Dearborn Heights, MI Auto Insurance Rates

Dearborn Heights, MI residents can save $990 by comparing multiple quotes & reading reviews & research on Dearborn Heights car insurance rates, quotes, agents & coverage.

Compare Quotes from Top Providers and Save now!

LowestAverageHighest
$1600 $2464 $4154

Latest Auto Insurance Reviews in Dearborn Heights, Michigan


Meemic Insurance
They offer the basics, car accidents, keys locked in my car, they cover getting towed. It is really nice not having to worry about certain things like that, especially since I don't have any control over them.
State Farm
State Farm has been great to me and I have been with them for over 10 years.I would recommend them to anyone. State Farm has been supportive through claims and made the bad situations.
Aaa
Their premium and deductible was better than some of the other companies we looked it. However it was also more expensive which is understandable.
State Farm
I do not see much of a difference between my last insurance company and my current company other than that I did get a good bundling rate with my current company.
State Farm
While they may not be the cheapest, i'm willing to pay a bit more because of their customer service. Other companies I've tried do not compare.
Encompass Insurance
I am completely satisifed with the premium as for two cars I am paying less than $60 per month which is great
State Farm
I've never had any issues with the customer service thus far with my insurance company. They've always been very friendly with minimal hold time.
Write Your Review | Dearborn Heights, Michigan Auto Insurance Analysis
Progressive Insurance, Dearborn Heights, MI
$160/1 month
Car Insurance Policy Holder
  • Divorced 43 Years old Female licensed 10 years ago with Own Toyota Sequoia SR5 used for Business with estimated annual mileage of 12,001 - 15,000.
  • high school education & Freelancer.
  • No accidents , No traffic tickets , No DUIs , No Licence suspensions .
Car Insurance Policy & Coverage Details:
  • 1 car insured & 1 person is part of this policy
  • Home and Auto insurance are from difference companies
  • $300K (Per Person Bodily Injury) / $300K (Per Accident Bodily Injury)
  • 20 K Property Damage
  • 300 K Personal Injury Protection
  • 25 K Uninsured Motorists Bodily Injury
  • 50 K Uninsured Motorists Property Damage
Aaa Auto Insurance, Dearborn Heights, MI
$84/1 month
Car Insurance Policy Holder
  • Divorced 45 Years old Male licensed 9 years ago with Own Hyundai, Veloster, :3 Door Coupe used for Commute to Work or School with estimated annual mileage of 9,001 - 12,000.
  • Masters & Full Time Job.
  • No accidents , No traffic tickets , No DUIs , No Licence suspensions .
Car Insurance Policy & Coverage Details:
  • 1 car insured & 1 person is part of this policy
  • Home and Auto insurance are from difference companies
  • $25K (Per Person Bodily Injury) / $50K (Per Accident Bodily Injury)
  • 10 K Property Damage
  • 50 K Personal Injury Protection
  • 25 K Uninsured Motorists Bodily Injury
  • 50 K Uninsured Motorists Property Damage
Liberty Mutual, Dearborn Heights, MI
$911/12 months
Car Insurance Policy Holder
  • Married 23 Years old Female licensed 7 years ago with Financed Ford, Edge SEL, 4 Door 2WD Utility used for Business with estimated annual mileage of 20,001+.
  • Less than High School & Freelancer.
  • No accidents , No traffic tickets , No DUIs , No Licence suspensions .
Car Insurance Policy & Coverage Details:
  • 1 car insured & 1 person is part of this policy
  • Home and Auto insurance are from difference companies
  • $25K (Per Person Bodily Injury) / $50K (Per Accident Bodily Injury)
  • 100 K Property Damage
  • 50 K Personal Injury Protection
  • 25 K Uninsured Motorists Bodily Injury
  • 50 K Uninsured Motorists Property Damage
Chubb Group Of Insurance, Dearborn Heights, MI
$1954/12 months
Car Insurance Policy Holder
  • Single 21 Years old Male licensed 4 years ago with Own Honda, CR-V EX-L, 4 Door 2WD 2.4L used for Business with estimated annual mileage of 20,001+.
  • Vocational & Freelancer.
  • No accidents , No traffic tickets , No DUIs , No Licence suspensions .
Car Insurance Policy & Coverage Details:
  • 1 car insured & 1 person is part of this policy
  • Home and Auto insurance are from difference companies
  • $20K (Per Person Bodily Injury) / $40K (Per Accident Bodily Injury)
  • 20 K Property Damage
  • 50 K Personal Injury Protection
  • 20 K Uninsured Motorists Bodily Injury
  • 40 K Uninsured Motorists Property Damage
Fiesta Auto Insurance, Dearborn Heights, MI
$2358/12 months
Car Insurance Policy Holder
  • Divorced 56 Years old Male licensed 8 years ago with Own Chevrolet, Camaro SS, 2 Door Coupe used for Commute to Work or School with estimated annual mileage of 12,001 - 15,000.
  • High School & Full Time Job.
  • No accidents , No traffic tickets , No DUIs , No Licence suspensions .
Car Insurance Policy & Coverage Details:
  • 1 car insured & 1 person is part of this policy
  • Home and Auto insurance are from difference companies
  • $20K (Per Person Bodily Injury) / $40K (Per Accident Bodily Injury)
  • 10 K Property Damage
  • 25 K Personal Injury Protection
  • 20 K Uninsured Motorists Bodily Injury
  • 40 K Uninsured Motorists Property Damage
Hartford, Dearborn Heights, MI
$1408/12 months
Car Insurance Policy Holder
  • Divorced 23 Years old Female licensed 3 years ago with Own Jeep, Grand Cherokee Overland, 2WD 4 Door Utility used for Commute to Work or School with estimated annual mileage of 20,001+.
  • Less than High School & Full Time Job.
  • No accidents , No traffic tickets , No DUIs , No Licence suspensions .
Car Insurance Policy & Coverage Details:
  • 1 car insured & 1 person is part of this policy
  • Home and Auto insurance are from difference companies
  • $20K (Per Person Bodily Injury) / $40K (Per Accident Bodily Injury)
  • 20 K Property Damage
  • 50 K Personal Injury Protection
  • 20 K Uninsured Motorists Bodily Injury
  • 40 K Uninsured Motorists Property Damage
State Farm Auto Insurance, Dearborn Heights, MI
$1958/12 months
Car Insurance Policy Holder
  • Single 45 Years old Male licensed 5 years ago with Financed Scion, xD, 5 Door Hatchback used for Business with estimated annual mileage of 15,001 - 20,000.
  • High School & Freelancer.
  • No accidents , No traffic tickets , No DUIs , No Licence suspensions .
Car Insurance Policy & Coverage Details:
  • 1 car insured & 1 person is part of this policy
  • Home and Auto insurance are from difference companies
  • $300K (Per Person Bodily Injury) / $300K (Per Accident Bodily Injury)
  • 10 K Property Damage
  • 300 K Personal Injury Protection
  • 25 K Uninsured Motorists Bodily Injury
  • 50 K Uninsured Motorists Property Damage
Allstate Auto Insurance, Dearborn Heights, MI
$1295/12 months
Car Insurance Policy Holder
  • Divorced 58 Years old Male licensed 32 years ago with Financed Scion, xD, 5 Door Hatchback used for Commute to Work or School with estimated annual mileage of 6,001 - 7,500.
  • Associate & Freelancer.
  • No accidents , No traffic tickets , No DUIs , No Licence suspensions .
Car Insurance Policy & Coverage Details:
  • 1 car insured & 1 person is part of this policy
  • Home and Auto insurance are from difference companies
  • $20K (Per Person Bodily Injury) / $40K (Per Accident Bodily Injury)
  • 100 K Property Damage
  • 25 K Personal Injury Protection
  • 20 K Uninsured Motorists Bodily Injury
  • 40 K Uninsured Motorists Property Damage

