Deschutes River Woods, OR Auto Insurance Rates, Quotes, Agents & Reviews
Zimlon, through its research, found that car owners in Deschutes River Woods, OR, can avail multiple discounts on car insurance by taking various factors into consideration. These factors are explored in detail by Zimlon in the analysis below.
Factors that can influence the cost of car insurance in Deschutes River Woods, OR are listed below. It is imperative to understand these factors in order to reduce the cost of car insurance. It is also essential to strike a balance between the cost of insurance and the coverage requirements.
- Deschutes River Woods, OR Auto Insurance Rates
- Deschutes River Woods, OR Auto Insurance for Different Deductible
- How the Age of Driver Affects Insurance Rates in Deschutes River Woods, OR
- Multi Vehicle Insurance Savings in Deschutes River Woods, OR
- How Credit Score Affects Car Insurance Rates in Deschutes River Woods, OR
- How DUI Affects Auto Insurance Premiums in Deschutes River Woods, OR
- Top Auto Insurance Agents Near Deschutes River Woods, OR
- How Driving Violations Affect Auto Insurance Rates in Deschutes River Woods, OR
- Deschutes River Woods, OR Auto Insurance Discounts on Anti Theft Feature
Deschutes River Woods, OR Auto Insurance Rate Comparisons with Neighboring Locations | Back to Top
The following table compares the cost of insurance in Deschutes River Woods, OR with that of other cities in and around Deschutes River Woods.
|Deschutes River Woods||Sunriver||Three Rivers||Sisters-Millican||Bend||Deschutes County|
|Average Insurance Rates||$1,442||$1,524||$1,427||$1,453||$1,016||$1,302|
Deschutes River Woods, OR Auto Insurance Rates vary Based on Deductibles in Neighboring Cities | Back to Top
The following table makes a comparison of the variation in car insurance rates in and around Deschutes River Woods, OR based on the change in deductibles. A higher deductible leads to a decrease in the cost of car insurance.
|Location||Low Deductible ($500)||High Deductible ($1000)|
|Deschutes River Woods||$981||$828|
Deschutes River Woods, OR Auto Insurance Rates Based on the Age of the Driver | Back to Top
Teenagers in Deschutes River Woods, OR usually pay a much higher car insurance rate compared to the rest of the state as they are generally considered to be less responsible behind the wheel. Middle-aged drivers are likely to pay lower car insurance premiums if they are considered to be safer drivers by insurance companies.
|Age of Driver||Insurance Cost|
Deschutes River Woods, OR Car Insurance Discounts for Multi-Car Insurance | Back to Top
Car owners in Deschutes River Woods, OR can obtain discounts if they insure multiple vehicles with the same insurer. The average savings one can obtain are as follows:
|Number of Cars||Auto Insurance Cost||Total Savings|
Savings on 2 Vehicles bundle:$433
Savings on 3 Vehicles bundle:$649
Savings on 4 Vehicles bundle:$865
Deschutes River Woods, OR Post- DUI Auto Insurance Rates | Back to Top
Driving Under Influence (DUI) can be an added burden on your wallet. The cost of auto insurance will go up post-DUI. The below graph does a comparison of auto insurance rates before and after DUI in and around Deschutes River Woods, OR.
|Location||Average Insurance Cost||Post DUI Insurance Rate|
|Deschutes River Woods||$1,442||$2,157|
Deschutes River Woods, OR Auto Insurance Rates Based on Credit Score | Back to Top
Car insurance companies can use the Credit Score of car drivers to determine car insurance rates. Car drivers with good credit can avail of substantial discounts on car insurance rates.
|Credit Score||Insurance Cost|
Deschutes River Woods, OR Auto Insurance Agents | Back to Top
Car owners can obtain quotes from multiple auto insurance companies. Comparing different quotes can help identify the cheapest auto insurance provider best suited for their coverage needs.
|Agent Name||Company||Agent Address||Contact Details|
|Noble Insurance Solution||Travelers||1303 NW GALVESTON AVE, BEND, 97701||541-318-5968|
|Travis Bryan||State Farm||Ste A-4 62968 O B Riley Rd Ste 4, Bend, 97701-9461||541-647-2550|
|James Chrisman||State Farm||1288 SW Simpson Ave Ste B1, Bend, 97702-3196||541-388-9204|
|Jim Bowlin||State Farm||2214 NE Division St Ste 109, Bend, 97701-3551||541-382-8189|
|Insurance Center||Liberty Mutual Independent||62940 O B RILEY RD STE 1, BEND, 97701||(541) 382-8822|
|Perry Rhodes||Farmers||1470 NE 1st St Ste 100, Bend, 97701||(541) 389-3715|
|Dan Peterson||Allstate||174 NE Franklin Ave, Bend, 97701||(541) 382-6644|
|Aaa - Bend||Travelers||20350 EMPIRE BLVD STE A5, BEND, 97701||503-222-6748|
|Brown & Brown Northwest||Liberty Mutual Independent||296 SW COLUMBIA ST STE D, BEND, 97702||541-382-1611|
|Selco Group Inc||Travelers||501 NE BELLEVUE DR, BEND, 97701||541-312-1809|
|Wafd Insurance Group Inc||Liberty Mutual Independent||51379 Highway 97, LA PINE, 97739||(541) 536-1718|
Deschutes River Woods, OR Auto Insurance Rates can Increase Based on Driving Violations | Back to Top
Auto insurance rates tend to increase depending on the type and number of driving violations. The driving violations can stay on the record for a considerable amount of time leading to higher auto insurance rates. The severity of the driving violation and place of residence will determine how long the violation stays on record.
|Driving Violation||Cost Increase||Total Insurance Cost|
|Driving Without Headlights||+$63||$1,505|
|Driver's Failure In Showing Documents||+$140||$1,582|
|Driving With An Expired Registration||+$149||$1,591|
|Driving At A Considerably Slow Pace||+$313||$1,755|
|Using A Cellphone While Driving||+$330||$1,772|
|Running A Red Light||+$336||$1,778|
|Driving A Vehicle Without The Required Permission||+$448||$1,890|
|Driving With An Expired/Suspended License||+$972||$2,414|
Deschutes River Woods, OR Auto Insurance Rates Based on Anti-Theft Feature | Back to Top
Cars that are equipped with safety devices are less prone to thefts. As a result, auto insurance companies provide a considerable amount of discounts to vigilant car owners. The discounts vary depending on the type and number of safety devices installed.
|Anti Theft Feature||Insurance Cost|
|Active Disabling Device||$1,384|
|Passive Disabling Device||$1,341|