Deltona Auto Insurance Rates, Quotes, Agents & Reviews in FL

Deltona, FL Auto Insurance Rates, Quotes, Agents & Reviews

Zimlon, through its research, found that car owners in Deltona, FL, can avail multiple discounts on car insurance by taking various factors into consideration. These factors are explored in detail by Zimlon in the analysis below.

Compare Quotes from Top Providers and Save now!

Factors that can influence the cost of car insurance in Deltona, FL are listed below. It is imperative to understand these factors in order to reduce the cost of car insurance. It is also essential to strike a balance between the cost of insurance and the coverage requirements.


Deltona, FL Auto Insurance Rate Comparisons with Neighboring Locations | Back to Top

The following table compares the cost of insurance in Deltona, FL with that of other cities in and around Deltona.

Deltona Lake Helen Central Volusia DeBary-Orange City Orange City Sanford
Average Insurance Rates $1,290 $2,058 $2,236 $2,114 $2,060 $1,307

Deltona, FL Auto Insurance Rates vary Based on Deductibles in Neighboring Cities | Back to Top

The following table makes a comparison of the variation in car insurance rates in and around Deltona, FL based on the change in deductibles. A higher deductible leads to a decrease in the cost of car insurance.

Location Low Deductible ($500) High Deductible ($1000)
Deltona $1,492 $1,261
Orange City $1,438 $1,215
Lake Helen $1,481 $1,251
DeBary $1,732 $1,463
DeBary-Orange City $1,088 $919
Central Volusia $1,016 $858
Sanford $1,138 $961
Geneva $1,597 $1,349

Deltona, FL Auto Insurance Rates Based on the Age of the Driver | Back to Top

Teenagers in Deltona, FL usually pay a much higher car insurance rate compared to the rest of the state as they are generally considered to be less responsible behind the wheel. Middle-aged drivers are likely to pay lower car insurance premiums if they are considered to be safer drivers by insurance companies.

Age of Driver Insurance Cost
Teens $4,186
20 Years $1,657
30 Years $1,277
40 Years $1,228
50 Years $1,137
60 Years $1,153
70 Years $1,342

Deltona, FL Car Insurance Discounts for Multi-Car Insurance | Back to Top

Car owners in Deltona, FL can obtain discounts if they insure multiple vehicles with the same insurer. The average savings one can obtain are as follows:

Number of Cars Auto Insurance Cost Total Savings
2 Vehicles $2,245 $335
3 Vehicles $3,367 $503
4 Vehicles $4,489 $671

Savings on 2 Vehicles bundle:$335

Savings on 3 Vehicles bundle:$503

Savings on 4 Vehicles bundle:$671


Deltona, FL Post- DUI Auto Insurance Rates | Back to Top

Driving Under Influence (DUI) can be an added burden on your wallet. The cost of auto insurance will go up post-DUI. The below graph does a comparison of auto insurance rates before and after DUI in and around Deltona, FL.

Location Average Insurance Cost Post DUI Insurance Rate
Deltona $1,290 $2,019
Orange City $2,060 $3,224
Lake Helen $2,058 $3,221
DeBary $2,156 $3,374
DeBary-Orange City $2,114 $3,309
Central Volusia $2,236 $3,499
Sanford $1,307 $2,046
Geneva $2,316 $3,625

Deltona, FL Auto Insurance Rates Based on Credit Score | Back to Top

Car insurance companies can use the Credit Score of car drivers to determine car insurance rates. Car drivers with good credit can avail of substantial discounts on car insurance rates.

Credit Score Insurance Cost
Exceptional (800-850) $1,107
Excellent (740-799) $1,263
Good (670-739) $1,344
Average (580-669) $1,754
Poor (300-579) $2,104

Deltona, FL Auto Insurance Agents | Back to Top

Car owners can obtain quotes from multiple auto insurance companies. Comparing different quotes can help identify the cheapest auto insurance provider best suited for their coverage needs.

