Dearborn, MI Auto Insurance Rates
Dearborn, MI residents can save $1180 by comparing multiple quotes & reading reviews & research on Dearborn car insurance rates, quotes, agents & coverage.
| Lowest | Average | Highest |
|---|---|---|
| $2136 | $2945 | $4627 |
Latest Auto Insurance Reviews in Dearborn, Michigan
State Farm
I am not sure I have never had car insurance from another company.
I am not sure I have never had car insurance from another company.
State Farm
The deductible is bit higher as I a have a lower premium. I suspect this to be the same with other companies. The coverage is a bit better with statefarm as they have no fault coverages.
The deductible is bit higher as I a have a lower premium. I suspect this to be the same with other companies. The coverage is a bit better with statefarm as they have no fault coverages.
Allstate
I would definitely recommend this company for auto insurance because of their outstanding customer service as well as the great rates they have for their deductibles and premiums
I would definitely recommend this company for auto insurance because of their outstanding customer service as well as the great rates they have for their deductibles and premiums
Frankenmuth Insurance
I have had to use the roadside assistance with my car insurance a few times and they are very efficient. I have had a very quick response time and I was treated very well.
I have had to use the roadside assistance with my car insurance a few times and they are very efficient. I have had a very quick response time and I was treated very well.
National General
There policy offerings cover the same as larger insurance companies like Mercury or State Farm, although they come at a fraction of the cost. Therefore I am satisfied.
There policy offerings cover the same as larger insurance companies like Mercury or State Farm, although they come at a fraction of the cost. Therefore I am satisfied.
Progressive
I am content with Progressive's premium and deductible. It was the best deal of all the quotes I looked at. I will rate them a 4 because I am very satisfied.
I am content with Progressive's premium and deductible. It was the best deal of all the quotes I looked at. I will rate them a 4 because I am very satisfied.
Auto Owners Insurance
They did not give me the right premium and was vague about the deductible and that is why i want to stay wih ERIE lns. co.
They did not give me the right premium and was vague about the deductible and that is why i want to stay wih ERIE lns. co.
Farmer's Insurance
I would recommend my home insurance company because they are very nice and will always take care of their customers over anything else.
I would recommend my home insurance company because they are very nice and will always take care of their customers over anything else.
Travelers
I like the fact that I can file a claim anytime and pay my bill 24 hours a day. Thats convenient
I like the fact that I can file a claim anytime and pay my bill 24 hours a day. Thats convenient
Travelers
I like the fact that I can file a claim anytime and pay my bill 24 hours a day. Thats convenient
I like the fact that I can file a claim anytime and pay my bill 24 hours a day. Thats convenient
Progressive
I am completely satisfied with the customer support and interactions. They communicated great when I did have a claim and they dont leave you hanging wondering what is going on. Their is nothing that I dont like
I am completely satisfied with the customer support and interactions. They communicated great when I did have a claim and they dont leave you hanging wondering what is going on. Their is nothing that I dont like
Progressive
Working with their representatives is all online. They don't have a physical office that I can go into.
Working with their representatives is all online. They don't have a physical office that I can go into.
State Farm
it is good company that it can give better results compared with other insurance
it is good company that it can give better results compared with other insurance
State Farm
They're a trustworthy company that I have used all my insured life. They have good customer service and affordable prices that seem to get better over time. I have no complaints about them.
They're a trustworthy company that I have used all my insured life. They have good customer service and affordable prices that seem to get better over time. I have no complaints about them.
Aaa
The premium I pay is slightly cheaper than other major insurance companies because I also have homeowner's insurance with them too along with the AAA auto club membership.
The premium I pay is slightly cheaper than other major insurance companies because I also have homeowner's insurance with them too along with the AAA auto club membership.
Liberty Mutual
I dislike the rising premium rates, naturally. Otherwise, I can't really see a reason to dislike this company. There really is no basis for dislike at this time.
I dislike the rising premium rates, naturally. Otherwise, I can't really see a reason to dislike this company. There really is no basis for dislike at this time.
Chubb Group Of Insurance, Dearborn, MI
$441/1 month
Car Insurance Policy Holder
- Divorced 45 Years old Male licensed 26 years ago with Financed Jaguar XK used for Commute to Work or School with estimated annual mileage of 12,001 - 15,000.
- less than high school education & Part Time Job.
- No accidents , No traffic tickets , No DUIs , No Licence suspensions .