Dearborn Heights Car Insurance Rate Comparisons

Dearborn, MI Heights, MI's average car insurance of $2464 differs from Dearborn, MI (+$481), Allen Park, MI (-$112), Redford charter, MI (+$946) and Michigan (+$56)

Dearborn Heights Dearborn, MI Allen Park, MI Redford charter, MI Michigan
Median Insurance Rates $2464 +$481 -$112 +$946 +$56

Dearborn Heights Car Insurance Savings By Neighborhood & Street Area

Dearborn Heights Driver Street Residence & Car Locations Car Details in Dearborn Heights Dearborn Heights Driver Demographics Dearborn Heights Auto Insurance Estimates Recent Dearborn Heights Insurance Savings
Other Area
Crestwood Dr2007 Buick Rendezvous CX81 year male senior$2673$444
Woodshire St2003 Chevrolet Silverado K2500 Heavy Duty46 year married man$2778$854
Figueroa St2008 Ford Fusion SEL18 year male teenager$4066$651
N Bankle Ct2006 Jeep Grand Cherokee Limited60 year female senior$2288$928
Berea Ave2010 Mazda Mazda3 s Sport81 year senior$2655$448
Crestwood St2012 Honda Civic LX16 year teenager$4085$833
N Coolidge St2005 Acura TSX Base w/Navi19 year female teenager$4542$866
Terry Dr E2011 Hyundai Sonata GLS49 year married woman$1938$629
Ashley St2011 Kia Sorento LX30 year woman$2047$944
Berwyn St2010 Lincoln MKZ Base37 year man$3170$432

Dearborn Heights Post DUI Car Insurance Rates

Dearborn Heights Redford charter Allen Park Wayne County Michigan
Median Post DUI Insurance Rate $4583 +$1759 -$209 +$1257 +$104
Male Teenager Post DUI Insurance Rate $8202 +$3149 -$372 +$2251 +$186
Female Teenager Post DUI Insurance Rate $8156 +$3132 -$371 +$2239 +$186

The Post DUI insurance in Dearborn Heights, MI's is $4583 compared to Redford charter (+$1759), Allen Park (-$209), Wayne County (+$1257) and Michigan (+$104)

In Dearborn Heights, a male teenager with Post DUI pays $46 more than a female teenager Post DUI. For Example, a Male Teenager Post DUI with a 2008 Ford Fusion SEL in Dearborn Heights, MI would pay $7562 on auto insurance while a female teenager POST DUI would pay $7521.

