DeLand Auto Insurance Rates, Quotes, Agents & Reviews in FL

DeLand, FL Auto Insurance Rates, Quotes, Agents & Reviews

Zimlon, through its research, found that car owners in DeLand, FL, can avail multiple discounts on car insurance by taking various factors into consideration. These factors are explored in detail by Zimlon in the analysis below.

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Factors that can influence the cost of car insurance in DeLand, FL are listed below. It is imperative to understand these factors in order to reduce the cost of car insurance. It is also essential to strike a balance between the cost of insurance and the coverage requirements.


DeLand, FL Auto Insurance Rate Comparisons with Neighboring Locations | Back to Top

The following table compares the cost of insurance in DeLand, FL with that of other cities in and around DeLand.

DeLand Lake Helen Orange City DeLand Southwest De Leon Springs Lake Mack-Forest Hills
Average Insurance Rates $1,533 $2,058 $2,060 $2,045 $2,094 $2,032

DeLand, FL Auto Insurance Rates vary Based on Deductibles in Neighboring Cities | Back to Top

The following table makes a comparison of the variation in car insurance rates in and around DeLand, FL based on the change in deductibles. A higher deductible leads to a decrease in the cost of car insurance.

Location Low Deductible ($500) High Deductible ($1000)
DeLand $1,317 $1,113
North DeLand $1,569 $1,325
West DeLand $1,993 $1,683
DeLand Southwest $1,676 $1,415
De Leon Springs $2,157 $1,822
Lake Mack-Forest Hills $1,393 $1,176
Lake Helen $1,481 $1,251
Orange City $1,438 $1,215

DeLand, FL Auto Insurance Rates Based on the Age of the Driver | Back to Top

Teenagers in DeLand, FL usually pay a much higher car insurance rate compared to the rest of the state as they are generally considered to be less responsible behind the wheel. Middle-aged drivers are likely to pay lower car insurance premiums if they are considered to be safer drivers by insurance companies.

Age of Driver Insurance Cost
Teens $4,974
20 Years $1,970
30 Years $1,517
40 Years $1,460
50 Years $1,352
60 Years $1,371
70 Years $1,595

DeLand, FL Car Insurance Discounts for Multi-Car Insurance | Back to Top

Car owners in DeLand, FL can obtain discounts if they insure multiple vehicles with the same insurer. The average savings one can obtain are as follows:

Number of Cars Auto Insurance Cost Total Savings
2 Vehicles $2,606 $460
3 Vehicles $3,909 $690
4 Vehicles $5,212 $920

Savings on 2 Vehicles bundle:$460

Savings on 3 Vehicles bundle:$690

Savings on 4 Vehicles bundle:$920


DeLand, FL Post- DUI Auto Insurance Rates | Back to Top

Driving Under Influence (DUI) can be an added burden on your wallet. The cost of auto insurance will go up post-DUI. The below graph does a comparison of auto insurance rates before and after DUI in and around DeLand, FL.

Location Average Insurance Cost Post DUI Insurance Rate
DeLand $1,533 $2,399
North DeLand $2,070 $3,240
West DeLand $2,094 $3,277
DeLand Southwest $2,045 $3,201
De Leon Springs $2,094 $3,277
Lake Mack-Forest Hills $2,032 $3,180
Lake Helen $2,058 $3,221
Orange City $2,060 $3,224

DeLand, FL Auto Insurance Rates Based on Credit Score | Back to Top

Car insurance companies can use the Credit Score of car drivers to determine car insurance rates. Car drivers with good credit can avail of substantial discounts on car insurance rates.

Credit Score Insurance Cost
Exceptional (800-850) $1,315
Excellent (740-799) $1,501
Good (670-739) $1,597
Average (580-669) $2,084
Poor (300-579) $2,500

DeLand, FL Auto Insurance Agents | Back to Top

Car owners can obtain quotes from multiple auto insurance companies. Comparing different quotes can help identify the cheapest auto insurance provider best suited for their coverage needs.

Agent Name Company Agent Address Contact Details
Barbara Murphy Allstate 305 E International Speedway Blvd Unit A6, Deland, 32724 (386) 244-9006
Teresa Greenfield Allstate 2445 S Volusia Ave Ste C2, Orange City, 32763 (386) 774-7711
Willis Of Florida Liberty Mutual Independent 300 COLONIAL CENTER PKWY STE 120, LAKE MARY, 32746 407-302-4972
Amanda Agnew State Farm 301 N Volusia Avenue, Orange City, 32763-5105 386-960-7878
Don Parker State Farm 505 E New York Ave, Deland, 32724-6083 386-734-2411
Cindy Ferrara State Farm 713 N Clyde Morris Blvd, Daytona Beach, 32114-1603 386-255-5321
Tony Pearson State Farm 1387 W Granada Blvd, Ormond Beach, 32174-8297 386-673-3611
Don Brown State Farm 2750 N Volusia Ave, Orange City, 32763-2217 386-775-7878
Conser Insurance Inc Travelers 21 OLD KINGS RD N STE B102, PALM COAST, 32137 386-445-0061

DeLand, FL Auto Insurance Rates can Increase Based on Driving Violations | Back to Top

Auto insurance rates tend to increase depending on the type and number of driving violations. The driving violations can stay on the record for a considerable amount of time leading to higher auto insurance rates. The severity of the driving violation and place of residence will determine how long the violation stays on record.

Driving Violation Cost Increase Total Insurance Cost
Driving Without Headlights +$67 $1,600
Driver's Failure In Showing Documents +$149 $1,682
Driving With An Expired Registration +$158 $1,691
Driving At A Considerably Slow Pace +$333 $1,866
Using A Cellphone While Driving +$351 $1,884
Running A Red Light +$357 $1,890
Speeding +$376 $1,909
Driving A Vehicle Without The Required Permission +$477 $2,010
Driving With An Expired/Suspended License +$1,033 $2,566

DeLand, FL Auto Insurance Rates Based on Anti-Theft Feature | Back to Top

Cars that are equipped with safety devices are less prone to thefts. As a result, auto insurance companies provide a considerable amount of discounts to vigilant car owners. The discounts vary depending on the type and number of safety devices installed.

Anti Theft Feature Insurance Cost
Audible Alarm $1,472
Active Disabling Device $1,472
Tracking Device $1,441
Passive Disabling Device $1,426

Latest Auto Insurance Reviews in DeLand, FL | Back to Top

State Farm
Same company.They have awesome customer service.They have great rates and great customer service. My first accident I was crying and they were very empathetic, didn't rush me off the phone.
Geico
Geico gave me a cheaper policy than most. I have three different people on it and its only $103.
Geico
I would definitely recommend Geico as they are friendly to the military community and are easy to work with on bundling multiple types of insurance.
Geico
I haven't had to spend a lot of time talking to the insurance customer service because I have not had to make a claim.
Usaa
USAA has great offers that other companies dont. This is due to the military discounts they give.
Mercury
I like mercury customer service. They respond to you really quick compared to others. Besides they give you better rates.
Usaa
My only dislike is that USAA does not have livepeople, but most of my needed interactions were ovr the phone anyway.
Esurance
I like the benefits they are providing but sometimes i dislike about services due to their rude communication
Geico
Geico offers comprehensive coverage at a lower price than most other auto insurance companies. Every interaction between the company and its employees have also always been pleasant.