Car Insurance Policy & Coverage Details:
- 1 car insured & 1 person is part of this policy
- Home and Auto insurance are from difference companies
- $300K (Per Person Bodily Injury) / $300K (Per Accident Bodily Injury)
- 10 K Property Damage
- 200 K Personal Injury Protection
- 20 K Uninsured Motorists Bodily Injury
- 40 K Uninsured Motorists Property Damage
Farmers Auto Insurance, Dearborn, MI
$190/1 month
Car Insurance Policy Holder
- Divorced 58 Years old Male licensed 31 years ago with Financed Ford Explorer used for Business with estimated annual mileage of 12,001 - 15,000.
- Lawyer & Full Time Job.
- No accidents , No traffic tickets , No DUIs , No Licence suspensions .
Car Insurance Policy & Coverage Details:
- 1 car insured & 1 person is part of this policy
- Home and Auto insurance are from difference companies
- $25K (Per Person Bodily Injury) / $50K (Per Accident Bodily Injury)
- 20 K Property Damage
- 50 K Personal Injury Protection
- 20 K Uninsured Motorists Bodily Injury
- 40 K Uninsured Motorists Property Damage
Allstate Auto Insurance, Dearborn, MI
$165/1 month
Car Insurance Policy Holder
- Divorced 25 Years old Male licensed 5 years ago with Own Infiniti, G37 S, 2 Door Coupe used for Commute to Work or School with estimated annual mileage of 20001.
- Bachelors & Freelancer.
- No accidents , Issued traffic ticket previously , No DUIs , No Licence suspensions .
Car Insurance Policy & Coverage Details:
- 1 car insured & 1 person is part of this policy
- Home and Auto insurance are from difference companies
- $20K (Per Person Bodily Injury) / $40K (Per Accident Bodily Injury)
- 20 K Property Damage
- 50 K Personal Injury Protection
- 20 K Uninsured Motorists Bodily Injury
- 40 K Uninsured Motorists Property Damage
Aaa Auto Insurance, Dearborn, MI
$4086/12 months
Car Insurance Policy Holder
- Married 29 Years old Male licensed 12 years ago with Leased BMW, 335is, 2 Door Coupe used for Commute to Work or School with estimated annual mileage of 15,001 - 20,000.
- Vocational & Part Time Job.
- No accidents , No traffic tickets , No DUIs , No Licence suspensions .
Car Insurance Policy & Coverage Details:
- 1 car insured & 1 person is part of this policy
- Home and Auto insurance are from difference companies
- $25K (Per Person Bodily Injury) / $50K (Per Accident Bodily Injury)
- 20 K Property Damage
- 50 K Personal Injury Protection
- 20 K Uninsured Motorists Bodily Injury
- 40 K Uninsured Motorists Property Damage
Aaa Auto Insurance, Dearborn, MI
$2171/12 months
Car Insurance Policy Holder
- Single 20 Years old Male licensed 5 years ago with Own Ford, Explorer AWD, 4 Door Utility 4WD used for Commute to Work or School with estimated annual mileage of 20,001+.
- Bachelors, pursuing Graduate Degree & Full Time Job.
- No accidents , No traffic tickets , No DUIs , No Licence suspensions .
Car Insurance Policy & Coverage Details:
- 1 car insured & 1 person is part of this policy
- Home and Auto insurance are from difference companies
- $20K (Per Person Bodily Injury) / $40K (Per Accident Bodily Injury)
- 10 K Property Damage
- 25 K Personal Injury Protection
- 20 K Uninsured Motorists Bodily Injury
- 40 K Uninsured Motorists Property Damage
Hartford, Dearborn, MI
$2142/12 months
Car Insurance Policy Holder
- Divorced 59 Years old Female licensed 32 years ago with Own Ford, Explorer Limited, 4 Door SUV 2WD SOHC used for Commute to Work or School with estimated annual mileage of 7,501 - 9,000.
- Vocational & Full Time Job.
- No accidents , No traffic tickets , No DUIs , No Licence suspensions .
Car Insurance Policy & Coverage Details:
- 1 car insured & 1 person is part of this policy
- Home and Auto insurance are from difference companies
- $100K (Per Person Bodily Injury) / $300K (Per Accident Bodily Injury)
- 10 K Property Damage
- 500 K Personal Injury Protection
- 20 K Uninsured Motorists Bodily Injury
- 40 K Uninsured Motorists Property Damage
Liberty Mutual, Dearborn, MI
$3494/12 months
Car Insurance Policy Holder
- Divorced 34 Years old Female licensed 4 years ago with Own Ford, Mustang Shelby GT500, 2 Door Convertible used for Commute to Work or School with estimated annual mileage of 12,001 - 15,000.
- PhD & Full Time Job.
- No accidents , No traffic tickets , No DUIs , No Licence suspensions .