Dearborn Heights Car Insurance by Segment

Dearborn Heights Teenagers Car Insurance Rates Comparison

3809 Dearborn Heights Teenagers (6% of total population), 50% Male & 50% Female.

Dearborn Heights Taylor Southgate Garden City Michigan
All Teenagers $4385 -$222 -$332 +$1328 +$100
Male Teenager $4410 -$224 -$335 +$1335 +$100
Female Teenager $4385 -$222 -$332 +$1328 +$100

Dearborn Heights teenagers pay $4385 in insurance in contrast with Taylor (-$222), Southgate (-$332), Garden City (+$1328) and Michigan (+$100). The difference between Male & Female teenagers in Dearborn Heights is $25

Example

  • 2010 Toyota Prius III Male Teenager Insurance Rate $4263
  • 2009 Audi A5 quattro Female Teenager Insurance Rate $5076

Dearborn Heights Men & Women Car Insurance

57454 Dearborn Heights Adults (100% of total population), 48% Men & 52% Women.

Dearborn Heights Garden City Southfield Lincoln Park Michigan
All Women $2266 +$687 +$908 +$354 +$52
Married Women $1971 +$597 +$789 +$307 +$45
All Men $3055 +$925 +$1224 +$476 +$69
Married Men $2907 +$880 +$1165 +$453 +$66

The typical insurance rate of $3055 that Dearborn Heights Men pay varies from Garden City (+$925), Southfield (+$1224), Lincoln Park (+$476) and Michigan (+$69). In Dearborn Heights, married men pay $936 more than married women.

Example

  • 2014 Volkswagen Jetta GLI Autobahn PZEV Married Men Insurance Rate $2780
  • 2013 Dodge Journey SXT Married Women Insurance Rate $2721

Dearborn Heights Senior Car Insurance

12142 Dearborn Heights Seniors (21% of total population), 43% Senior Men & 57% Senior Women.

Dearborn Heights Taylor Romulus Wayne County Michigan
All Seniors $2735 -$139 +$36 +$750 +$62
Senior Men $2735 -$139 +$36 +$750 +$62
Senior Women $2759 -$140 +$37 +$757 +$63

Dearborn Heights seniors pay $2735 in insurance compared to Taylor (-$139), Romulus (+$36), Wayne County (+$750) and Michigan (+$62). In Dearborn Heights, senior men pay $24 less than senior women.

Dearborn Heights Car Insurance Discounts for Multiple Vehicles

Dearborn Heights Population with 1 Vehicle 8276 (40% of Dearborn Heights population), 2 Vehicles 8144 (39% of the Dearborn Heights population) and 3 vehicles 2413 (12% of the population)

Dearborn Heights Westland Taylor Garden City Michigan
2 Vehicles $4682 -$435 -$237 +$1417 +$106
3 Vehicles $7146 -$664 -$362 +$2163 +$162
4 Vehicles $9610 -$893 -$487 +$2909 +$218

Car Insurance Agents in Dearborn Heights, MI

Rank Agent Name Agent Contact
1 Bob Brode 20714 Van Born Rd, Dearborn Heights, MI 48125
2 Gordon Roberts 3915 S Telegraph Rd, Dearborn Heights, MI 48125
3 L.A. Insurance Agency 70 23804 Van Born Rd Ste 4b, Dearborn Heights, MI 48125
4 Phil Pappas 23626 Van Born Rd, Dearborn Heights, MI 48125

Dearborn Heights Auto Insurance Rates Vary by Deductible

Low Deductible ($500) High Deductible ($1000)
Make & Model Example Claim Amount Yearly Premium Total Yearly Cost Yearly Premium Total Yearly Cost Net Savings for High Deductible Plan
Infiniti, M Series M56 $500 $2860 $3360 $2680 $3180 $180
Chrysler, 200 Touring $200 $2790 $2990 $2610 $2810 $180
Infiniti, M Series M56x AWD $1500 $2750 $3250 $2620 $4120 $-870
Jeep, Patriot Sport $100 $2550 $2650 $2380 $2480 $170
Toyota, 4Runner Limited $300 $2680 $2980 $2540 $2840 $140