Denver, CO Auto Insurance Rates
Denver, CO residents can save $500 by comparing multiple quotes & reading reviews & research on Denver car insurance rates, quotes, agents & coverage.
| Lowest | Average | Highest |
|---|---|---|
| $1016 | $1244 | $1642 |
Latest Auto Insurance Reviews in Denver, Colorado
Usaa
Before I had used Geico, and they were OK, but switching to USAA has made all the difference. My rates are lower and the customer service is the best
Before I had used Geico, and they were OK, but switching to USAA has made all the difference. My rates are lower and the customer service is the best
Allstate
Great company not only good for home but also auto insurance as well they offer coverage all the way around on any scale with great quality and accuracy of service
Great company not only good for home but also auto insurance as well they offer coverage all the way around on any scale with great quality and accuracy of service
Travelers
Our deductible is also standard. We had options and we chose one that we thought was appropriate for us and our needs. I am glad that they offer options because it offers flexibility.
Our deductible is also standard. We had options and we chose one that we thought was appropriate for us and our needs. I am glad that they offer options because it offers flexibility.
Usaa
The are always quick to answer phone call or email and they are very polite so I am satisfied with the support.
The are always quick to answer phone call or email and they are very polite so I am satisfied with the support.
Usaa
The diversified companies that make up USAA are leading providers of financial planning, insurance, investments and banking for the military community. ... Because of our demonstrated financial strength, we're one of only a handful of organizations to which the national credit rating ...
The diversified companies that make up USAA are leading providers of financial planning, insurance, investments and banking for the military community. ... Because of our demonstrated financial strength, we're one of only a handful of organizations to which the national credit rating ...
Usaa
I think that the costs are very reasonable. My son is a new driver and even the cheapest insurance providers on the market only beat USAA by about 10 dollars a month.
I think that the costs are very reasonable. My son is a new driver and even the cheapest insurance providers on the market only beat USAA by about 10 dollars a month.
Nationwide
My insurance company is extremely accessible, and my insurance agent is friendly, helpful, and courteous. I have never had a problem contacting them when I need to.
My insurance company is extremely accessible, and my insurance agent is friendly, helpful, and courteous. I have never had a problem contacting them when I need to.
Usaa
I have never had a bad interaction with USAA for my insurance needs. They are always quick to answer questions. I cant say there is one thing i dislike about them.
I have never had a bad interaction with USAA for my insurance needs. They are always quick to answer questions. I cant say there is one thing i dislike about them.
Liberty Mutual
the company is quite reliable with its customers, in addition its prices are profitable and fit my budget, they are always aware of my car if I need them, I am happy to belong to this insurance because I have been great I feel quiet and comfortabler
the company is quite reliable with its customers, in addition its prices are profitable and fit my budget, they are always aware of my car if I need them, I am happy to belong to this insurance because I have been great I feel quiet and comfortabler
Nationwide
My auto insurance company offers automatic payments which is great to make sure that I never miss a payment. They also offer roadside assistance which a lot of companies only offer at an additional fee.
My auto insurance company offers automatic payments which is great to make sure that I never miss a payment. They also offer roadside assistance which a lot of companies only offer at an additional fee.
Usaa
I would like to be able to talk to someone in person from time to time. I haven't found it to me a MAJOR inconvenience.
I would like to be able to talk to someone in person from time to time. I haven't found it to me a MAJOR inconvenience.
Allstate
I think they have good customer support. However, I have a local agent and when I called to make a claim, I was routed to someone at the national office of the company, located in another state. So I felt that this was a little impersonal.
I think they have good customer support. However, I have a local agent and when I called to make a claim, I was routed to someone at the national office of the company, located in another state. So I felt that this was a little impersonal.
Liberty Mutual
I think my premiums are very high but I have called around for quotes from other providers but I thought they were also high. For the same coverage, they were a little cheaper than Liberty Mutual but I did not feel like I could save enough to make it worth the while to switch. I do however plan to check around again when my vehicle is paid off in the next couple of months. I will get some quotes on liability only.
I think my premiums are very high but I have called around for quotes from other providers but I thought they were also high. For the same coverage, they were a little cheaper than Liberty Mutual but I did not feel like I could save enough to make it worth the while to switch. I do however plan to check around again when my vehicle is paid off in the next couple of months. I will get some quotes on liability only.
Usaa
It is lower than most companies and has great service and great coverage. The website makes it easy to make changes.
It is lower than most companies and has great service and great coverage. The website makes it easy to make changes.
State Farm, Denver, CO
$527/6 months
Car Insurance Policy Holder
- Single 42 Years old Male licensed 28 years ago with Financed 2015 Mitsubishi Outlander Sport used for Commute to Work or School with estimated annual mileage of 9,001 - 12,000.