Car Insurance Policy & Coverage Details:
- 1 car insured & 2 people are part of this policy
- Home and Auto insurance are from difference companies
- $20K (Per Person Bodily Injury) / $40K (Per Accident Bodily Injury)
- 10 K Property Damage
- 50 K Personal Injury Protection
- 20 K Uninsured Motorists Bodily Injury
- 40 K Uninsured Motorists Property Damage
Hartford, Dearborn, MI
$1581/12 months
Car Insurance Policy Holder
- Single 36 Years old Female licensed 8 years ago with Financed Hyundai, Genesis 2.0T Premium, 2 Door Coupe used for Commute to Work or School with estimated annual mileage of 20,001+.
- Bachelors & Freelancer.
- No accidents , No traffic tickets , No DUIs , No Licence suspensions .
Car Insurance Policy & Coverage Details:
- 1 car insured & 1 person is part of this policy
- Home and Auto insurance are from difference companies
- $50K (Per Person Bodily Injury) / $100K (Per Accident Bodily Injury)
- 10 K Property Damage
- 100 K Personal Injury Protection
- 20 K Uninsured Motorists Bodily Injury
- 40 K Uninsured Motorists Property Damage
Progressive Insurance, Dearborn, MI
$2641/12 months
Car Insurance Policy Holder
- Single 27 Years old Male licensed 11 years ago with Own Nissan, Armada Platinum, 2WD 4 Door used for Business with estimated annual mileage of 15,001 - 20,000.
- Associate & Part Time Job.
- No accidents , Issued traffic ticket previously , No DUIs , No Licence suspensions .
Car Insurance Policy & Coverage Details:
- 1 car insured & 1 person is part of this policy
- Home and Auto insurance are from difference companies
- $20K (Per Person Bodily Injury) / $40K (Per Accident Bodily Injury)
- 10 K Property Damage
- 50 K Personal Injury Protection
- 20 K Uninsured Motorists Bodily Injury
- 40 K Uninsured Motorists Property Damage
Dearborn Car Insurance Rate Comparisons
Dearborn, MI's average car insurance of $2945 differs from Lincoln Park, MI (-$97), Highland Park, MI (+$1269), Dearborn Heights, MI (-$481) and Michigan (-$425)
| Dearborn | Lincoln Park, MI | Highland Park, MI | Dearborn Heights, MI | Michigan | |
| Median Insurance Rates | $2945 | -$97 | +$1269 | -$481 | -$425 |
Dearborn Car Insurance Savings By Neighborhood & Street Area
| Dearborn Driver Street Residence & Car Locations | Car Details in Dearborn | Dearborn Driver Demographics | Dearborn Auto Insurance Estimates | Recent Dearborn Insurance Savings |
|---|---|---|---|---|
| Greenfield Village | ||||
| Woodbury St | 2005 Buick Rendezvous CXL | 82 year male senior | $3193 | $865 |
| Danvers Ln | 2007 Acura TSX | 18 year female teenager | $5423 | $436 |
| Bradford Ln | 2003 Chevrolet Silverado 2500HD Base | 25 year man | $3491 | $976 |
| Middlebury Dr W | 2009 Ford Fusion V6 SEL | 50 year married man | $3202 | $806 |
| Other Area | ||||
| Southfield Dr | 2006 Audi A4 3.0 quattro | 74 year senior | $3785 | $556 |
| Fern St | 2010 Mazda Mazda3 s Sport | 41 year married woman | $2282 | $496 |
| Snow Ct | 2011 Hyundai Sonata GLS | 78 year female senior | $3240 | $682 |
| Oak | ||||
| W Morrow Cir | 2006 Chrysler 300C Srt-8 | 17 year male teenager | $5398 | $877 |
| Reuter St | 2010 Toyota Prius V | 17 year teenager | $5060 | $436 |
| Reuter St | 2012 Honda Civic LX | 35 year woman | $2517 | $668 |
Dearborn Post DUI Car Insurance Rates
| Dearborn | Westland | Taylor | River Rouge | Michigan | |
| Median Post DUI Insurance Rate | $5477 | -$1320 | -$1127 | -$227 | -$790 |
| Male Teenager Post DUI Insurance Rate | $9804 | -$2364 | -$2019 | -$406 | -$1416 |
| Female Teenager Post DUI Insurance Rate | $9750 | -$2351 | -$2007 | -$406 | -$1408 |
The Post DUI insurance in Dearborn, MI's is $5477 compared to Westland (-$1320), Taylor (-$1127), River Rouge (-$227) and Michigan (-$790)
In Dearborn, a male teenager with Post DUI pays $54 more than a female teenager Post DUI. For Example, a Male Teenager Post DUI with a 2003 Chevrolet Silverado 2500HD Base in Dearborn, MI would pay $9374 on auto insurance while a female teenager POST DUI would pay $9322.
