De Kalb-Troy Auto Insurance Rates, Quotes, Agents & Reviews in WV

De Kalb-Troy, WV Auto Insurance Rates, Quotes, Agents & Reviews

Zimlon, through its research, found that car owners in De Kalb-Troy, WV, can avail multiple discounts on car insurance by taking various factors into consideration. These factors are explored in detail by Zimlon in the analysis below.

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Factors that can influence the cost of car insurance in De Kalb-Troy, WV are listed below. It is imperative to understand these factors in order to reduce the cost of car insurance. It is also essential to strike a balance between the cost of insurance and the coverage requirements.


De Kalb-Troy, WV Auto Insurance Rate Comparisons with Neighboring Locations | Back to Top

The following table compares the cost of insurance in De Kalb-Troy, WV with that of other cities in and around De Kalb-Troy.

De Kalb-Troy City Gilmer County Center Auburn Sand Fork
Average Insurance Rates $1,413 $1,386 $1,399 $1,372 $1,345 $1,385

De Kalb-Troy, WV Auto Insurance Rates vary Based on Deductibles in Neighboring Cities | Back to Top

The following table makes a comparison of the variation in car insurance rates in and around De Kalb-Troy, WV based on the change in deductibles. A higher deductible leads to a decrease in the cost of car insurance.

Location Low Deductible ($500) High Deductible ($1000)
De Kalb-Troy $2,274 $1,921
Glenville $1,458 $1,232
Gilmer County $1,560 $1,318
Auburn $1,043 $881
City $1,432 $1,209
Sand Fork $1,434 $1,211
Center $1,919 $1,621
Grantsville $1,244 $1,051

De Kalb-Troy, WV Auto Insurance Rates Based on the Age of the Driver | Back to Top

Teenagers in De Kalb-Troy, WV usually pay a much higher car insurance rate compared to the rest of the state as they are generally considered to be less responsible behind the wheel. Middle-aged drivers are likely to pay lower car insurance premiums if they are considered to be safer drivers by insurance companies.

Age of Driver Insurance Cost
Teens $4,585
20 Years $1,816
30 Years $1,398
40 Years $1,345
50 Years $1,246
60 Years $1,263
70 Years $1,471

De Kalb-Troy, WV Car Insurance Discounts for Multi-Car Insurance | Back to Top

Car owners in De Kalb-Troy, WV can obtain discounts if they insure multiple vehicles with the same insurer. The average savings one can obtain are as follows:

Number of Cars Auto Insurance Cost Total Savings
2 Vehicles $2,402 $424
3 Vehicles $3,603 $636
4 Vehicles $4,804 $848

Savings on 2 Vehicles bundle:$424

Savings on 3 Vehicles bundle:$636

Savings on 4 Vehicles bundle:$848


De Kalb-Troy, WV Post- DUI Auto Insurance Rates | Back to Top

Driving Under Influence (DUI) can be an added burden on your wallet. The cost of auto insurance will go up post-DUI. The below graph does a comparison of auto insurance rates before and after DUI in and around De Kalb-Troy, WV.

Location Average Insurance Cost Post DUI Insurance Rate
De Kalb-Troy $1,413 $2,260
Glenville $1,389 $2,221
Gilmer County $1,399 $2,237
Auburn $1,345 $2,151
City $1,386 $2,216
Sand Fork $1,385 $2,215
Center $1,372 $2,194
Grantsville $1,371 $2,192

De Kalb-Troy, WV Auto Insurance Rates Based on Credit Score | Back to Top

Car insurance companies can use the Credit Score of car drivers to determine car insurance rates. Car drivers with good credit can avail of substantial discounts on car insurance rates.

Credit Score Insurance Cost
Exceptional (800-850) $1,212
Excellent (740-799) $1,384
Good (670-739) $1,472
Average (580-669) $1,921
Poor (300-579) $2,305

De Kalb-Troy, WV Auto Insurance Agents | Back to Top

Car owners can obtain quotes from multiple auto insurance companies. Comparing different quotes can help identify the cheapest auto insurance provider best suited for their coverage needs.

Agent Name Company Agent Address Contact Details
Ratliff And Ratliff Ins. Llc Allstate 106 E Main St, Glenville, 26351 (304) 462-7777
Calhoun Ins Agency Allstate 258 Court St, Grantsville, 26147 (304) 354-7918
Nicholas Bibbee Allstate 2200 Grand Central Ave Ste 109, Vienna, 26105 (304) 699-1800
Stover Ins & Financial Svcs Llc Nationwide 10 Foodland Plz, Glenville, 26351-1371 (304) 462-5378
Don Faulkner State Farm 3303 Grand Ctrl Ave, Vienna, 26105-1541 304-295-9359
Vicki Rhodes Insurance Services, Inc. None 1012 Broadway Ave, Parkersburg, 26101 None
Matt Morris State Farm 5 Main St, Clendenin, 25045 304-548-6981

De Kalb-Troy, WV Auto Insurance Rates can Increase Based on Driving Violations | Back to Top

Auto insurance rates tend to increase depending on the type and number of driving violations. The driving violations can stay on the record for a considerable amount of time leading to higher auto insurance rates. The severity of the driving violation and place of residence will determine how long the violation stays on record.

Driving Violation Cost Increase Total Insurance Cost
Driving Without Headlights +$62 $1,475
Driver's Failure In Showing Documents +$137 $1,550
Driving With An Expired Registration +$146 $1,559
Driving At A Considerably Slow Pace +$307 $1,720
Using A Cellphone While Driving +$324 $1,737
Running A Red Light +$329 $1,742
Speeding +$346 $1,759
Driving A Vehicle Without The Required Permission +$439 $1,852
Driving With An Expired/Suspended License +$952 $2,365

De Kalb-Troy, WV Auto Insurance Rates Based on Anti-Theft Feature | Back to Top

Cars that are equipped with safety devices are less prone to thefts. As a result, auto insurance companies provide a considerable amount of discounts to vigilant car owners. The discounts vary depending on the type and number of safety devices installed.

Anti Theft Feature Insurance Cost
Audible Alarm $1,356
Active Disabling Device $1,356
Tracking Device $1,328
Passive Disabling Device $1,314