- bachelors degree & Full Time Job.
- Yes accidents , Yes traffic tickets , No DUIs , No Licence suspensions .
Car Insurance Policy & Coverage Details:
- 1 car insured & 1 person is part of this policy
- Bundled Home & Auto Insurance with <5 % discount
- $$100,001 - $200,000K (Per Person Bodily Injury) / $$0 - $10,000K (Per Accident Bodily Injury)
- $50,001 - $100,000 K Property Damage
- $50,001 - $100,000 K Personal Injury Protection
- Comprehensive insurance with $201 - $250 deductible
- Collision insurance with $201 - $250 deductible
- $50,001 - $100,000 K Uninsured Motorists Bodily Injury
- $50,001 - $100,000 K Uninsured Motorists Property Damage
State Farm Auto Insurance, Denver, CO
$49/1 month
Car Insurance Policy Holder
- Divorced 23 Years old Female licensed 5 years ago with Own Ford Edge SEL used for Business with estimated annual mileage of 15,001 - 20,000.
- bachelors degree & Full Time Job.
- No accidents , No traffic tickets , No DUIs , No Licence suspensions .
Car Insurance Policy & Coverage Details:
- 1 car insured & 1 person is part of this policy
- Home and Auto insurance are from difference companies
- $25K (Per Person Bodily Injury) / $50K (Per Accident Bodily Injury)
- 20 K Property Damage
- 50 K Personal Injury Protection
- 25 K Uninsured Motorists Bodily Injury
- 50 K Uninsured Motorists Property Damage
Denver Car Insurance Rate Comparisons
Denver, CO's average car insurance of $1244 differs from Edgewater, CO (-$23), South Aurora (+$226), North Aurora (+$426) and Colorado (+$27)
| Denver | Edgewater, CO | South Aurora | North Aurora | Colorado | |
| Median Insurance Rates | $1244 | -$23 | +$226 | +$426 | +$27 |
Denver Car Insurance Savings By Neighborhood & Street Area
| Denver Driver Street Residence & Car Locations | Car Details in Denver | Denver Driver Demographics | Denver Auto Insurance Estimates | Recent Denver Insurance Savings |
|---|---|---|---|---|
| Bear Valley Heights | ||||
| S Holland St | 2005 Buick Rendezvous CX | 84 year female senior | $1317 | $875 |
| W Belleview St | 2003 Cadillac Seville SLS | 29 year man | $2293 | $505 |
| Highland Park | ||||
| Mariposa Way | 2010 Toyota Prius III | 19 year teenager | $3639 | $377 |
| W 47th Ave | 2004 Chevrolet Silverado 2500HD Work Truck | 43 year married man | $1682 | $402 |
| College View | ||||
| S Hooker Way | 2010 Mazda Mazda3 s Sport | 17 year male teenager | $3758 | $545 |
| S Linley Ct | 2009 Ford Fusion SEL | 48 year woman | $1064 | $964 |
| Wellshire | ||||
| S Vine St | 2007 Chrysler 300 C | 78 year senior | $1351 | $534 |
| S Marion Cir | 2012 Hyundai Sonata GLS | 29 year married woman | $1056 | $780 |
| Alamo Placita | ||||
| Polo Club W | 2009 Acura TSX Base | 16 year female teenager | $3972 | $559 |
| S Adams Way | 2010 Nissan Rogue SL | 78 year male senior | $1465 | $679 |
Denver Post DUI Car Insurance Rates
| Denver | Welby | Edgewater | Commerce City | Colorado | |
| Median Post DUI Insurance Rate | $2313 | +$979 | -$42 | +$532 | +$51 |
| Male Teenager Post DUI Insurance Rate | $7750 | +$3277 | -$143 | +$1782 | +$168 |
| Female Teenager Post DUI Insurance Rate | $7473 | +$3160 | -$140 | +$1717 | +$162 |
The Post DUI insurance in Denver, CO's is $2313 compared to Welby (+$979), Edgewater (-$42), Commerce City (+$532) and Colorado (+$51)
In Denver, a male teenager with Post DUI pays $277 more than a female teenager Post DUI. For Example, a Male Teenager Post DUI with a 2010 Toyota Prius III in Denver, CO would pay $6872 on auto insurance while a female teenager POST DUI would pay $6625.
