Deerfield Beach, FL Auto Insurance Rates, Quotes, Agents & Reviews
Zimlon, through its research, found that car owners in Deerfield Beach, FL, can avail multiple discounts on car insurance by taking various factors into consideration. These factors are explored in detail by Zimlon in the analysis below.
Factors that can influence the cost of car insurance in Deerfield Beach, FL are listed below. It is imperative to understand these factors in order to reduce the cost of car insurance. It is also essential to strike a balance between the cost of insurance and the coverage requirements.
- Deerfield Beach, FL Auto Insurance Rates
- Deerfield Beach, FL Auto Insurance for Different Deductible
- How the Age of Driver Affects Insurance Rates in Deerfield Beach, FL
- Multi Vehicle Insurance Savings in Deerfield Beach, FL
- How Credit Score Affects Car Insurance Rates in Deerfield Beach, FL
- How DUI Affects Auto Insurance Premiums in Deerfield Beach, FL
- How Driving Violations Affect Auto Insurance Rates in Deerfield Beach, FL
- Deerfield Beach, FL Auto Insurance Discounts on Anti Theft Feature
- Deerfield Beach, FL Auto Insurance Company Reviews
Deerfield Beach, FL Auto Insurance Rate Comparisons with Neighboring Locations | Back to Top
The following table compares the cost of insurance in Deerfield Beach, FL with that of other cities in and around Deerfield Beach.
| Deerfield Beach | Hillsboro Pines | Coconut Creek | Hillsboro Beach | Watergate | Pompano Beach | |
|---|---|---|---|---|---|---|
| Average Insurance Rates | $1,948 | $2,410 | $1,960 | $2,408 | $2,033 | $1,985 |
Deerfield Beach, FL Auto Insurance Rates vary Based on Deductibles in Neighboring Cities | Back to Top
The following table makes a comparison of the variation in car insurance rates in and around Deerfield Beach, FL based on the change in deductibles. A higher deductible leads to a decrease in the cost of car insurance.
| Location | Low Deductible ($500) | High Deductible ($1000) |
|---|---|---|
| Deerfield Beach | $1,205 | $1,018 |
| Coconut Creek | $1,259 | $1,063 |
| Hillsboro Pines | $1,469 | $1,241 |
| Lighthouse Point | $2,059 | $1,739 |
| Watergate | $1,410 | $1,191 |
| Hillsboro Beach | $1,357 | $1,146 |
| Pompano Beach | $1,472 | $1,243 |
| Margate | $2,873 | $2,426 |
Deerfield Beach, FL Auto Insurance Rates Based on the Age of the Driver | Back to Top
Teenagers in Deerfield Beach, FL usually pay a much higher car insurance rate compared to the rest of the state as they are generally considered to be less responsible behind the wheel. Middle-aged drivers are likely to pay lower car insurance premiums if they are considered to be safer drivers by insurance companies.
| Age of Driver | Insurance Cost |
|---|---|
| Teens | $6,321 |
| 20 Years | $2,503 |
| 30 Years | $1,928 |
| 40 Years | $1,855 |
| 50 Years | $1,718 |
| 60 Years | $1,742 |
| 70 Years | $2,027 |
Deerfield Beach, FL Car Insurance Discounts for Multi-Car Insurance | Back to Top
Car owners in Deerfield Beach, FL can obtain discounts if they insure multiple vehicles with the same insurer. The average savings one can obtain are as follows:
| Number of Cars | Auto Insurance Cost | Total Savings |
|---|---|---|
| 2 Vehicles | $3,351 | $545 |
| 3 Vehicles | $5,026 | $818 |
| 4 Vehicles | $6,701 | $1,091 |
Savings on 2 Vehicles bundle:$545
Savings on 3 Vehicles bundle:$818
Savings on 4 Vehicles bundle:$1,091
Deerfield Beach, FL Post- DUI Auto Insurance Rates | Back to Top
Driving Under Influence (DUI) can be an added burden on your wallet. The cost of auto insurance will go up post-DUI. The below graph does a comparison of auto insurance rates before and after DUI in and around Deerfield Beach, FL.
| Location | Average Insurance Cost | Post DUI Insurance Rate |
|---|---|---|
| Deerfield Beach | $1,948 | $3,049 |
| Coconut Creek | $1,960 | $3,067 |
| Hillsboro Pines | $2,410 | $3,772 |
| Lighthouse Point | $2,501 | $3,914 |
| Watergate | $2,033 | $3,182 |
| Hillsboro Beach | $2,408 | $3,769 |
| Pompano Beach | $1,985 | $3,107 |
| Margate | $1,960 | $3,067 |
Deerfield Beach, FL Auto Insurance Rates Based on Credit Score | Back to Top
Car insurance companies can use the Credit Score of car drivers to determine car insurance rates. Car drivers with good credit can avail of substantial discounts on car insurance rates.
