Deltona, FL Auto Insurance Rates, Quotes, Agents & Reviews
Zimlon, through its research, found that car owners in Deltona, FL, can avail multiple discounts on car insurance by taking various factors into consideration. These factors are explored in detail by Zimlon in the analysis below.
Top 5 Car Insurance Companies in Deltona, FL, by Market Share
The average cost of auto insurance in Deltona, FL, is $1,290. Car owners here can save more on car insurance by comparing multiple auto insurance quotes. The cost of insurance is influenced by numerous factors ranging from the age of the driver to the make and model of the car. The cost of auto insurance can also vary from one neighborhood to another, depending on the rate of auto thefts in that area. Below is a list of the top 5 auto insurance companies in Deltona, FL.
GEICO:
GEICO leads the way in Florida, with a market share of 25.23%. It has 5,160,726 direct premiums written, and 5,081,055 direct premiums earned. GEICO continues to bring innovations into the field of insurance, the latest being its virtual assistant, KATE. GEICO has an A.M. Best rating of A++ and a J.D. Power rating of 827/1000 in Florida.
PROGRESSIVE:
Progressive is second on this list with an A.M. Best Rating of A+ and a J.D. Power rating of 809/1000. It has a massive 3,749,329 direct premiums written, and 3,582,160 direct premiums earned. This earns Progressive a market share of 18.33% in Florida.
STATE FARM:
State Farm has a market share of 14.74%. This earns it a J.D. Power rating of 834/1000 in Florida. The company also has an A.M. Best rating of A++. State Farm has 3,014,788 direct premiums written, and 3,047,953 direct premiums earned in Florida. State Farm maintains its quality with an immensely customer-friendly online portal.
ALLSTATE:
Allstate has 1,897,567 direct premiums written and 1,880,647 direct premiums earned. The company has a market share of 9.28% in Florida. Allstate also has an A.M. Best rating of A+ and a J.D. Power rating of 847/1000.
USAA:
USAA completes this list with a market share of 7.07%. It has 1,445,356 direct premiums written, and 1,431,650 direct premiums earned. This has earned USAA an A.M. Best rating of A++ and a J.D. Power Rating of 898/1000. This is the highest rating in Florida.
Factors that can influence the cost of car insurance in Deltona, FL are listed below. It is imperative to understand these factors in order to reduce the cost of car insurance. It is also essential to strike a balance between the cost of insurance and the coverage requirements.
- Deltona, FL Auto Insurance Rates
- Deltona, FL Auto Insurance for Different Deductible
- How the Age of Driver Affects Insurance Rates in Deltona, FL
- Multi Vehicle Insurance Savings in Deltona, FL
- How Credit Score Affects Car Insurance Rates in Deltona, FL
- How DUI Affects Auto Insurance Premiums in Deltona, FL
- Top Auto Insurance Agents Near Deltona, FL
- How Driving Violations Affect Auto Insurance Rates in Deltona, FL
- Deltona, FL Auto Insurance Discounts on Anti Theft Feature
- Deltona, FL Auto Insurance Company Reviews
Deltona, FL Auto Insurance Rate Comparisons with Neighboring Locations | Back to Top
The following table compares the cost of insurance in Deltona, FL with that of other cities in and around Deltona.
| Deltona | Lake Helen | Central Volusia | DeBary-Orange City | Orange City | Sanford | |
|---|---|---|---|---|---|---|
| Average Insurance Rates | $1,290 | $2,058 | $2,236 | $2,114 | $2,060 | $1,307 |
Deltona, FL Auto Insurance Rates vary Based on Deductibles in Neighboring Cities | Back to Top
The following table makes a comparison of the variation in car insurance rates in and around Deltona, FL based on the change in deductibles. A higher deductible leads to a decrease in the cost of car insurance.
| Location | Low Deductible ($500) | High Deductible ($1000) |
|---|---|---|
| Deltona | $1,492 | $1,261 |
| Orange City | $1,438 | $1,215 |
| Lake Helen | $1,481 | $1,251 |
| DeBary | $1,732 | $1,463 |
| DeBary-Orange City | $1,088 | $919 |
| Central Volusia | $1,016 | $858 |
| Sanford | $1,138 | $961 |
| Geneva | $1,597 | $1,349 |
Deltona, FL Auto Insurance Rates Based on the Age of the Driver | Back to Top
Teenagers in Deltona, FL usually pay a much higher car insurance rate compared to the rest of the state as they are generally considered to be less responsible behind the wheel. Middle-aged drivers are likely to pay lower car insurance premiums if they are considered to be safer drivers by insurance companies.
| Age of Driver | Insurance Cost |
|---|---|
| Teens | $4,186 |
| 20 Years | $1,657 |
| 30 Years | $1,277 |
| 40 Years | $1,228 |
| 50 Years | $1,137 |
| 60 Years | $1,153 |
| 70 Years | $1,342 |
Deltona, FL Car Insurance Discounts for Multi-Car Insurance | Back to Top
Car owners in Deltona, FL can obtain discounts if they insure multiple vehicles with the same insurer. The average savings one can obtain are as follows:
| Number of Cars | Auto Insurance Cost | Total Savings |
|---|---|---|
| 2 Vehicles | $2,245 | $335 |
| 3 Vehicles | $3,367 | $503 |
| 4 Vehicles | $4,489 | $671 |
Savings on 2 Vehicles bundle:$335
Savings on 3 Vehicles bundle:$503
Savings on 4 Vehicles bundle:$671
Deltona, FL Post- DUI Auto Insurance Rates | Back to Top
Driving Under Influence (DUI) can be an added burden on your wallet. The cost of auto insurance will go up post-DUI. The below graph does a comparison of auto insurance rates before and after DUI in and around Deltona, FL.
