 -$72 +$713 +$197
Female Teenager $3131 +$1398 -$59 +$594 +$164

Dayton teenagers pay $3426 in insurance in contrast with Wright-Patterson AFB (+$1529), Vandalia (-$65), Montgomery County (+$649) and Ohio (+$179). The difference between Male & Female teenagers in Dayton is $631


  • 2010 Nissan Rogue SL Male Teenager Insurance Rate $3529
  • 2010 Lincoln MKZ Base Female Teenager Insurance Rate $3227

Dayton Men & Women Car Insurance

142670 Dayton Adults (100% of total population), 48% Men & 52% Women.

Dayton Englewood Huber Heights Washington Ohio
All Women $977 -$92 +$5 +$418 +$51
Married Women $903 -$85 +$5 +$387 +$48
All Men $1755 -$166 +$8 +$750 +$92
Married Men $1471 -$139 +$7 +$629 +$77

The typical insurance rate of $1755 that Dayton Men pay varies from Englewood (-$166), Huber Heights (+$8), Washington (+$750) and Ohio (+$92). In Dayton, married men pay $568 more than married women.


  • 2013 Toyota Prius Three Married Men Insurance Rate $1419
  • 2014 Kia Sorento LX Married Women Insurance Rate $1317

Dayton Senior Car Insurance

24408 Dayton Seniors (17% of total population), 42% Senior Men & 58% Senior Women.

Dayton Englewood Butler Clayton Ohio
All Seniors $1387 -$131 -$384 -$144 +$72
Senior Men $1366 -$129 -$378 -$142 +$71
Senior Women $1397 -$131 -$387 -$145 +$73

Dayton seniors pay $1387 in insurance compared to Englewood (-$131), Butler (-$384), Clayton (-$144) and Ohio (+$72). In Dayton, senior men pay $31 less than senior women.

Dayton Car Insurance Discounts for Multiple Vehicles

Dayton Population with 1 Vehicle 23719 (41% of Dayton population), 2 Vehicles 15701 (27% of the Dayton population) and 3 vehicles 4982 (9% of the population)

Dayton Riverside Fairborn Wright-Patterson AFB Ohio
2 Vehicles $1997 +$701 -$235 +$891 +$105
3 Vehicles $3048 +$1070 -$359 +$1360 +$160
4 Vehicles $4099 +$1439 -$483 +$1829 +$215

Dayton Auto Insurance Rates Vary by Deductible

Low Deductible ($500) High Deductible ($1000)
Make & Model Example Claim Amount Yearly Premium Total Yearly Cost Yearly Premium Total Yearly Cost Net Savings for High Deductible Plan
GMC, Sierra 2500HD Work Truck $300 $1130 $1430 $1080 $1380 $50
Mercedes, CL63 AMG $200 $1280 $1480 $1200 $1400 $80
Toyota, Sienna $1000 $1070 $1570 $1000 $2000 $-430
Nissan, 370Z $400 $1190 $1590 $1100 $1500 $90
Jeep, Grand Cherokee Limited $1500 $1240 $1740 $1160 $2660 $-920