Des Moines, WA Auto Insurance Rates, Quotes, Agents & Reviews
Zimlon, through its research, found that car owners in Des Moines, WA, can avail multiple discounts on car insurance by taking various factors into consideration. These factors are explored in detail by Zimlon in the analysis below.
Factors that can influence the cost of car insurance in Des Moines, WA are listed below. It is imperative to understand these factors in order to reduce the cost of car insurance. It is also essential to strike a balance between the cost of insurance and the coverage requirements.
- Des Moines, WA Auto Insurance Rates
- Des Moines, WA Auto Insurance for Different Deductible
- How the Age of Driver Affects Insurance Rates in Des Moines, WA
- Multi Vehicle Insurance Savings in Des Moines, WA
- How Credit Score Affects Car Insurance Rates in Des Moines, WA
- How DUI Affects Auto Insurance Premiums in Des Moines, WA
- Top Auto Insurance Agents Near Des Moines, WA
- How Driving Violations Affect Auto Insurance Rates in Des Moines, WA
- Des Moines, WA Auto Insurance Discounts on Anti Theft Feature
- Des Moines, WA Auto Insurance Company Reviews
Des Moines, WA Auto Insurance Rate Comparisons with Neighboring Locations | Back to Top
The following table compares the cost of insurance in Des Moines, WA with that of other cities in and around Des Moines.
| Des Moines | SeaTac | Federal Way-Auburn | Normandy Park | Kent | Lakeland North | |
|---|---|---|---|---|---|---|
| Average Insurance Rates | $1,245 | $1,357 | $1,358 | $1,337 | $1,243 | $1,238 |
Des Moines, WA Auto Insurance Rates vary Based on Deductibles in Neighboring Cities | Back to Top
The following table makes a comparison of the variation in car insurance rates in and around Des Moines, WA based on the change in deductibles. A higher deductible leads to a decrease in the cost of car insurance.
| Location | Low Deductible ($500) | High Deductible ($1000) |
|---|---|---|
| Des Moines | $1,427 | $1,205 |
| Normandy Park | $2,013 | $1,700 |
| SeaTac | $1,105 | $934 |
| Lakeland North | $1,727 | $1,459 |
| Kent | $2,366 | $1,998 |
| Federal Way-Auburn | $1,478 | $1,248 |
| Federal Way | $1,579 | $1,334 |
| Burien | $2,321 | $1,960 |
Des Moines, WA Auto Insurance Rates Based on the Age of the Driver | Back to Top
Teenagers in Des Moines, WA usually pay a much higher car insurance rate compared to the rest of the state as they are generally considered to be less responsible behind the wheel. Middle-aged drivers are likely to pay lower car insurance premiums if they are considered to be safer drivers by insurance companies.
| Age of Driver | Insurance Cost |
|---|---|
| Teens | $4,040 |
| 20 Years | $1,600 |
| 30 Years | $1,232 |
| 40 Years | $1,185 |
| 50 Years | $1,098 |
| 60 Years | $1,113 |
| 70 Years | $1,296 |
Des Moines, WA Car Insurance Discounts for Multi-Car Insurance | Back to Top
Car owners in Des Moines, WA can obtain discounts if they insure multiple vehicles with the same insurer. The average savings one can obtain are as follows:
| Number of Cars | Auto Insurance Cost | Total Savings |
|---|---|---|
| 2 Vehicles | $2,191 | $299 |
| 3 Vehicles | $3,287 | $448 |
| 4 Vehicles | $4,382 | $598 |
Savings on 2 Vehicles bundle:$299
Savings on 3 Vehicles bundle:$448
Savings on 4 Vehicles bundle:$598
Des Moines, WA Post- DUI Auto Insurance Rates | Back to Top
Driving Under Influence (DUI) can be an added burden on your wallet. The cost of auto insurance will go up post-DUI. The below graph does a comparison of auto insurance rates before and after DUI in and around Des Moines, WA.
| Location | Average Insurance Cost | Post DUI Insurance Rate |
|---|---|---|
| Des Moines | $1,245 | $1,998 |
| Normandy Park | $1,337 | $2,146 |
| SeaTac | $1,357 | $2,178 |
| Lakeland North | $1,238 | $1,987 |
| Kent | $1,243 | $1,995 |
| Federal Way-Auburn | $1,358 | $2,180 |
| Federal Way | $1,241 | $1,992 |
| Burien | $1,257 | $2,018 |
Des Moines, WA Auto Insurance Rates Based on Credit Score | Back to Top
Car insurance companies can use the Credit Score of car drivers to determine car insurance rates. Car drivers with good credit can avail of substantial discounts on car insurance rates.
