Denmark, SC Auto Insurance Rates, Quotes, Agents & Reviews
Zimlon, through its research, found that car owners in Denmark, SC, can avail multiple discounts on car insurance by taking various factors into consideration. These factors are explored in detail by Zimlon in the analysis below.
Average Cost of Car Insurance in Denmark, SC
The average cost of car insurance in Denmark, SC, is $1,372. The auto insurance needs are unique and personal. The factor important to you may not be necessary to someone else. Therefore, it is best to compare different reviews and research various carriers before choosing one home insurance company in Denmark, SC. Several companies offer car insurance in Denmark, SC, so finding the best deal is certainly possible. Insurance companies determine the cost of car insurance based on multiple factors such as deductibles, driving habits, age and gender, credit history, marital status, and many more. Here are a few factors explained in detail.
a. Credit History
Car owners in Denmark, SC, could be saving hundreds or even thousands of bucks annually by following a simple routine. Build and protect your credit to drive away with affordable car insurance in Denmark, SC. Car drivers with poor credit scores may end up facing high auto insurance rates in Denmark, SC. Hence the lower your credit score, the higher your car insurance rates in Denmark, SC, and vice versa. In Denmark, SC, car owners with excellent credit scores pay $1,344 on car insurance, whereas car owners with poor credit scores pay $2,238.
b. Age of the driver
There is much research online which proves that young drivers are more likely to be indulged in road accidents with serious consequences. They may be unprofessional behind the wheel and take more risks when driving. As a result, they face high auto insurance rates in Denmark, SC. For example, teenagers pay $4,452 on auto insurance in Denmark, SC, whereas old drivers aged 40 years pay $1,306.
c. Driving Habits
Insurance companies examine your driving habits to determine auto insurance rates in Denmark, SC. A driving record traces your moving violations and at-fault accidents. The fact that you caused an accident or received traffic tickets can lead to a hike in car insurance rates in Denmark, SC. For example, car drivers running a red light or driving with an expired license must pay +$320 and +$925 extra on the total cost of car insurance in Denmark, SC. Therefore, it is crucial to avoid traffic violations to get low auto insurance in Denmark, SC.
Factors that can influence the cost of car insurance in Denmark, SC are listed below. It is imperative to understand these factors in order to reduce the cost of car insurance. It is also essential to strike a balance between the cost of insurance and the coverage requirements.
- Denmark, SC Auto Insurance Rates
- Denmark, SC Auto Insurance for Different Deductible
- How the Age of Driver Affects Insurance Rates in Denmark, SC
- Multi Vehicle Insurance Savings in Denmark, SC
- How Credit Score Affects Car Insurance Rates in Denmark, SC
- How DUI Affects Auto Insurance Premiums in Denmark, SC
- Top Auto Insurance Agents Near Denmark, SC
- How Driving Violations Affect Auto Insurance Rates in Denmark, SC
- Denmark, SC Auto Insurance Discounts on Anti Theft Feature
Denmark, SC Auto Insurance Rate Comparisons with Neighboring Locations | Back to Top
The following table compares the cost of insurance in Denmark, SC with that of other cities in and around Denmark.
| Denmark | Blackville | Olar | Hilda | Govan | Norway | |
|---|---|---|---|---|---|---|
| Average Insurance Rates | $1,372 | $1,366 | $1,390 | $1,368 | $1,628 | $1,367 |
Denmark, SC Auto Insurance Rates vary Based on Deductibles in Neighboring Cities | Back to Top
The following table makes a comparison of the variation in car insurance rates in and around Denmark, SC based on the change in deductibles. A higher deductible leads to a decrease in the cost of car insurance.
| Location | Low Deductible ($500) | High Deductible ($1000) |
|---|---|---|
| Denmark | $1,522 | $1,286 |
| Hilda | $1,433 | $1,210 |
| Blackville | $1,418 | $1,198 |
| Govan | $1,677 | $1,416 |
| Norway | $1,549 | $1,308 |
| Barnwell | $1,931 | $1,631 |
| Bamberg County | $1,598 | $1,349 |
| Olar | $1,679 | $1,418 |
Denmark, SC Auto Insurance Rates Based on the Age of the Driver | Back to Top
Teenagers in Denmark, SC usually pay a much higher car insurance rate compared to the rest of the state as they are generally considered to be less responsible behind the wheel. Middle-aged drivers are likely to pay lower car insurance premiums if they are considered to be safer drivers by insurance companies.