Dearborn Car Insurance by Segment
Dearborn Teenagers Car Insurance Rates Comparison
7008 Dearborn Teenagers (7% of total population), 51% Male & 49% Female.
| Dearborn | Romulus | Dearborn Heights | Wayne | Michigan | |
| All Teenagers | $5242 | -$798 | -$857 | -$1401 | -$757 |
| Male Teenager | $5271 | -$802 | -$861 | -$1409 | -$761 |
| Female Teenager | $5242 | -$798 | -$857 | -$1401 | -$757 |
Dearborn teenagers pay $5242 in insurance in contrast with Romulus (-$798), Dearborn Heights (-$857), Wayne (-$1401) and Michigan (-$757). The difference between Male & Female teenagers in Dearborn is $29
Example
- 2009 Jeep Grand Cherokee Limited Male Teenager Insurance Rate $4367
- 2010 Lincoln MKZ Base Female Teenager Insurance Rate $5429
Dearborn Men & Women Car Insurance
97509 Dearborn Adults (100% of total population), 49% Men & 51% Women.
| Dearborn | Detroit | Highland Park | Redford charter | Michigan | |
| All Women | $2709 | +$1059 | +$1167 | +$428 | -$391 |
| Married Women | $2356 | +$920 | +$1015 | +$372 | -$340 |
| All Men | $3651 | +$1428 | +$1574 | +$577 | -$527 |
| Married Men | $3475 | +$1358 | +$1497 | +$548 | -$502 |
The typical insurance rate of $3651 that Dearborn Men pay varies from Detroit (+$1428), Highland Park (+$1574), Redford charter (+$577) and Michigan (-$527). In Dearborn, married men pay $1119 more than married women.
Example
- 2013 Nissan Rogue S Married Men Insurance Rate $3135
- 2011 Cadillac DTS Premium Collection Married Women Insurance Rate $3866
Dearborn Senior Car Insurance
16625 Dearborn Seniors (17% of total population), 44% Senior Men & 56% Senior Women.
| Dearborn | Inkster | Wyandotte | Royal Oak charter | Michigan | |
| All Seniors | $3268 | -$249 | +$228 | +$617 | -$471 |
| Senior Men | $3268 | -$249 | +$228 | +$617 | -$471 |
| Senior Women | $3298 | -$252 | +$230 | +$622 | -$476 |
Dearborn seniors pay $3268 in insurance compared to Inkster (-$249), Wyandotte (+$228), Royal Oak charter (+$617) and Michigan (-$471). In Dearborn, senior men pay $30 less than senior women.
Dearborn Car Insurance Discounts for Multiple Vehicles
Dearborn Population with 1 Vehicle 13827 (42% of Dearborn population), 2 Vehicles 11791 (36% of the Dearborn population) and 3 vehicles 3267 (10% of the population)
| Dearborn | Westland | Wyandotte | Redford charter | Michigan | |
| 2 Vehicles | $5596 | -$1349 | +$389 | +$883 | -$808 |
| 3 Vehicles | $8541 | -$2059 | +$594 | +$1348 | -$1233 |
| 4 Vehicles | $11486 | -$2769 | +$799 | +$1813 | -$1658 |
Car Insurance Agents in Dearborn, MI
| Rank | Agent Name | Agent Contact |
|---|---|---|
| 1 | Adam Soofi | 5309 Telegraph Rd, Dearborn, MI 48125 |
| 2 | Amy Bordes | 23810 Michigan Avenue Suite 203 Dearborn, MI 48124 |
| 3 | Leandra Champnella | 24234 Michigan Ave Dearborn, MI 48124 |
| 4 | Metro One Insurance Agency | 3423 S Telegraph Rd, Dearborn, MI 48124 |
| 5 | Poole & Jackson Insurance Agency | 3765 Heritage Pkwy # 6, Dearborn, MI 48124 |
Dearborn Auto Insurance Rates Vary by Deductible
| Low Deductible ($500) | High Deductible ($1000) | |||||
|---|---|---|---|---|---|---|
| Make & Model | Example Claim Amount | Yearly Premium | Total Yearly Cost | Yearly Premium | Total Yearly Cost | Net Savings for High Deductible Plan |
| GMC, Sierra 2500HD SLT | $400 | $3360 | $3760 | $3150 | $3550 | $210 |
| Ford, Edge Sport | $1500 | $3480 | $3980 | $3260 | $4760 | $-780 |
| Buick, Lacrosse Premium I | $300 | $3460 | $3760 | $3240 | $3540 | $220 |
| Jeep, Compass Limited | $100 | $3040 | $3140 | $2840 | $2940 | $200 |
| Acura, ZDX | $700 | $3350 | $3850 | $3140 | $3840 | $10 |