| Credit Score | Insurance Cost |
|---|---|
| Exceptional (800-850) | $1,068 |
| Excellent (740-799) | $1,219 |
| Good (670-739) | $1,297 |
| Average (580-669) | $1,693 |
| Poor (300-579) | $2,031 |
Des Moines, WA Auto Insurance Agents | Back to Top
Car owners can obtain quotes from multiple auto insurance companies. Comparing different quotes can help identify the cheapest auto insurance provider best suited for their coverage needs.
| Agent Name | Company | Agent Address | Contact Details |
|---|---|---|---|
| Duane Weber Insurance | Liberty Mutual Independent | 327 5TH AVE S, KENT, 98032 | (253) 852-1251 |
| Thomas Abraham | Allstate | 21010 108th Ave SE, Kent, 98031 | (253) 520-5470 |
| Doug Jones | State Farm | 124 4th Ave S Ste 210, Kent, 98032-5874 | 253-850-3226 |
| Candy Rawson | State Farm | 23100 Pacific Hwy S Ste 206, Des Moines, 98198-7281 | 206-824-1700 |
| Merrill & Merrill Insurance | Liberty Mutual Independent | 9259 57TH AVENUE S, SEATTLE, 98118 | 206-906-9590 |
| David Lo | State Farm | 12705 Renton Ave S, Seattle, 98178-4847 | 206-772-3388 |
| John Galluzzo | Farmers | 433 Park Ave N, Renton, 98057 | (425) 226-9239 |
| Terry Koubele | Allstate | 1200 S 324th St Ste 2a, Federal Way, 98003 | (253) 252-2367 |
| Stephen La Berge | Farmers | 33516 9th Ave S Ste 5b, Federal Way, 98003 | (253) 952-2708 |
| William F. Davis Insurance Agency, Inc. | None | 304 Main Ave S Rm 304B, Renton, 98057 | None |
| Ryan Hoang Csd Csg Csp | Farmers | 16400 Southcenter Pkwy Ste 307, Tukwila, 98188 | (206) 554-9996 |
| Rik Kelly | State Farm | 1400 S 312th St Ste 2, Federal Way, 98003-4796 | 253-838-0422 |
Des Moines, WA Auto Insurance Rates can Increase Based on Driving Violations | Back to Top
Auto insurance rates tend to increase depending on the type and number of driving violations. The driving violations can stay on the record for a considerable amount of time leading to higher auto insurance rates. The severity of the driving violation and place of residence will determine how long the violation stays on record.
| Driving Violation | Cost Increase | Total Insurance Cost |
|---|---|---|
| Driving Without Headlights | +$55 | $1,300 |
| Driver's Failure In Showing Documents | +$121 | $1,366 |
| Driving With An Expired Registration | +$128 | $1,373 |
| Driving At A Considerably Slow Pace | +$270 | $1,515 |
| Using A Cellphone While Driving | +$285 | $1,530 |
| Running A Red Light | +$290 | $1,535 |
| Speeding | +$305 | $1,550 |
| Driving A Vehicle Without The Required Permission | +$387 | $1,632 |
| Driving With An Expired/Suspended License | +$839 | $2,084 |
Des Moines, WA Auto Insurance Rates Based on Anti-Theft Feature | Back to Top
Cars that are equipped with safety devices are less prone to thefts. As a result, auto insurance companies provide a considerable amount of discounts to vigilant car owners. The discounts vary depending on the type and number of safety devices installed.
| Anti Theft Feature | Insurance Cost |
|---|---|
| Audible Alarm | $1,195 |
| Active Disabling Device | $1,195 |
| Tracking Device | $1,170 |
| Passive Disabling Device | $1,158 |
Latest Auto Insurance Reviews in Des Moines, WA | Back to Top
Country FinancialWe are actually paying less for our vehicle coverage with the new insurance, it could be that the area we moved to is much more rural than the last and that brought the prices down. We have a low deductible and a good price for the insurance we carry.
Country FinancialWe are actually paying less for our vehicle coverage with the new insurance, it could be that the area we moved to is much more rural than the last and that brought the prices down. We have a low deductible and a good price for the insurance we carry.
Geicogeico has lower rates than its competitors by a pretty wide margin. i am happy in this regard. their customer service, however, is outsrouced and is not very good.