Derwood Auto Insurance Rates, Quotes, Agents & Reviews in MD

Derwood, MD Auto Insurance Rates, Quotes, Agents & Reviews

Zimlon, through its research, found that car owners in Derwood, MD, can avail multiple discounts on car insurance by taking various factors into consideration. These factors are explored in detail by Zimlon in the analysis below.

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Factors that can influence the cost of car insurance in Derwood, MD are listed below. It is imperative to understand these factors in order to reduce the cost of car insurance. It is also essential to strike a balance between the cost of insurance and the coverage requirements.


Derwood, MD Auto Insurance Rate Comparisons with Neighboring Locations | Back to Top

The following table compares the cost of insurance in Derwood, MD with that of other cities in and around Derwood.

Derwood Rockville Gaithersburg Washington Grove Redland Leisure World
Average Insurance Rates $1,510 $1,274 $1,320 $1,458 $1,438 $1,341

Derwood, MD Auto Insurance Rates vary Based on Deductibles in Neighboring Cities | Back to Top

The following table makes a comparison of the variation in car insurance rates in and around Derwood, MD based on the change in deductibles. A higher deductible leads to a decrease in the cost of car insurance.

Location Low Deductible ($500) High Deductible ($1000)
Derwood $2,050 $1,731
Redland $1,487 $1,256
Rockville $1,616 $1,365
Washington Grove $1,822 $1,539
Montgomery County $1,917 $1,619
Aspen Hill $1,798 $1,519
Leisure World $1,506 $1,272
Gaithersburg $2,485 $2,099

Derwood, MD Auto Insurance Rates Based on the Age of the Driver | Back to Top

Teenagers in Derwood, MD usually pay a much higher car insurance rate compared to the rest of the state as they are generally considered to be less responsible behind the wheel. Middle-aged drivers are likely to pay lower car insurance premiums if they are considered to be safer drivers by insurance companies.

Age of Driver Insurance Cost
Teens $4,900
20 Years $1,940
30 Years $1,494
40 Years $1,438
50 Years $1,331
60 Years $1,350
70 Years $1,571

Derwood, MD Car Insurance Discounts for Multi-Car Insurance | Back to Top

Car owners in Derwood, MD can obtain discounts if they insure multiple vehicles with the same insurer. The average savings one can obtain are as follows:

Number of Cars Auto Insurance Cost Total Savings
2 Vehicles $2,658 $362
3 Vehicles $3,986 $544
4 Vehicles $5,315 $725

Savings on 2 Vehicles bundle:$362

Savings on 3 Vehicles bundle:$544

Savings on 4 Vehicles bundle:$725


Derwood, MD Post- DUI Auto Insurance Rates | Back to Top

Driving Under Influence (DUI) can be an added burden on your wallet. The cost of auto insurance will go up post-DUI. The below graph does a comparison of auto insurance rates before and after DUI in and around Derwood, MD.

Location Average Insurance Cost Post DUI Insurance Rate
Derwood $1,510 $2,407
Redland $1,438 $2,293
Rockville $1,274 $2,031
Washington Grove $1,458 $2,325
Montgomery County $1,467 $2,339
Aspen Hill $1,145 $1,826
Leisure World $1,341 $2,138
Gaithersburg $1,320 $2,105

Derwood, MD Auto Insurance Rates Based on Credit Score | Back to Top

Car insurance companies can use the Credit Score of car drivers to determine car insurance rates. Car drivers with good credit can avail of substantial discounts on car insurance rates.

Credit Score Insurance Cost
Exceptional (800-850) $1,296
Excellent (740-799) $1,479
Good (670-739) $1,573
Average (580-669) $2,053
Poor (300-579) $2,463

Derwood, MD Auto Insurance Agents | Back to Top

Car owners can obtain quotes from multiple auto insurance companies. Comparing different quotes can help identify the cheapest auto insurance provider best suited for their coverage needs.

Agent Name Company Agent Address Contact Details
Venice Mundle-Harvey Allstate 18564 Office Park Dr, Gaithersburg, 20886 (301) 740-2302
Klinger & Associates Inc. Erie 19785 Crystal Rock Drive Suite 301, Germantown, 20874 None
Jessica Cortes State Farm 966 Hungerford Dr Ste 10B, Rockville, 20850-1743 301-340-3101
Jeffrey Burchman Liberty Mutual 800 King Farm Blvd Ste 105, Rockville, 20850 1-301-881-9300
Christopher D. Wiles Liberty Mutual 800 King Farm Blvd Ste 105, Rockville, 20850 1-301-881-9300
Greg Brewton Liberty Mutual 800 King Farm Blvd Ste 105, Rockville, 20850 1-301-881-9300
Jeslling Montalvan State Farm 12121 Heritage Park Cir, Silver Spring, 20906-4556 240-669-4924
Kevin Vendt Allstate 751 Rockville Pike Ste 8b, Rockville, 20852 (301) 762-0568
Shannon & Luchs Ins Agency Liberty Mutual Independent 400 PROFESSIONAL DR STE 360, GAITHERSBURG, 20879 301-670-7370
Insurance Master Usa Inc Travelers 474 NORTH FREDERICK AVE STE 201, GAITHERSBURG, 20877 301-838-8600
The Insurance Exchange Inc Liberty Mutual Independent 9713 KEY WEST AVE STE 401, ROCKVILLE, 20850 (301) 279-5500
Stephen L Beall Cic Nationwide 1682 E Gude Dr STE 300, Rockville, 20850-5342 (301) 294-6200

Derwood, MD Auto Insurance Rates can Increase Based on Driving Violations | Back to Top

Auto insurance rates tend to increase depending on the type and number of driving violations. The driving violations can stay on the record for a considerable amount of time leading to higher auto insurance rates. The severity of the driving violation and place of residence will determine how long the violation stays on record.

Driving Violation Cost Increase Total Insurance Cost
Driving Without Headlights +$66 $1,576
Driver's Failure In Showing Documents +$146 $1,656
Driving With An Expired Registration +$156 $1,666
Driving At A Considerably Slow Pace +$328 $1,838
Using A Cellphone While Driving +$346 $1,856
Running A Red Light +$352 $1,862
Speeding +$370 $1,880
Driving A Vehicle Without The Required Permission +$470 $1,980
Driving With An Expired/Suspended License +$1,018 $2,528

Derwood, MD Auto Insurance Rates Based on Anti-Theft Feature | Back to Top

Cars that are equipped with safety devices are less prone to thefts. As a result, auto insurance companies provide a considerable amount of discounts to vigilant car owners. The discounts vary depending on the type and number of safety devices installed.

Anti Theft Feature Insurance Cost
Audible Alarm $1,450
Active Disabling Device $1,450
Tracking Device $1,419
Passive Disabling Device $1,404