Denver Car Insurance by Segment
Denver Teenagers Car Insurance Rates Comparison
31718 Denver Teenagers (5% of total population), 50% Male & 50% Female.
| Denver | Sherrelwood | North Washington | Cherry Hills Village | Colorado | |
| All Teenagers | $4105 | +$1505 | +$1769 | +$1505 | +$89 |
| Male Teenager | $4167 | +$1528 | +$1796 | +$1528 | +$90 |
| Female Teenager | $4018 | +$1473 | +$1731 | +$1473 | +$87 |
Denver teenagers pay $4105 in insurance in contrast with Sherrelwood (+$1505), North Washington (+$1769), Cherry Hills Village (+$1505) and Colorado (+$89). The difference between Male & Female teenagers in Denver is $149
Example
- 2013 Jeep Wrangler Sport Male Teenager Insurance Rate $3514
- 2012 Lincoln MKZ Base Female Teenager Insurance Rate $4014
Denver Men & Women Car Insurance
604356 Denver Adults (100% of total population), 50% Men & 50% Women.
| Denver | Derby | Cherry Hills Village | Federal Heights | Colorado | |
| All Women | $1181 | +$386 | +$434 | -$27 | +$26 |
| Married Women | $1119 | +$366 | +$411 | -$26 | +$24 |
| All Men | $1903 | +$621 | +$698 | -$45 | +$41 |
| Married Men | $1766 | +$577 | +$648 | -$41 | +$38 |
The typical insurance rate of $1903 that Denver Men pay varies from Derby (+$621), Cherry Hills Village (+$698), Federal Heights (-$45) and Colorado (+$41). In Denver, married men pay $647 more than married women.
Example
- 2014 Volkswagen Beetle 2.5 PZEV Married Men Insurance Rate $1721
- 2011 Audi A4 2.0T quattro Premium Plus Married Women Insurance Rate $1973
Denver Senior Car Insurance
92040 Denver Seniors (15% of total population), 44% Senior Men & 56% Senior Women.
| Denver | West Adams | Cherry Hills Village | Federal Heights | Colorado | |
| All Seniors | $1542 | +$367 | +$566 | -$36 | +$34 |
| Senior Men | $1555 | +$370 | +$570 | -$37 | +$33 |
| Senior Women | $1530 | +$364 | +$561 | -$36 | +$33 |
Denver seniors pay $1542 in insurance compared to West Adams (+$367), Cherry Hills Village (+$566), Federal Heights (-$36) and Colorado (+$34). In Denver, senior men pay $25 more than senior women.
Denver Car Insurance Discounts for Multiple Vehicles
Denver Population with 1 Vehicle 110820 (42% of Denver population), 2 Vehicles 88644 (34% of the Denver population) and 3 vehicles 22529 (9% of the population)
| Denver | Edgewater | North Washington | Sherrelwood | Colorado | |
| 2 Vehicles | $2364 | -$44 | +$1018 | +$866 | +$51 |
| 3 Vehicles | $3608 | -$67 | +$1554 | +$1322 | +$78 |
| 4 Vehicles | $4852 | -$90 | +$2090 | +$1778 | +$105 |
Car Insurance Agents in Denver, CO
| Rank | Agent Name | Agent Contact |
|---|---|---|
| 1 | AAA Insurance | 4100 E Arkansas Ave, Denver, CO 80222 |
| 2 | Abbie Davis | American Family Insurance, Denver, CO |
| 3 | Abbie L Davis | 2855 N Speer Blvd Ste D, Denver, CO 80211 |
| 4 | Accu Mortgage & Insurance | 3101 W 38th Ave, Denver, CO 80211 |
| 5 | Ace Insurance Agency | 4450 Morrison Rd Ste A, Denver, CO 80219 |
| 6 | A Citywide Auto Insurance Agency | 5777 Leetsdale Dr, Denver, CO 80224 |
| 7 | A Citywide Auto Inurance Agency | 7059 Pecos St, Denver, CO 80221 |
| 8 | A Citywide Auto Inurance Agency | 2493 S Broadway, Denver, CO 80210 |
| 9 | A Citywide Auto Inurance Agency | 935 Federal Blvd, Denver, CO 80204 |
| 10 | Adam Moskowitz | 2204 Kearney St, Denver, CO 80207 |
Denver Auto Insurance Rates Vary by Deductible
| Low Deductible ($500) | High Deductible ($1000) | |||||
|---|---|---|---|---|---|---|
| Make & Model | Example Claim Amount | Yearly Premium | Total Yearly Cost | Yearly Premium | Total Yearly Cost | Net Savings for High Deductible Plan |
| Honda, Odyssey LX | $100 | $1360 | $1460 | $1290 | $1390 | $70 |
| Toyota, Sienna | $300 | $1330 | $1630 | $1230 | $1530 | $100 |
| Acura, TSX Sport Wagon | $200 | $1310 | $1510 | $1220 | $1420 | $90 |
| Infiniti, G37 | $700 | $1430 | $1930 | $1320 | $2020 | $-90 |
| Subaru, Tribeca Limited AWD | $1000 | $1380 | $1880 | $1280 | $2280 | $-400 |