De Roche Auto Insurance Rates, Quotes, Agents & Reviews in AR

De Roche, AR Auto Insurance Rates, Quotes, Agents & Reviews

Zimlon, through its research, found that car owners in De Roche, AR, can avail multiple discounts on car insurance by taking various factors into consideration. These factors are explored in detail by Zimlon in the analysis below.

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Factors that can influence the cost of car insurance in De Roche, AR are listed below. It is imperative to understand these factors in order to reduce the cost of car insurance. It is also essential to strike a balance between the cost of insurance and the coverage requirements.


De Roche, AR Auto Insurance Rate Comparisons with Neighboring Locations | Back to Top

The following table compares the cost of insurance in De Roche, AR with that of other cities in and around De Roche.

De Roche Hot Springs Montgomery Lake Hamilton Hot Spring County Lone Hill
Average Insurance Rates $1,520 $1,297 $1,554 $1,635 $1,512 $1,471

De Roche, AR Auto Insurance Rates vary Based on Deductibles in Neighboring Cities | Back to Top

The following table makes a comparison of the variation in car insurance rates in and around De Roche, AR based on the change in deductibles. A higher deductible leads to a decrease in the cost of car insurance.

Location Low Deductible ($500) High Deductible ($1000)
De Roche $1,127 $952
Lake Hamilton $1,583 $1,337
Montgomery $1,601 $1,352
Bismarck $1,238 $1,046
Hot Spring County $1,438 $1,215
Lone Hill $1,384 $1,169
Rockwell $1,573 $1,328
Hot Springs $1,468 $1,240

De Roche, AR Auto Insurance Rates Based on the Age of the Driver | Back to Top

Teenagers in De Roche, AR usually pay a much higher car insurance rate compared to the rest of the state as they are generally considered to be less responsible behind the wheel. Middle-aged drivers are likely to pay lower car insurance premiums if they are considered to be safer drivers by insurance companies.

Age of Driver Insurance Cost
Teens $4,932
20 Years $1,953
30 Years $1,504
40 Years $1,447
50 Years $1,340
60 Years $1,359
70 Years $1,582

De Roche, AR Car Insurance Discounts for Multi-Car Insurance | Back to Top

Car owners in De Roche, AR can obtain discounts if they insure multiple vehicles with the same insurer. The average savings one can obtain are as follows:

Number of Cars Auto Insurance Cost Total Savings
2 Vehicles $2,675 $365
3 Vehicles $4,013 $547
4 Vehicles $5,350 $730

Savings on 2 Vehicles bundle:$365

Savings on 3 Vehicles bundle:$547

Savings on 4 Vehicles bundle:$730


De Roche, AR Post- DUI Auto Insurance Rates | Back to Top

Driving Under Influence (DUI) can be an added burden on your wallet. The cost of auto insurance will go up post-DUI. The below graph does a comparison of auto insurance rates before and after DUI in and around De Roche, AR.

Location Average Insurance Cost Post DUI Insurance Rate
De Roche $1,520 $2,523
Lake Hamilton $1,635 $2,714
Montgomery $1,554 $2,580
Bismarck $1,523 $2,528
Hot Spring County $1,512 $2,510
Lone Hill $1,471 $2,442
Rockwell $1,647 $2,734
Hot Springs $1,297 $2,153

De Roche, AR Auto Insurance Rates Based on Credit Score | Back to Top

Car insurance companies can use the Credit Score of car drivers to determine car insurance rates. Car drivers with good credit can avail of substantial discounts on car insurance rates.

Credit Score Insurance Cost
Exceptional (800-850) $1,304
Excellent (740-799) $1,489
Good (670-739) $1,584
Average (580-669) $2,066
Poor (300-579) $2,479

De Roche, AR Auto Insurance Agents | Back to Top

Car owners can obtain quotes from multiple auto insurance companies. Comparing different quotes can help identify the cheapest auto insurance provider best suited for their coverage needs.

Agent Name Company Agent Address Contact Details
Clay Combs State Farm 232 Cornerstone Blvd, Hot Springs, 71913-6564 501-525-1300
Raymond Wright State Farm 315 Section Line Rd Ste E, Hot Springs, 71913-6479 501-525-9966
Charlie R Jordan Nationwide 811 Airport Rd, Hot Springs, 71913 (501) 624-4105
Mcghee Insurance Agency Travelers 13000 Chenal Parkway, Suite 110 , Little Rock, 72211 (501) 777-3116
Isabell Ellison Farmers 11300 Financial Centre Pkwy Ste 200, Little Rock, 72211 (501) 414-0830
Gordon Franklin Farmers 1801 Higdon Ferry Rd Ste B1, Hot Springs, 71913 (501) 520-0802
Andre Pendleton State Farm 108 S Rod Parm Rd, Little Rock, 72205-4708 501-224-3126
Steve James Insurance Agency Travelers 1222 OLD HOT SPRINGS HWY, BENTON, 72019 501-778-1700
Russell J Berryhill Nationwide 16719 Cantrell Rd, Little Rock, 72223 (501) 868-9338

De Roche, AR Auto Insurance Rates can Increase Based on Driving Violations | Back to Top

Auto insurance rates tend to increase depending on the type and number of driving violations. The driving violations can stay on the record for a considerable amount of time leading to higher auto insurance rates. The severity of the driving violation and place of residence will determine how long the violation stays on record.

Driving Violation Cost Increase Total Insurance Cost
Driving Without Headlights +$67 $1,587
Driver's Failure In Showing Documents +$147 $1,667
Driving With An Expired Registration +$157 $1,677
Driving At A Considerably Slow Pace +$330 $1,850
Using A Cellphone While Driving +$348 $1,868
Running A Red Light +$354 $1,874
Speeding +$372 $1,892
Driving A Vehicle Without The Required Permission +$473 $1,993
Driving With An Expired/Suspended License +$1,024 $2,544

De Roche, AR Auto Insurance Rates Based on Anti-Theft Feature | Back to Top

Cars that are equipped with safety devices are less prone to thefts. As a result, auto insurance companies provide a considerable amount of discounts to vigilant car owners. The discounts vary depending on the type and number of safety devices installed.

Anti Theft Feature Insurance Cost
Audible Alarm $1,459
Active Disabling Device $1,459
Tracking Device $1,429
Passive Disabling Device $1,414