Del Rey Auto Insurance Rates, Quotes, Agents & Reviews in CA

Del Rey, CA Auto Insurance Rates, Quotes, Agents & Reviews

Zimlon, through its research, found that car owners in Del Rey, CA, can avail multiple discounts on car insurance by taking various factors into consideration. These factors are explored in detail by Zimlon in the analysis below.

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Factors that can influence the cost of car insurance in Del Rey, CA are listed below. It is imperative to understand these factors in order to reduce the cost of car insurance. It is also essential to strike a balance between the cost of insurance and the coverage requirements.


Del Rey, CA Auto Insurance Rate Comparisons with Neighboring Locations | Back to Top

The following table compares the cost of insurance in Del Rey, CA with that of other cities in and around Del Rey.

Del Rey Parlier Parlier-Del Rey Fowler Sanger Sunnyside
Average Insurance Rates $1,791 $1,766 $1,773 $1,810 $1,461 $1,829

Del Rey, CA Auto Insurance Rates vary Based on Deductibles in Neighboring Cities | Back to Top

The following table makes a comparison of the variation in car insurance rates in and around Del Rey, CA based on the change in deductibles. A higher deductible leads to a decrease in the cost of car insurance.

Location Low Deductible ($500) High Deductible ($1000)
Del Rey $1,041 $880
Parlier-Del Rey $1,518 $1,282
Parlier $1,509 $1,275
Fowler $1,864 $1,575
Sunnyside $1,801 $1,522
Malaga $1,394 $1,177
Sanger $1,351 $1,141
Fresno County $1,466 $1,238

Del Rey, CA Auto Insurance Rates Based on the Age of the Driver | Back to Top

Teenagers in Del Rey, CA usually pay a much higher car insurance rate compared to the rest of the state as they are generally considered to be less responsible behind the wheel. Middle-aged drivers are likely to pay lower car insurance premiums if they are considered to be safer drivers by insurance companies.

Age of Driver Insurance Cost
Teens $5,811
20 Years $2,301
30 Years $1,772
40 Years $1,705
50 Years $1,579
60 Years $1,601
70 Years $1,864

Del Rey, CA Car Insurance Discounts for Multi-Car Insurance | Back to Top

Car owners in Del Rey, CA can obtain discounts if they insure multiple vehicles with the same insurer. The average savings one can obtain are as follows:

Number of Cars Auto Insurance Cost Total Savings
2 Vehicles $3,081 $501
3 Vehicles $4,621 $752
4 Vehicles $6,161 $1,003

Savings on 2 Vehicles bundle:$501

Savings on 3 Vehicles bundle:$752

Savings on 4 Vehicles bundle:$1,003


Del Rey, CA Post- DUI Auto Insurance Rates | Back to Top

Driving Under Influence (DUI) can be an added burden on your wallet. The cost of auto insurance will go up post-DUI. The below graph does a comparison of auto insurance rates before and after DUI in and around Del Rey, CA.

Location Average Insurance Cost Post DUI Insurance Rate
Del Rey $1,791 $4,410
Parlier-Del Rey $1,773 $4,365
Parlier $1,766 $4,348
Fowler $1,810 $4,457
Sunnyside $1,829 $4,503
Malaga $1,759 $4,331
Sanger $1,461 $3,597
Fresno County $1,804 $4,442

Del Rey, CA Auto Insurance Rates Based on Credit Score | Back to Top

Car insurance companies can use the Credit Score of car drivers to determine car insurance rates. Car drivers with good credit can avail of substantial discounts on car insurance rates.

Credit Score Insurance Cost
Exceptional (800-850) $1,537
Excellent (740-799) $1,754
Good (670-739) $1,866
Average (580-669) $2,435
Poor (300-579) $2,921

Del Rey, CA Auto Insurance Rates can Increase Based on Driving Violations | Back to Top

Auto insurance rates tend to increase depending on the type and number of driving violations. The driving violations can stay on the record for a considerable amount of time leading to higher auto insurance rates. The severity of the driving violation and place of residence will determine how long the violation stays on record.

Driving Violation Cost Increase Total Insurance Cost
Driving Without Headlights +$79 $1,870
Driver's Failure In Showing Documents +$174 $1,965
Driving With An Expired Registration +$184 $1,975
Driving At A Considerably Slow Pace +$389 $2,180
Using A Cellphone While Driving +$410 $2,201
Running A Red Light +$417 $2,208
Speeding +$439 $2,230
Driving A Vehicle Without The Required Permission +$557 $2,348
Driving With An Expired/Suspended License +$1,207 $2,998

Del Rey, CA Auto Insurance Rates Based on Anti-Theft Feature | Back to Top

Cars that are equipped with safety devices are less prone to thefts. As a result, auto insurance companies provide a considerable amount of discounts to vigilant car owners. The discounts vary depending on the type and number of safety devices installed.

Anti Theft Feature Insurance Cost
Audible Alarm $1,719
Active Disabling Device $1,719
Tracking Device $1,684
Passive Disabling Device $1,666