| Location | Average Insurance Cost | Post DUI Insurance Rate |
|---|---|---|
| Deltona | $1,290 | $2,019 |
| Orange City | $2,060 | $3,224 |
| Lake Helen | $2,058 | $3,221 |
| DeBary | $2,156 | $3,374 |
| DeBary-Orange City | $2,114 | $3,309 |
| Central Volusia | $2,236 | $3,499 |
| Sanford | $1,307 | $2,046 |
| Geneva | $2,316 | $3,625 |
Deltona, FL Auto Insurance Rates Based on Credit Score | Back to Top
Car insurance companies can use the Credit Score of car drivers to determine car insurance rates. Car drivers with good credit can avail of substantial discounts on car insurance rates.
| Credit Score | Insurance Cost |
|---|---|
| Exceptional (800-850) | $1,107 |
| Excellent (740-799) | $1,263 |
| Good (670-739) | $1,344 |
| Average (580-669) | $1,754 |
| Poor (300-579) | $2,104 |
Deltona, FL Auto Insurance Agents | Back to Top
Car owners can obtain quotes from multiple auto insurance companies. Comparing different quotes can help identify the cheapest auto insurance provider best suited for their coverage needs.
| Agent Name | Company | Agent Address | Contact Details |
|---|---|---|---|
| Ian Markowitz | State Farm | 3140 Howland Blvd Ste 100, Deltona, 32725-2910 | 386-218-6888 |
| Madison Insurance Group Inc | Travelers | 225 W SEMINOLE BLVD 103, SANFORD, 32771 | 888-891-1698 |
| Mclain, Pierce & Associates | None | 720 South Park Avenue, Sanford, 32771 | None |
| Richey Insurance Agency Inc | Travelers | 751 CENTRAL PARK DR, SANFORD, 32771 | 407-321-8898 |
| Brightway Insurance | None | Po Box 75, Sanford, 32772 | None |
| Brightway Insurance | None | Po Box 75, Sanford, 32772 | None |
| Bob Wichmann Agency | Travelers | 815 S VOLUSIA AVE STE 4, ORANGE CITY, 32763 | 386-775-8805 |
Deltona, FL Auto Insurance Rates can Increase Based on Driving Violations | Back to Top
Auto insurance rates tend to increase depending on the type and number of driving violations. The driving violations can stay on the record for a considerable amount of time leading to higher auto insurance rates. The severity of the driving violation and place of residence will determine how long the violation stays on record.
| Driving Violation | Cost Increase | Total Insurance Cost |
|---|---|---|
| Driving Without Headlights | +$57 | $1,347 |
| Driver's Failure In Showing Documents | +$125 | $1,415 |
| Driving With An Expired Registration | +$133 | $1,423 |
| Driving At A Considerably Slow Pace | +$280 | $1,570 |
| Using A Cellphone While Driving | +$295 | $1,585 |
| Running A Red Light | +$301 | $1,591 |
| Speeding | +$316 | $1,606 |
| Driving A Vehicle Without The Required Permission | +$401 | $1,691 |
| Driving With An Expired/Suspended License | +$869 | $2,159 |
Deltona, FL Auto Insurance Rates Based on Anti-Theft Feature | Back to Top
Cars that are equipped with safety devices are less prone to thefts. As a result, auto insurance companies provide a considerable amount of discounts to vigilant car owners. The discounts vary depending on the type and number of safety devices installed.
| Anti Theft Feature | Insurance Cost |
|---|---|
| Audible Alarm | $1,238 |
| Active Disabling Device | $1,238 |
| Tracking Device | $1,213 |
| Passive Disabling Device | $1,200 |
Latest Auto Insurance Reviews in Deltona, FL | Back to Top
UsaaUSAA has very good policy offerings compared to other insurance providers. They have all kinds of different levels for different prices. You can add and take away what you want.
UsaaUSAA offers a reasonable deductible. I am quite happy with its affordability. I give it a 5/5 rating.
UsaaI'm only covered for liability. If any damage is done to my own car, I'm on my own. USAA is very generous and attentive when meeting their end of the deal, though, and I'm very satisfied with the policy.
UsaaI would gladly recommend them to any friends or family if they needed a good insurance carrier because they've always taken great care of us.
ProgressiveI would recommend progressive.They are very responsive and knowledgeable. I have taken my 18 year old off my policy several times this year while they were in college and not driving.
UsaaUSAA bundles their rates with other services offered (i.e. banking, insurance, and investing) in order to reduce the cost of insuring through them.
UsaaUSAA bundles their rates with other services offered (i.e. banking, insurance, and investing) in order to reduce the cost of insuring through them.
Geicothis is the big knock against geico, and i would agree with that: because customers pay so little they have to reduce coss somehow, and outsourcing customer service is they way they chose to do it. interacting with cust. service is always unpleasant, always involves long phone calls with a representative who inevitably runs into some problem related to the massive size of the company (ie i get lost in the bureaucracy)
UsaaThe customer support is top notch! I can always get in touch with a live human very quickly, and the website support live chat is very helpful too.
GeicoTheir app needs to be updated. It allows basic things but not advanced uses.
MercuryIts basic and im only on it because it was about $20 a month cheaper for me to join my husbands carrier than him joining mine .I wouldn't be using the insurance if I had to choose again .
UsaaI suppose I like my company well enough because I have been a faithful customer to them for the last at least 7 or 8 years. I think they get the job done and I can't complain too much
NationwideThey are ok overall we have no serious complaints there has been no opportunity to complain
GeicoAffordable