Dayton Auto Insurance Rates, Quotes, Agents & Reviews in OR

Dayton, OR Auto Insurance Rates, Quotes, Agents & Reviews

Zimlon, through its research, found that car owners in Dayton, OR, can avail multiple discounts on car insurance by taking various factors into consideration. These factors are explored in detail by Zimlon in the analysis below.

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Factors that can influence the cost of car insurance in Dayton, OR are listed below. It is imperative to understand these factors in order to reduce the cost of car insurance. It is also essential to strike a balance between the cost of insurance and the coverage requirements.

Dayton, OR Auto Insurance Rate Comparisons with Neighboring Locations | Back to Top

The following table compares the cost of insurance in Dayton, OR with that of other cities in and around Dayton.

Dayton Dayton-Amity Newberg Amity Lafayette Dundee
Average Insurance Rates $1,413 $1,448 $1,080 $1,401 $1,420 $1,454

Dayton, OR Auto Insurance Rates vary Based on Deductibles in Neighboring Cities | Back to Top

The following table makes a comparison of the variation in car insurance rates in and around Dayton, OR based on the change in deductibles. A higher deductible leads to a decrease in the cost of car insurance.

Location Low Deductible ($500) High Deductible ($1000)
Dayton $1,144 $967
Lafayette $1,577 $1,332
Dundee $993 $839
St. Paul $1,508 $1,274
Dayton-Amity $1,713 $1,447
McMinnville $976 $825
Newberg $1,729 $1,461
Amity $1,667 $1,408

Dayton, OR Auto Insurance Rates Based on the Age of the Driver | Back to Top

Teenagers in Dayton, OR usually pay a much higher car insurance rate compared to the rest of the state as they are generally considered to be less responsible behind the wheel. Middle-aged drivers are likely to pay lower car insurance premiums if they are considered to be safer drivers by insurance companies.

Age of Driver Insurance Cost
Teens $4,585
20 Years $1,816
30 Years $1,398
40 Years $1,345
50 Years $1,246
60 Years $1,263
70 Years $1,471

Dayton, OR Car Insurance Discounts for Multi-Car Insurance | Back to Top

Car owners in Dayton, OR can obtain discounts if they insure multiple vehicles with the same insurer. The average savings one can obtain are as follows:

Number of Cars Auto Insurance Cost Total Savings
2 Vehicles $2,402 $424
3 Vehicles $3,603 $636
4 Vehicles $4,804 $848

Savings on 2 Vehicles bundle:$424

Savings on 3 Vehicles bundle:$636

Savings on 4 Vehicles bundle:$848

Dayton, OR Post- DUI Auto Insurance Rates | Back to Top

Driving Under Influence (DUI) can be an added burden on your wallet. The cost of auto insurance will go up post-DUI. The below graph does a comparison of auto insurance rates before and after DUI in and around Dayton, OR.

Location Average Insurance Cost Post DUI Insurance Rate
Dayton $1,413 $2,114
Lafayette $1,420 $2,124
Dundee $1,454 $2,175
St. Paul $1,527 $2,284
Dayton-Amity $1,448 $2,166
McMinnville $1,437 $2,150
Newberg $1,080 $1,616
Amity $1,401 $2,096

Dayton, OR Auto Insurance Rates Based on Credit Score | Back to Top

Car insurance companies can use the Credit Score of car drivers to determine car insurance rates. Car drivers with good credit can avail of substantial discounts on car insurance rates.

Credit Score Insurance Cost
Exceptional (800-850) $1,212
Excellent (740-799) $1,384
Good (670-739) $1,472
Average (580-669) $1,921
Poor (300-579) $2,305

Dayton, OR Auto Insurance Agents | Back to Top

Car owners can obtain quotes from multiple auto insurance companies. Comparing different quotes can help identify the cheapest auto insurance provider best suited for their coverage needs.

Agent Name Company Agent Address Contact Details
Oliver Insurance None 101 North Ivy, Canby, 97013 None
Trevor Yates State Farm 201 N Meridian St Ste A, Newberg, 97132-2752 503-538-1414
Paynewest Insurance - Mcminnville Liberty Mutual Independent 1411 Nw Adams St, MCMINNVILLE, 97128 (503) 472-2121
Barbara Furer State Farm 1579 Edgewater St NW, Salem, 97304-4635 503-370-9434
Rich Utti State Farm 620 SW Linfield Ave, Mcminnville, 97128-6511 503-472-6328
Andrews Agency Llc Nationwide 14050 SW Pacific Hwy Ste 100, Tigard, 97224 (503) 684-1706
Jeffrey Rohde Allstate 4959 River Rd N, Keizer, 97303 (503) 463-5707
Hopp Insurance Liberty Mutual Independent 804 E 1ST ST, NEWBERG, 97132 (503) 538-3421
Cecilia & Assoc Ins Specialists Llc Travelers 10580 SW MCDONALD 202, TIGARD, 97224 503-601-0350
Glenn Horton State Farm 16315 SW Barrows Rd Ste 202, Beaverton, 97007-9461 503-590-4440
Liane Nishimura State Farm 14780 SW Osprey Dr Ste 246, Beaverton, 97007-8424 503-579-3005
Dimitri Kondos State Farm 7304 SE Milwaukie Ave, Portland, 97202-6109 503-206-6035
Hagan Hamilton Ins Services None 1556 E 1St Street, Newberg, 97132 None

Dayton, OR Auto Insurance Rates can Increase Based on Driving Violations | Back to Top

Auto insurance rates tend to increase depending on the type and number of driving violations. The driving violations can stay on the record for a considerable amount of time leading to higher auto insurance rates. The severity of the driving violation and place of residence will determine how long the violation stays on record.

Driving Violation Cost Increase Total Insurance Cost
Driving Without Headlights +$62 $1,475
Driver's Failure In Showing Documents +$137 $1,550
Driving With An Expired Registration +$146 $1,559
Driving At A Considerably Slow Pace +$307 $1,720
Using A Cellphone While Driving +$324 $1,737
Running A Red Light +$329 $1,742
Speeding +$346 $1,759
Driving A Vehicle Without The Required Permission +$439 $1,852
Driving With An Expired/Suspended License +$952 $2,365

Dayton, OR Auto Insurance Rates Based on Anti-Theft Feature | Back to Top

Cars that are equipped with safety devices are less prone to thefts. As a result, auto insurance companies provide a considerable amount of discounts to vigilant car owners. The discounts vary depending on the type and number of safety devices installed.

Anti Theft Feature Insurance Cost
Audible Alarm $1,356
Active Disabling Device $1,356
Tracking Device $1,328
Passive Disabling Device $1,314