| Credit Score | Insurance Cost |
|---|---|
| Exceptional (800-850) | $1,671 |
| Excellent (740-799) | $1,908 |
| Good (670-739) | $2,030 |
| Average (580-669) | $2,648 |
| Poor (300-579) | $3,177 |
Deerfield Beach, FL Auto Insurance Rates can Increase Based on Driving Violations | Back to Top
Auto insurance rates tend to increase depending on the type and number of driving violations. The driving violations can stay on the record for a considerable amount of time leading to higher auto insurance rates. The severity of the driving violation and place of residence will determine how long the violation stays on record.
| Driving Violation | Cost Increase | Total Insurance Cost |
|---|---|---|
| Driving Without Headlights | +$86 | $2,034 |
| Driver's Failure In Showing Documents | +$189 | $2,137 |
| Driving With An Expired Registration | +$201 | $2,149 |
| Driving At A Considerably Slow Pace | +$423 | $2,371 |
| Using A Cellphone While Driving | +$446 | $2,394 |
| Running A Red Light | +$454 | $2,402 |
| Speeding | +$477 | $2,425 |
| Driving A Vehicle Without The Required Permission | +$606 | $2,554 |
| Driving With An Expired/Suspended License | +$1,313 | $3,261 |
Deerfield Beach, FL Auto Insurance Rates Based on Anti-Theft Feature | Back to Top
Cars that are equipped with safety devices are less prone to thefts. As a result, auto insurance companies provide a considerable amount of discounts to vigilant car owners. The discounts vary depending on the type and number of safety devices installed.
| Anti Theft Feature | Insurance Cost |
|---|---|
| Audible Alarm | $1,870 |
| Active Disabling Device | $1,870 |
| Tracking Device | $1,831 |
| Passive Disabling Device | $1,812 |
Latest Auto Insurance Reviews in Deerfield Beach, FL | Back to Top
GeicoGeicos customer service has been very helpful in my purchasing decisions and with claims. The have helped me with respect and courtesy that I would expect from a professional organization.
GeicoI've used GEICO's customer service both online and over the phone and I think they are wonderful. They have amazing accuracy and efficiency when it comes to customer service.
UsaaThe customer service department at USAA is excellent and is extremely attentive. I can contact their customer service team twenty four hours a day, and their response time is quick and informative.
Safeco InsuranceI would totally recommend this car insurance company to my friends and family. I have no doubt they would be satisfied with the premiums, deductible, and customer service.
UsaaMy auto insurance company is the same as my home insurance and they are wonderful to work with
State FarmMy car insurance policy is very competitive compared to others. It isn't the cheapest but it has everything I want. I am satisfied with what it offers and has in the policy.
UsaaMy car insurance customer service is phenomenal and have very reasonable rates. When I was in a car accident, I would call their claim number and their agent helped keep me calm until the police came to the crash site. They followed up on my case the next date and they processed my claim quickly
UsaaMy car insurance customer service is phenomenal and have very reasonable rates. When I was in a car accident, I would call their claim number and their agent helped keep me calm until the police came to the crash site. They followed up on my case the next date and they processed my claim quickly
Farm BureauOther rater seemed to be about $500-750 higher per year for the exact same coverage of our car and home.
Farm BureauOther rater seemed to be about $500-750 higher per year for the exact same coverage of our car and home.
GeicoGeico has outstanding customer service. Whenever I have called looking for a lower rate I have usually been pointed in a direction to either get discounts or re-evaluate my policy and lower my premium.
Safeco InsuranceThe premium I pay is relatively high compared to other companies, however, I was recommended to have a higher amount of bodily injury in case anything happens because of increased medical costs these days.
MetlifeI like how friendly and accomidating my company has been. They are professional and quick. They seem to really take an interest in serving their customers.
National GeneralThe premiums are high and also in detail compared to other insurances companies.
State FarmI like the ability to call my inisurance company agent and talk with him about any issue that we have. It has been good to sit down with him and talk about any concerns that we have.
Allstatethey cover pretty much everything compared to others
GeicoCompared to other insurance providers, I am able to have a lower deductible and higher coverage for a lower price.