Agent Name Company Agent Address Contact Details
Ian Markowitz State Farm 3140 Howland Blvd Ste 100, Deltona, 32725-2910 386-218-6888
Madison Insurance Group Inc Travelers 225 W SEMINOLE BLVD 103, SANFORD, 32771 888-891-1698
Mclain, Pierce & Associates None 720 South Park Avenue, Sanford, 32771 None
Richey Insurance Agency Inc Travelers 751 CENTRAL PARK DR, SANFORD, 32771 407-321-8898
Brightway Insurance None Po Box 75, Sanford, 32772 None
Brightway Insurance None Po Box 75, Sanford, 32772 None
Bob Wichmann Agency Travelers 815 S VOLUSIA AVE STE 4, ORANGE CITY, 32763 386-775-8805

Deltona, FL Auto Insurance Rates can Increase Based on Driving Violations | Back to Top

Auto insurance rates tend to increase depending on the type and number of driving violations. The driving violations can stay on the record for a considerable amount of time leading to higher auto insurance rates. The severity of the driving violation and place of residence will determine how long the violation stays on record.

Driving Violation Cost Increase Total Insurance Cost
Driving Without Headlights +$57 $1,347
Driver's Failure In Showing Documents +$125 $1,415
Driving With An Expired Registration +$133 $1,423
Driving At A Considerably Slow Pace +$280 $1,570
Using A Cellphone While Driving +$295 $1,585
Running A Red Light +$301 $1,591
Speeding +$316 $1,606
Driving A Vehicle Without The Required Permission +$401 $1,691
Driving With An Expired/Suspended License +$869 $2,159

Deltona, FL Auto Insurance Rates Based on Anti-Theft Feature | Back to Top

Cars that are equipped with safety devices are less prone to thefts. As a result, auto insurance companies provide a considerable amount of discounts to vigilant car owners. The discounts vary depending on the type and number of safety devices installed.

Anti Theft Feature Insurance Cost
Audible Alarm $1,238
Active Disabling Device $1,238
Tracking Device $1,213
Passive Disabling Device $1,200

Latest Auto Insurance Reviews in Deltona, FL | Back to Top

Usaa
USAA has very good policy offerings compared to other insurance providers. They have all kinds of different levels for different prices. You can add and take away what you want.
Usaa
USAA offers a reasonable deductible. I am quite happy with its affordability. I give it a 5/5 rating.
Usaa
I'm only covered for liability. If any damage is done to my own car, I'm on my own. USAA is very generous and attentive when meeting their end of the deal, though, and I'm very satisfied with the policy.
Usaa
I would gladly recommend them to any friends or family if they needed a good insurance carrier because they've always taken great care of us.
Progressive
I would recommend progressive.They are very responsive and knowledgeable. I have taken my 18 year old off my policy several times this year while they were in college and not driving.
Usaa
USAA bundles their rates with other services offered (i.e. banking, insurance, and investing) in order to reduce the cost of insuring through them.
Usaa
USAA bundles their rates with other services offered (i.e. banking, insurance, and investing) in order to reduce the cost of insuring through them.
Geico
this is the big knock against geico, and i would agree with that: because customers pay so little they have to reduce coss somehow, and outsourcing customer service is they way they chose to do it. interacting with cust. service is always unpleasant, always involves long phone calls with a representative who inevitably runs into some problem related to the massive size of the company (ie i get lost in the bureaucracy)
Usaa
The customer support is top notch! I can always get in touch with a live human very quickly, and the website support live chat is very helpful too.
Geico
Their app needs to be updated. It allows basic things but not advanced uses.
Mercury
Its basic and im only on it because it was about $20 a month cheaper for me to join my husbands carrier than him joining mine .I wouldn't be using the insurance if I had to choose again .
Usaa
I suppose I like my company well enough because I have been a faithful customer to them for the last at least 7 or 8 years. I think they get the job done and I can't complain too much
Nationwide
They are ok overall we have no serious complaints there has been no opportunity to complain
Geico
Affordable