Delta Junction Auto Insurance Rates, Quotes, Agents & Reviews in AK

Delta Junction, AK Auto Insurance Rates, Quotes, Agents & Reviews

Zimlon, through its research, found that car owners in Delta Junction, AK, can avail multiple discounts on car insurance by taking various factors into consideration. These factors are explored in detail by Zimlon in the analysis below.

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Factors that can influence the cost of car insurance in Delta Junction, AK are listed below. It is imperative to understand these factors in order to reduce the cost of car insurance. It is also essential to strike a balance between the cost of insurance and the coverage requirements.


Delta Junction, AK Auto Insurance Rate Comparisons with Neighboring Locations | Back to Top

The following table compares the cost of insurance in Delta Junction, AK with that of other cities in and around Delta Junction.

Delta Junction Big Delta Whitestone Fort Greely
Average Insurance Rates $1,145 $1,134 $2,048 $1,985

Delta Junction, AK Auto Insurance Rates vary Based on Deductibles in Neighboring Cities | Back to Top

The following table makes a comparison of the variation in car insurance rates in and around Delta Junction, AK based on the change in deductibles. A higher deductible leads to a decrease in the cost of car insurance.

Location Low Deductible ($500) High Deductible ($1000)
Delta Junction $1,412 $1,193
Big Delta $1,329 $1,122
Whitestone $2,109 $1,782
Fort Greely $2,045 $1,727

Delta Junction, AK Auto Insurance Rates Based on the Age of the Driver | Back to Top

Teenagers in Delta Junction, AK usually pay a much higher car insurance rate compared to the rest of the state as they are generally considered to be less responsible behind the wheel. Middle-aged drivers are likely to pay lower car insurance premiums if they are considered to be safer drivers by insurance companies.

Age of Driver Insurance Cost
Teens $3,715
20 Years $1,471
30 Years $1,133
40 Years $1,090
50 Years $1,010
60 Years $1,024
70 Years $1,192

Delta Junction, AK Car Insurance Discounts for Multi-Car Insurance | Back to Top

Car owners in Delta Junction, AK can obtain discounts if they insure multiple vehicles with the same insurer. The average savings one can obtain are as follows:

Number of Cars Auto Insurance Cost Total Savings
2 Vehicles $2,015 $275
3 Vehicles $3,023 $412
4 Vehicles $4,030 $550

Savings on 2 Vehicles bundle:$275

Savings on 3 Vehicles bundle:$412

Savings on 4 Vehicles bundle:$550


Delta Junction, AK Post- DUI Auto Insurance Rates | Back to Top

Driving Under Influence (DUI) can be an added burden on your wallet. The cost of auto insurance will go up post-DUI. The below graph does a comparison of auto insurance rates before and after DUI in and around Delta Junction, AK.

Location Average Insurance Cost Post DUI Insurance Rate
Delta Junction $1,145 $1,787
Big Delta $1,134 $1,770
Whitestone $2,048 $3,197
Fort Greely $1,985 $3,099

Delta Junction, AK Auto Insurance Rates Based on Credit Score | Back to Top

Car insurance companies can use the Credit Score of car drivers to determine car insurance rates. Car drivers with good credit can avail of substantial discounts on car insurance rates.

Credit Score Insurance Cost
Exceptional (800-850) $982
Excellent (740-799) $1,121
Good (670-739) $1,193
Average (580-669) $1,557
Poor (300-579) $1,868

Delta Junction, AK Auto Insurance Agents | Back to Top

Car owners can obtain quotes from multiple auto insurance companies. Comparing different quotes can help identify the cheapest auto insurance provider best suited for their coverage needs.

Agent Name Company Agent Address Contact Details
Melissa Gordon State Farm 1030 Jimmie Dyess Pkwy Ste 5, Augusta, 30909-9158 706-737-0422
B.J. Jordan State Farm 5159 Columbia Rd Ste 103, Grovetown, 30813-5895 706-303-8381
Matt Willis State Farm 119 Old Evans Rd, Martinez, 30907-5502 706-737-1101
Don Brandenburg State Farm 119 Old Evans Rd, Martinez, 30907-5502 706-737-1101
Rhodes Murphy Financial Services Inc Travelers 4324 WASHINGTON RD STE 103, EVANS, 30809 706-855-0350
Thomas Palmer Allstate 5182 Wrightsboro Rd, Grovetown, 30813 (706) 651-8005
Satcher Insurance Travelers 4210 Columbia Rd Bldg 1-A Martinez, Augusta, 30907 None
Joseph E. Taylor Jr Nationwide 140 N Belair Rd Ste 1, Evans, 30809-3261 (706) 860-8718
Corbin Jones State Farm 4150 Washington Rd Ste 9, Evans, 30809-4722 706-426-6713

Delta Junction, AK Auto Insurance Rates can Increase Based on Driving Violations | Back to Top

Auto insurance rates tend to increase depending on the type and number of driving violations. The driving violations can stay on the record for a considerable amount of time leading to higher auto insurance rates. The severity of the driving violation and place of residence will determine how long the violation stays on record.

Driving Violation Cost Increase Total Insurance Cost
Driving Without Headlights +$50 $1,195
Driver's Failure In Showing Documents +$111 $1,256
Driving With An Expired Registration +$118 $1,263
Driving At A Considerably Slow Pace +$248 $1,393
Using A Cellphone While Driving +$262 $1,407
Running A Red Light +$267 $1,412
Speeding +$281 $1,426
Driving A Vehicle Without The Required Permission +$356 $1,501
Driving With An Expired/Suspended License +$772 $1,917

Delta Junction, AK Auto Insurance Rates Based on Anti-Theft Feature | Back to Top

Cars that are equipped with safety devices are less prone to thefts. As a result, auto insurance companies provide a considerable amount of discounts to vigilant car owners. The discounts vary depending on the type and number of safety devices installed.

Anti Theft Feature Insurance Cost
Audible Alarm $1,099
Active Disabling Device $1,099
Tracking Device $1,076
Passive Disabling Device $1,065