Delmar Auto Insurance Rates, Quotes, Agents & Reviews in MD

Delmar, MD Auto Insurance Rates, Quotes, Agents & Reviews

Zimlon, through its research, found that car owners in Delmar, MD, can avail multiple discounts on car insurance by taking various factors into consideration. These factors are explored in detail by Zimlon in the analysis below.

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Factors that can influence the cost of car insurance in Delmar, MD are listed below. It is imperative to understand these factors in order to reduce the cost of car insurance. It is also essential to strike a balance between the cost of insurance and the coverage requirements.

Delmar, MD Auto Insurance Rate Comparisons with Neighboring Locations | Back to Top

The following table compares the cost of insurance in Delmar, MD with that of other cities in and around Delmar.

Delmar Hebron Laurel Laurel-Delmar Wicomico County Parsonsburg
Average Insurance Rates $1,312 $1,315 $1,760 $1,788 $1,329 $1,329

Delmar, MD Auto Insurance Rates vary Based on Deductibles in Neighboring Cities | Back to Top

The following table makes a comparison of the variation in car insurance rates in and around Delmar, MD based on the change in deductibles. A higher deductible leads to a decrease in the cost of car insurance.

Location Low Deductible ($500) High Deductible ($1000)
Delmar $1,229 $1,038
Delmar $1,990 $1,681
Salisbury $1,723 $1,456
Parsonsburg $1,330 $1,123
Laurel-Delmar $1,034 $873
Wicomico County $1,249 $1,055
Hebron $1,310 $1,107
Laurel $1,433 $1,210

Delmar, MD Auto Insurance Rates Based on the Age of the Driver | Back to Top

Teenagers in Delmar, MD usually pay a much higher car insurance rate compared to the rest of the state as they are generally considered to be less responsible behind the wheel. Middle-aged drivers are likely to pay lower car insurance premiums if they are considered to be safer drivers by insurance companies.

Age of Driver Insurance Cost
Teens $4,257
20 Years $1,686
30 Years $1,298
40 Years $1,249
50 Years $1,157
60 Years $1,173
70 Years $1,365

Delmar, MD Car Insurance Discounts for Multi-Car Insurance | Back to Top

Car owners in Delmar, MD can obtain discounts if they insure multiple vehicles with the same insurer. The average savings one can obtain are as follows:

Number of Cars Auto Insurance Cost Total Savings
2 Vehicles $2,309 $315
3 Vehicles $3,464 $472
4 Vehicles $4,618 $630

Savings on 2 Vehicles bundle:$315

Savings on 3 Vehicles bundle:$472

Savings on 4 Vehicles bundle:$630

Delmar, MD Post- DUI Auto Insurance Rates | Back to Top

Driving Under Influence (DUI) can be an added burden on your wallet. The cost of auto insurance will go up post-DUI. The below graph does a comparison of auto insurance rates before and after DUI in and around Delmar, MD.

Location Average Insurance Cost Post DUI Insurance Rate
Delmar $1,312 $2,092
Delmar $1,759 $2,914
Salisbury $1,076 $1,716
Parsonsburg $1,329 $2,119
Laurel-Delmar $1,788 $2,962
Wicomico County $1,329 $2,119
Hebron $1,315 $2,097
Laurel $1,760 $2,916

Delmar, MD Auto Insurance Rates Based on Credit Score | Back to Top

Car insurance companies can use the Credit Score of car drivers to determine car insurance rates. Car drivers with good credit can avail of substantial discounts on car insurance rates.

Credit Score Insurance Cost
Exceptional (800-850) $1,126
Excellent (740-799) $1,285
Good (670-739) $1,367
Average (580-669) $1,784
Poor (300-579) $2,140

Delmar, MD Auto Insurance Agents | Back to Top

Car owners can obtain quotes from multiple auto insurance companies. Comparing different quotes can help identify the cheapest auto insurance provider best suited for their coverage needs.

Agent Name Company Agent Address Contact Details
Mann & Gray Insurance Associates Llc Travelers 100 S CAMDEN AVE, FRUITLAND, 21826 410-546-5575
Gamee Elliott State Farm 923 Eastern Shore Dr Ste A, Salisbury, 21804-6471 410-749-4725
Wilgus Insurance Agency Inc Nationwide 1203 Pemberton Dr, Salisbury, 21801 (410) 742-8240
Jack Colbourne Allstate 720 E College Ave Ste 1, Salisbury, 21804 (410) 546-9388
Burton Insurance Group Inc Travelers 509 SCHUMAKER LN, SALISBURY, 21804 800-843-2800
Greg Reddell State Farm 101 Monument St, Salisbury, 21804-5044 410-742-3101
Kurt Riehl Jr State Farm 208 Cedar St, Cambridge, 21613-2382 410-228-1358
Harrington Ins Agy Allstate 904 S Talbot St, Saint Michaels, 21663 (410) 822-5087

Delmar, MD Auto Insurance Rates can Increase Based on Driving Violations | Back to Top

Auto insurance rates tend to increase depending on the type and number of driving violations. The driving violations can stay on the record for a considerable amount of time leading to higher auto insurance rates. The severity of the driving violation and place of residence will determine how long the violation stays on record.

Driving Violation Cost Increase Total Insurance Cost
Driving Without Headlights +$58 $1,370
Driver's Failure In Showing Documents +$127 $1,439
Driving With An Expired Registration +$135 $1,447
Driving At A Considerably Slow Pace +$285 $1,597
Using A Cellphone While Driving +$300 $1,612
Running A Red Light +$306 $1,618
Speeding +$321 $1,633
Driving A Vehicle Without The Required Permission +$408 $1,720
Driving With An Expired/Suspended License +$884 $2,196

Delmar, MD Auto Insurance Rates Based on Anti-Theft Feature | Back to Top

Cars that are equipped with safety devices are less prone to thefts. As a result, auto insurance companies provide a considerable amount of discounts to vigilant car owners. The discounts vary depending on the type and number of safety devices installed.

Anti Theft Feature Insurance Cost
Audible Alarm $1,260
Active Disabling Device $1,260
Tracking Device $1,233
Passive Disabling Device $1,220