Deschutes River Woods Auto Insurance Rates, Quotes, Agents & Reviews in OR

Deschutes River Woods, OR Auto Insurance Rates, Quotes, Agents & Reviews

Zimlon, through its research, found that car owners in Deschutes River Woods, OR, can avail multiple discounts on car insurance by taking various factors into consideration. These factors are explored in detail by Zimlon in the analysis below.

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Factors that can influence the cost of car insurance in Deschutes River Woods, OR are listed below. It is imperative to understand these factors in order to reduce the cost of car insurance. It is also essential to strike a balance between the cost of insurance and the coverage requirements.


Deschutes River Woods, OR Auto Insurance Rate Comparisons with Neighboring Locations | Back to Top

The following table compares the cost of insurance in Deschutes River Woods, OR with that of other cities in and around Deschutes River Woods.

Deschutes River Woods Sunriver Three Rivers Sisters-Millican Bend Deschutes County
Average Insurance Rates $1,442 $1,524 $1,427 $1,453 $1,016 $1,302

Deschutes River Woods, OR Auto Insurance Rates vary Based on Deductibles in Neighboring Cities | Back to Top

The following table makes a comparison of the variation in car insurance rates in and around Deschutes River Woods, OR based on the change in deductibles. A higher deductible leads to a decrease in the cost of car insurance.

Location Low Deductible ($500) High Deductible ($1000)
Deschutes River Woods $981 $828
Seventh Mountain $1,422 $1,201
Tetherow $1,978 $1,670
Sunriver $1,061 $896
Deschutes County $1,652 $1,395
Bend $1,342 $1,134
Three Rivers $1,318 $1,114
Sisters-Millican $1,874 $1,583

Deschutes River Woods, OR Auto Insurance Rates Based on the Age of the Driver | Back to Top

Teenagers in Deschutes River Woods, OR usually pay a much higher car insurance rate compared to the rest of the state as they are generally considered to be less responsible behind the wheel. Middle-aged drivers are likely to pay lower car insurance premiums if they are considered to be safer drivers by insurance companies.

Age of Driver Insurance Cost
Teens $4,679
20 Years $1,853
30 Years $1,427
40 Years $1,373
50 Years $1,272
60 Years $1,289
70 Years $1,501

Deschutes River Woods, OR Car Insurance Discounts for Multi-Car Insurance | Back to Top

Car owners in Deschutes River Woods, OR can obtain discounts if they insure multiple vehicles with the same insurer. The average savings one can obtain are as follows:

Number of Cars Auto Insurance Cost Total Savings
2 Vehicles $2,451 $433
3 Vehicles $3,677 $649
4 Vehicles $4,903 $865

Savings on 2 Vehicles bundle:$433

Savings on 3 Vehicles bundle:$649

Savings on 4 Vehicles bundle:$865


Deschutes River Woods, OR Post- DUI Auto Insurance Rates | Back to Top

Driving Under Influence (DUI) can be an added burden on your wallet. The cost of auto insurance will go up post-DUI. The below graph does a comparison of auto insurance rates before and after DUI in and around Deschutes River Woods, OR.

Location Average Insurance Cost Post DUI Insurance Rate
Deschutes River Woods $1,442 $2,157
Seventh Mountain $1,613 $2,413
Tetherow $1,919 $2,871
Sunriver $1,524 $2,280
Deschutes County $1,302 $1,948
Bend $1,016 $1,520
Three Rivers $1,427 $2,135
Sisters-Millican $1,453 $2,174

Deschutes River Woods, OR Auto Insurance Rates Based on Credit Score | Back to Top

Car insurance companies can use the Credit Score of car drivers to determine car insurance rates. Car drivers with good credit can avail of substantial discounts on car insurance rates.

Credit Score Insurance Cost
Exceptional (800-850) $1,237
Excellent (740-799) $1,412
Good (670-739) $1,503
Average (580-669) $1,960
Poor (300-579) $2,352

Deschutes River Woods, OR Auto Insurance Agents | Back to Top

Car owners can obtain quotes from multiple auto insurance companies. Comparing different quotes can help identify the cheapest auto insurance provider best suited for their coverage needs.

Agent Name Company Agent Address Contact Details
Noble Insurance Solution Travelers 1303 NW GALVESTON AVE, BEND, 97701 541-318-5968
Travis Bryan State Farm Ste A-4 62968 O B Riley Rd Ste 4, Bend, 97701-9461 541-647-2550
James Chrisman State Farm 1288 SW Simpson Ave Ste B1, Bend, 97702-3196 541-388-9204
Jim Bowlin State Farm 2214 NE Division St Ste 109, Bend, 97701-3551 541-382-8189
Insurance Center Liberty Mutual Independent 62940 O B RILEY RD STE 1, BEND, 97701 (541) 382-8822
Perry Rhodes Farmers 1470 NE 1st St Ste 100, Bend, 97701 (541) 389-3715
Dan Peterson Allstate 174 NE Franklin Ave, Bend, 97701 (541) 382-6644
Aaa - Bend Travelers 20350 EMPIRE BLVD STE A5, BEND, 97701 503-222-6748
Brown & Brown Northwest Liberty Mutual Independent 296 SW COLUMBIA ST STE D, BEND, 97702 541-382-1611
Selco Group Inc Travelers 501 NE BELLEVUE DR, BEND, 97701 541-312-1809
Wafd Insurance Group Inc Liberty Mutual Independent 51379 Highway 97, LA PINE, 97739 (541) 536-1718

Deschutes River Woods, OR Auto Insurance Rates can Increase Based on Driving Violations | Back to Top

Auto insurance rates tend to increase depending on the type and number of driving violations. The driving violations can stay on the record for a considerable amount of time leading to higher auto insurance rates. The severity of the driving violation and place of residence will determine how long the violation stays on record.

Driving Violation Cost Increase Total Insurance Cost
Driving Without Headlights +$63 $1,505
Driver's Failure In Showing Documents +$140 $1,582
Driving With An Expired Registration +$149 $1,591
Driving At A Considerably Slow Pace +$313 $1,755
Using A Cellphone While Driving +$330 $1,772
Running A Red Light +$336 $1,778
Speeding +$353 $1,795
Driving A Vehicle Without The Required Permission +$448 $1,890
Driving With An Expired/Suspended License +$972 $2,414

Deschutes River Woods, OR Auto Insurance Rates Based on Anti-Theft Feature | Back to Top

Cars that are equipped with safety devices are less prone to thefts. As a result, auto insurance companies provide a considerable amount of discounts to vigilant car owners. The discounts vary depending on the type and number of safety devices installed.

Anti Theft Feature Insurance Cost
Audible Alarm $1,384
Active Disabling Device $1,384
Tracking Device $1,355
Passive Disabling Device $1,341