| Age of Driver | Insurance Cost |
|---|---|
| Teens | $4,452 |
| 20 Years | $1,763 |
| 30 Years | $1,358 |
| 40 Years | $1,306 |
| 50 Years | $1,210 |
| 60 Years | $1,227 |
| 70 Years | $1,428 |
Denmark, SC Car Insurance Discounts for Multi-Car Insurance | Back to Top
Car owners in Denmark, SC can obtain discounts if they insure multiple vehicles with the same insurer. The average savings one can obtain are as follows:
| Number of Cars | Auto Insurance Cost | Total Savings |
|---|---|---|
| 2 Vehicles | $2,332 | $412 |
| 3 Vehicles | $3,499 | $617 |
| 4 Vehicles | $4,665 | $823 |
Savings on 2 Vehicles bundle:$412
Savings on 3 Vehicles bundle:$617
Savings on 4 Vehicles bundle:$823
Denmark, SC Post- DUI Auto Insurance Rates | Back to Top
Driving Under Influence (DUI) can be an added burden on your wallet. The cost of auto insurance will go up post-DUI. The below graph does a comparison of auto insurance rates before and after DUI in and around Denmark, SC.
| Location | Average Insurance Cost | Post DUI Insurance Rate |
|---|---|---|
| Denmark | $1,372 | $2,073 |
| Hilda | $1,368 | $2,067 |
| Blackville | $1,366 | $2,064 |
| Govan | $1,628 | $2,460 |
| Norway | $1,367 | $2,066 |
| Barnwell | $1,406 | $2,124 |
| Bamberg County | $1,375 | $2,078 |
| Olar | $1,390 | $2,100 |
Denmark, SC Auto Insurance Rates Based on Credit Score | Back to Top
Car insurance companies can use the Credit Score of car drivers to determine car insurance rates. Car drivers with good credit can avail of substantial discounts on car insurance rates.
| Credit Score | Insurance Cost |
|---|---|
| Exceptional (800-850) | $1,177 |
| Excellent (740-799) | $1,344 |
| Good (670-739) | $1,430 |
| Average (580-669) | $1,865 |
| Poor (300-579) | $2,238 |
Denmark, SC Auto Insurance Agents | Back to Top
Car owners can obtain quotes from multiple auto insurance companies. Comparing different quotes can help identify the cheapest auto insurance provider best suited for their coverage needs.
| Agent Name | Company | Agent Address | Contact Details |
|---|---|---|---|
| Mccain Atkinson Insurance Inc | Travelers | 18478 HERITAGE HWY, DENMARK, 29042 | (803) 793-1060 |
| James S Wills Agency | Nationwide | 555 W Church St, Batesburg, 29006-1737 | (803) 532-3390 |
| Adams Eaddy & Associates Insurance | Travelers | 2230 DEVINE ST, COLUMBIA, 29205 | 803-254-9404 |
| Gary Blight | Allstate | 5335 Sunset Blvd Ste B, Lexington, 29072 | (803) 951-3299 |
| Jesse T Reese Inc | Liberty Mutual Independent | 2014 ASSEMBLY ST, COLUMBIA, 29201 | (803) 799-9206 |
| Jessica Hogan | State Farm | 1950 Bush River Road Suite 3, Columbia, 29210-6800 | 803-798-5377 |
| Dufresne & Associates | Travelers | 1407 MAIN HWY, BAMBERG, 29003 | 803-245-1117 |
| Dufresne & Associates | Travelers | 1407 MAIN HWY, BAMBERG, 29003 | 803-245-1117 |
| Smoak Insurance Agency Inc | Travelers | 1534 LEESBURG RD, COLUMBIA, 29209 | 803-254-4323 |
| Lexington National Property & Cas | None | 107 Brookside Parkway, Lexington, 29072 | None |
| Resource Insurance Associates Inc | Travelers | 2717 DEVINE ST, COLUMBIA, 29205 | 803-748-4545 |
Denmark, SC Auto Insurance Rates can Increase Based on Driving Violations | Back to Top
Auto insurance rates tend to increase depending on the type and number of driving violations. The driving violations can stay on the record for a considerable amount of time leading to higher auto insurance rates. The severity of the driving violation and place of residence will determine how long the violation stays on record.
| Driving Violation | Cost Increase | Total Insurance Cost |
|---|---|---|
| Driving Without Headlights | +$60 | $1,432 |
| Driver's Failure In Showing Documents | +$133 | $1,505 |
| Driving With An Expired Registration | +$141 | $1,513 |
| Driving At A Considerably Slow Pace | +$298 | $1,670 |
| Using A Cellphone While Driving | +$314 | $1,686 |
| Running A Red Light | +$320 | $1,692 |
| Speeding | +$336 | $1,708 |
| Driving A Vehicle Without The Required Permission | +$427 | $1,799 |
| Driving With An Expired/Suspended License | +$925 | $2,297 |
Denmark, SC Auto Insurance Rates Based on Anti-Theft Feature | Back to Top
Cars that are equipped with safety devices are less prone to thefts. As a result, auto insurance companies provide a considerable amount of discounts to vigilant car owners. The discounts vary depending on the type and number of safety devices installed.
| Anti Theft Feature | Insurance Cost |
|---|---|
| Audible Alarm | $1,317 |
| Active Disabling Device | $1,317 |
| Tracking Device | $1,290 |
| Passive Disabling Device | $1,276 |